10/12/2026
⏰ UAD 3.6 Arrives November 2 — Will It Delay Your Closing?
On November 2, every appraisal for a Fannie Mae or Freddie Mac loan must use the brand-new UAD 3.6 format. The old forms get rejected on arrival.
What that means for your transaction: appraisers are learning a brand-new system (first reports take longer), lenders' review systems are adjusting too (expect more back-and-forth), and November 2 is the submission deadline — not the order date. Order weeks early.
Ask your lender one question now: "Which appraisal format are you ordering?"
NAR said it best: waiting is not a strategy. That's why Miami Way Realty is training our agents before the deadline — our UAD 3.6 class is tomorrow, October 13 at 10:30am.
Buying or selling this fall? Work with an agent who's ready.
📞 Miami Way Realty