Nicole Arduino Realtor

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Nicole Arduino Realtor Helping families buy and sell homes since 2006.

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.And if you've been p...
11/01/2026

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

10/31/2026
What if you finally get an offer on your house... and then the buyer backs out?It's every seller's nightmare. And with h...
10/29/2026

What if you finally get an offer on your house... and then the buyer backs out?
It's every seller's nightmare. And with headlines about canceled contracts on the rise, it's a concern worth talking about.

But here's what those headlines aren't telling you: 85–90% of home sales still make it to closing.

And there's more good news. You can actually take steps to protect your sale before your house even hits the market.

According to a Redfin survey, 70% of agents say inspection or repair issues are a reason buyers back out. That's the biggest reason reported, by far.

So, what's one smart move you can make?

Consider getting a pre-listing inspection. It could help you spot potential problems early, decide what to fix, and avoid surprises that might send a buyer running.

And that's just one piece of the puzzle. The right preparation, pricing, and negotiation strategy can make a real difference.

Selling your house doesn't have to feel like a gamble. A little preparation can give you a much stronger start.

Thinking about selling? Send me a message, and let's talk about how to set your sale up for success.

10/27/2026
What if the home you can afford is one you haven't even considered yet?If you've been searching for your first home and ...
10/24/2026

What if the home you can afford is one you haven't even considered yet?

If you've been searching for your first home and feeling like everything you love is just outside your budget, here's an option that deserves a second look: condos.
And the numbers might surprise you.

According to Zillow, the typical starter condo costs about $197,000 nationwide. That's roughly 6% less than the typical starter home. And in some markets, the affordability advantage is even bigger.

That could be the difference between continuing to rent and finally getting the keys to a place of your own.

Think about it. A condo could help you buy in a neighborhood you thought was out of reach, spend less on space you don't really need, and enjoy amenities like a pool or gym without the upkeep of a traditional house.

Sure, there are trade-offs. HOA fees, shared walls, and less outdoor space are all worth considering. But for the right buyer, those trade-offs could open a door that felt closed.

Your first home doesn't have to be your forever home. It just has to be the right first step.

Curious what condos are available in your price range? Send a message, and let's see what options you might be missing.

10/23/2026

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

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3865 Reed Boulevard
Murrysville, PA
15237

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