10/20/2026
Things I’ll never tell a buyer:
“Date the rate, marry the house. You can always refinance later.”
I hear other agents say this and I can’t stand it. Nobody knows where rates are going, and I’m not a lender, so I’m not going to guess.
Here’s what I will tell you: never buy a house you can’t afford today counting on a refinance to save you. If the payment only works in a future that might not happen, it doesn’t work.
Talk to a lender first and get your real numbers. Then call me and we’ll find the right house at a payment you can live with.
Call or text me, or visit crystalsells321.com.