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Jesse & Co. | The New Face of Real Estate | Make Yourself At Home in The Twin Cities

11/05/2026

What makes a showstopper? The home is in great shape with upgrades that don’t show up often at that price, the photos and video get it in front of a lot of people, and the list price makes it look like a better deal than the ones around it.

When all of that comes together, buyers tend to move fast.

11/04/2026

Nearly every client of ours gets a second search list alongside the regular one. We call it the vulture list, and it flags homes that look like they could be bought at or under list price. Seeing those next to the rest of the market makes it a lot easier to tell how each house is behaving.

11/03/2026

I closed on my duplex at 4.25%, and at the time that number felt pretty rough. For two years I’d been helping clients lock in 2.75, 3 and 3.25 percent, so I figured I had just missed the good window.

Within about six months, rates were in the sixes. That 4.25 started to look a lot different.

It’s funny how much a rate depends on what you’re comparing it to.

11/02/2026

The bigger the loan, the more a rate change moves the monthly payment, so the luxury end of the market feels it quickly.

Cash buyers get to shop on the home itself, with no payment to calculate along the way, which makes for a pretty relaxed search.

11/01/2026

When rates went up, a lot of buyers had to rethink their plans. The same monthly payment bought a smaller home than it did a year earlier, so plenty of people hit pause on the search.

The entry level felt it first, since those buyers had the least room to stretch. Wanting the numbers to feel comfortable before you jump in is a sensible instinct, and a lot of people are making that call right now.

10/31/2026

A listing that’s been sitting for a few weeks tells you a lot about where the seller’s head is. Time on market and a quiet phone are usually what bring expectations around.

Knowing that takes the edge off house hunting. You can look at a home priced above where it probably should be, decide how long you think the seller will take to get there, and go from there. That call is yours to make.

10/30/2026

New build homes in the Twin Cities play by a different set of rules than the rest of the market. Heading into late 2026 and early 2027, buyers have more power on new construction than they've had in years, and knowing where that power sits changes the whole approach.

Builders protect list price at pretty much all costs, so the negotiation lives in incentives and terms. That shapes how we think about the builder's lender, when to bring your own agent into the picture, and which homes in a development give you room to work. To us, the finished spec home is where the deals are. On a to-be-built home, the design studio is where your money matters most.

We also get into what shows up after closing. Decks, patios, gutters, window treatments, closet systems, the basement, and a property tax bill that's still based on a partial assessment. All of it is easier to plan for up front, and a lot of it can be wrapped into the purchase at a mortgage rate.

Which brings it back to the Two Build. A two or three year old house in a newer development, already upgraded, with a seller competing against a builder down the street who can buy down rates. If you want something new in the Twin Cities, that's the house we'd go looking for.

As always, reach out to us and let us show you just how hard we'll work for you:

🏡 Download My Branded HomeSpotter App: http://hms.pt/nTA7 (All the listings, none of the noise!)
📞 Call Us Directly: (612) 564-1868
📧 Email: [email protected]
📸 Follow Us on Instagram: https://www.instagram.com/tothetwincities/
🌐 Use the CONTACT Form to get things moving: ToTheTwinCities.com

Make Yourself At Home!
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New build homes in the Twin Cities play by a different set of rules...

10/30/2026

When you see a headline about home sales being down, that’s a count of how many homes changed hands. Home values are a separate measurement.

Part of the story goes back to 2020 through 2022, when a lot of people bought or refinanced at rates around 3%. Plenty of those homeowners are happy right where they are, so fewer homes come up for sale, and fewer sales get counted.

10/29/2026

Honestly, I’m a big fan of buying a home at a payment that already works today. If a refinance shows up later, that’s a nice surprise.

I started saying this a couple years ago, when 2-1 buydowns were getting pitched as the plan. Rates went on doing their own thing, and a payment you’re happy with holds up no matter which way they move.

Add an agent who’s in the market every week and knows how offers are landing in 2026, and you’ve got a pretty solid foundation for a purchase.

10/28/2026

Back in 2020, a house I was helping clients buy pulled in 54 offers. They got it at around $280,000, using a down payment assistance program.

They lost out on several other homes first. After each one we adjusted, came back a little stronger, and kept going. By the time this house came along they had seen so many listings that the number they needed to offer made sense to them, even though it was about $50,000 over the list price.

Some buyers need a few rounds to find the offer that sticks.

Address

11 NE Fourth Street, Suite 201
Minneapolis, MN
55413

Telephone

+16125641868

Website

http://ToTheTwinCities.com/

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