10/24/2026
Before you fall in love with a house, know this. 🏠
Most buyers learn these the hard way. Don't be one of them:
1️⃣ Don't open new credit before closing. A new card or a car loan can change your approval — wait until the keys are in your hand.
2️⃣ Compare lenders. Rate-shopping in a short window usually counts as one credit pull. Shop around.
3️⃣ Gift money needs a paper trail. If family is helping with the down payment, your lender will want a gift letter and the bank trail. Have it ready.
Know your number first. Then shop with confidence.
📲 DM "LENDER" or call/text (978) 891-0249
General guidance only — lender rules vary, and your lender's rules govern.
Matias Companies
64 Broadway
Methuen MA