Isam Aziz - Realtor at The Aziz Team

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Isam Aziz - Realtor at The Aziz Team

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I am a Realtor with The Aziz Team and simpliHOM. If you need anything with your home, I am your guy! I love learning the stories of why people are moving.

Buy, sell, rent or fixing/improving anything around your home! My goal is to make the buying and selling process easier for everyone in Middle TN. From the family that just added their third baby to the empty nesters who are looking to downsize their home. This is a life changing event and one of the most stressful times in someone’s life. My goal is to make it as easy as possible by educating you on the process and giving you the tools to be successful. I was born in Indianapolis and graduated from East Tennessee State University. In 2008, I moved to Nashville, TN. I immediately loved everything about the city. It was a big city with a small city vibe. Since then, Nashville has seen an immense amount of change. From high rise buildings to high priced homes, Nashville has seen it all. When I started doing real estate, it was honestly a side hustle for me while I worked my IT job. As I started doing this a little more, I started to see how much I loved every part of this job. From meeting new people, to learning their stories, it was all great to me. The job is more fulfilling than any other job I have had and to me, that is the ultimate career. When I can help a family move to the next chapter of their life, it truly gives me a sense of joy and accomplishment. I am the proud father of two kids and enjoy spending time with them and my wife. We have plans to travel around the world to expose our children to different parts of the world. Part of this job has made me realize how blessed we are. Seeing other people going through hard times and knowing that there are other people around the world that have it even worse makes me really think about how grateful I should be everyday. I honestly want to help you. I want to help you get to the next chapter in your life. I want to make this process easy for you. I want you to tell all your friends about me. I want to impact lives and I know that is a big task to take on but I am committed, driven and ready to earn your business. I look forward to hearing from you and working with you!I look forward to hearing from you and working with you!

11/03/2026

🏡 Mortgage Rates Took a Turn in October! 📉

After climbing to 7.40% in mid-October, mortgage rates finally eased during the last two weeks of the month.

📊 Here's how the 30-year fixed rate moved:

📅 October 1: 7.28%
📅 October 8 & 15: 7.40%
📅 October 22: 7.32%
📅 October 29: 7.24%

💰 What does that mean for your wallet?

On a $400,000 mortgage, the drop from 7.40% to 7.24% could save approximately $44 per month in principal and interest.

🔑 Thinking about buying? If you were pre-approved when rates were higher, it may be worth checking your numbers again with your lender.

🏠 Thinking about selling? Buyers are paying close attention to monthly payments, not just listing prices.

💭 My takeaway: Two weeks of improvement is encouraging, but it doesn't guarantee rates will keep falling.

Rather than trying to predict where rates are headed, focus on today's numbers and what makes sense for your financial goals.

📚 Source: Freddie Mac Primary Mortgage Market Survey | October 2026

10/27/2026

🏡 Homebuilders Are Cutting Prices. But That's Not the Whole Story!

With affordability still challenging buyers, builders are getting creative to attract attention. And the latest numbers tell an interesting story! 📊

According to the National Association of Home Builders (NAHB):

🏗️ Builder Confidence: 29 out of 100
💰 Builders Cutting Prices: 43%
📉 Average Price Reduction: 6%
🎁 Builders Offering Incentives: 65%

Here's what caught my attention. 👇

Builders aren't just lowering prices. Some are offering mortgage rate buydowns, closing-cost assistance, and upgrades that could make a real difference in a buyer's monthly payment.

🔑 Buying? Don't just compare listing prices. Look at the entire offer.

🏠 Selling? Nearby new construction may be competing with your home in ways that aren't immediately obvious.

📍 Here in Middle Tennessee, understanding your specific market matters more than ever.

Sometimes the best opportunity isn't the lowest price. It's the overall value.

📚 Source: NAHB/Wells Fargo Housing Market Index | October 2026

10/20/2026

🏡 Nashville has 152% more home sellers than buyers. Yes, you read that right!

According to Redfin's October 14 report, Nashville has the second-largest seller surplus among the nation's 50 biggest metro areas. 📊

That's approximately 18,068 sellers competing for 7,161 buyers.

So, who's in the driver's seat? 🔑

Buyers have more negotiating leverage than they've had in years. But that doesn't mean every home is a bargain or every seller needs to slash their price.

💡 The real takeaway? Today's market rewards preparation, realistic expectations, and informed decisions on both sides.

The numbers tell a story. Understanding what they mean for your specific neighborhood is what matters.

📚 Source: Redfin Research | October 14, 2026

10/13/2026

🏡 September Market Update | Greater Nashville

September’s numbers are in! 📊 Here’s a quick look at where the market stands:

🏠 Residential Closings: 2,284
💰 Median Residential Price: $510,000
🏘️ Residential Inventory: 10,462
⏳ Average List-to-Contract Time: 57 Days

What does that mean? 👇

🔑 Buyers have more options and potentially more room to negotiate.

🏡 Sellers are facing more competition, making the right pricing and presentation even more important.

The market is moving differently depending on the neighborhood and price point. Knowing what’s happening in your specific market matters more than the headlines.

Thinking about buying or selling? Let’s look at the numbers together. 📲

📊 Source: Greater Nashville REALTORS® | September 2026 Market Statistics

10/06/2026

🏡 Mortgage Rates Are Up: What Buyers Should Know

Mortgage rates moved higher again, and buyers are starting to respond. 📈

Here’s where things stand:

🏠 30-year fixed: 7.57%
🔑 15-year fixed: 7.19%
📉 Mortgage applications: down 6%
🏡 Purchase applications: down 4%
🔄 Refinance applications: down 9%

But higher rates don’t automatically mean you should stop looking.

As some buyers step back, there may be less competition and more room to negotiate with sellers. 🤝

💡 My advice? Don’t focus on trying to perfectly time the market. Focus on whether the home, monthly payment, and overall terms make sense for you right now.

And if they don’t? It’s okay to wait.

If you’re thinking about buying or selling in Middle Tennessee, let’s talk through the numbers and see what makes sense for you. 🏡

09/29/2026

🏡 What I’m telling buyers right now…

There are things working in a buyer’s favor but affordability still matters.

📍Active listings in the Nashville area were up 12.6% year over year in August, according to Realtor.com.

🤝 Redfin reported seller concessions in 63.1% of Nashville-area home sales, giving some buyers opportunities to negotiate closing costs, repairs, or even a mortgage rate buydown.

📈 But with the average 30-year fixed mortgage rate at 7.03% as of September 24, according to Freddie Mac, the monthly payment still matters.

My advice? Don’t try to perfectly time the market.

Look at your budget, your needs, and what we can negotiate. Having more leverage doesn’t mean you need to buy and higher rates don’t automatically mean you should sit on the sidelines.

The right time to buy is going to look different for everyone.

📊 Sources: Realtor.com | Redfin | Freddie Mac

09/22/2026

🏡 Mortgage rates are up. So where’s the opportunity?

There’s no reason to sugarcoat it: higher mortgage rates are making affordability more difficult for buyers.

📈 As of September 18, Mortgage News Daily’s daily index put the average 30-year fixed mortgage at 7.20%.

But there’s another side to this market.

🏘️ More homes are available while buyer activity has slowed. That means buyers who are still in the market may have something they didn’t have as much of before: negotiating power.

Homes that have been sitting for several weeks may offer more room to negotiate on:

💰 Purchase price
💵 Closing costs
📉 Rate buydowns
🔨 Repairs after inspection

Does that automatically make them a good deal? No.

But less competition can create opportunities that weren’t available in a hotter market.

🏠 And for sellers, the message is just as important: when buyers have more choices, pricing and presentation matter.

I don’t think this is a market where everyone should buy or everyone should sell. The better question is whether the numbers make sense for your finances, your timeline, and your goals.

💡 Sometimes there’s opportunity in a difficult market. You just have to know where to look for it.

Sources: Real Estate News, Redfin, Mortgage News Daily & Freddie Mac

09/15/2026

🏠 Rental Real Estate: Investment & Awareness

The rental market is worth watching from both sides.

📉 Realtor.com projects rents nationally to decline about 1.2% in 2026, a reminder for investors to carefully consider purchase price, financing, expenses and expected rent before buying.

⚠️ For renters, awareness matters too. The FTC reported nearly 65,000 rental scams and about $65 million in losses between 2020 and June 2025. Scammers often copy legitimate listings and photos to advertise properties they don’t represent.

🔑 Whether you’re investing or renting, know the numbers and verify who you’re dealing with before making a commitment.

09/09/2026

🏡 August Market Update

Middle Tennessee saw the seasonal slowdown we typically expect as summer came to an end.

According to Greater Nashville REALTORS®, August recorded:

🔑 2,928 total closings
💰 $515,725 median residential price
📝 2,409 pending sales
⏱️ 55 average days on market

For comparison, July had 3,269 closings and a median residential price of $520,000.

Interest rates continue to affect affordability, but buyers are still out there. Slower activity may mean less competition and more negotiating room for buyers, while sellers need to focus on realistic pricing and good positioning.

The market gives us information. The important part is understanding what it means for your goals, finances and timeline.

09/01/2026

🏡 Mortgage Update

We started August with the national average 30-year fixed mortgage at 6.83%.

Rates moved lower during the month reaching 6.69% on August 13 before climbing back again.

As of August 28, according to Mortgage News Daily:

🏠 30-Year Fixed: 6.81%
🏠 15-Year Fixed: 6.35%

So after all that movement, we ended August pretty close to where we started!

What does that mean for buyers? Trying to perfectly time mortgage rates can be difficult.

Rates absolutely matter, but so do the purchase price, monthly payment, available inventory and your ability to negotiate.

Here in Middle Tennessee, slower buyer demand may create more negotiating opportunities in some situations, even while borrowing costs remain a challenge.

The goal isn't to find the “perfect” market. It's to understand the one we're in and decide what makes sense for you.

Source: Mortgage News Daily, August 2026; Mortgage Bankers Association Weekly Mortgage Applications Survey.

Address

609 River Rock Boulevard, Suite B1/B2
Murfreesboro, TN
37128

Website

http://www.theazizteam.com/

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