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Meet Steven Toth

Steven Toth believes selling a home should feel clear, strategic, and well managed — not overwhelming. Others need to sell quickly. Your goals.

Helping Arizona homeowners sell smarter with clear strategy, strong marketing, and expert guidance from start to close. 🏡 | REALTOR® with DeLex Realty | TothAZ.com At Toth AZ, the goal is simple: help homeowners understand their options, make smart decisions, and create a selling strategy built around what matters most to them. Originally from Burbank, California, Steven moved to Arizona and earned a Bachelor of Science in Hospitality Business Management from Northern Arizona University. His career has taken him through hospitality, property management, financial technology, real estate, and several service-based businesses — giving him a broad perspective on both property and customer experience. That background shapes the way Steven approaches real estate today. Rather than simply putting a home on the market and waiting for offers, Steven focuses on the entire selling strategy — how the property should be positioned, what improvements may be worth making, how it should be priced, how it will be marketed, and how each offer affects the seller's ultimate goals. Every homeowner's situation is different. Some sellers want to maximize their sale price. Some are relocating, downsizing, handling an inherited property, or deciding whether an investment property should be sold or kept as a rental. Steven believes the strategy should reflect those priorities. From the initial property evaluation through pricing, preparation, marketing, showings, negotiations, inspections, appraisal, and closing, Steven works to make the process straightforward and transparent. Sellers should always understand what is happening, why it is happening, and what comes next. Steven's experience with property management and investment properties also allows him to look beyond the transaction itself. For owners deciding whether to sell, rent, renovate, or hold a property, he can help evaluate the bigger picture before a decision is made. Because selling a home isn't just about selling real estate. It's about making one of the largest financial decisions of your life with the right information and the right strategy. Whether you're preparing to sell now or simply wondering what your property could be worth, Toth AZ is here to help you understand your options and determine the best path forward. Your property. Your strategy. A simpler, smarter way to sell.

02/12/2026

Did you know? Two-thirds of homeowners today either own their house free and clear, or they have at least 50% equity in their homes.

And that’s exactly the kind of equity that changes decisions. It can:
Open the door to selling and buying again.
Put you in a position where you can renovate instead of move.
Set you up to start a business or go back to school.

Want to know how much you have?

I'm offering free equity estimates right now to homeowners in our area. If you want to claim yours and find out how much you have (or how you can use it), DM me.

02/11/2026

The number of homes for sale is finally making a real comeback.

While how much inventory’s grown varies a lot by area, some states are already back to the inventory levels that were considered normal in 2017-2019.

And with more homes on the market, you have more options.

Now, it’s not the same everywhere, but the direction is clear. This is the most buyer-friendly set up we’ve seen in years.

Want to know how much things have improved in our area? DM me.

02/10/2026

Renting isn’t bad . . . but some relationships are meant to be temporary.

For a lot of people, there comes a point when flexibility starts feeling like uncertainty, and they want something more committed, more stable.

If that sounds like you, maybe it’s time to stop renewing your lease and start falling in love with homeownership instead.

Ready to break up with renting? DM me and let’s talk it through.

02/09/2026

Buying your first home can feel frustrating when the options don’t seem to match your budget. But if you check out townhomes, the numbers may actually work better than you’d expect.

Townhomes make up nearly 1 in 5 new homes being built today, which is the highest share on record.

And with more townhomes on the market, you have more options in what’s typically one of the most affordable ways into homeownership.

Sure, they may be a bit smaller – but that usually means they're priced a bit lower, too.

So why not consider a townhouse for your first place? DM me if you want to see what’s available locally.

02/05/2026

Everyone talks about how spring is the best time to buy a home.

But there’s another window buyers often overlook that has some seriously great perks: winter.

Want to know 3 reasons buying just a few weeks earlier could save you thousands?

Drop a comment or DM me and I’ll send the details.

02/04/2026

Buying a home is getting more affordable, and this graph helps explain why.

It shows how much of a household’s income typically goes toward buying a home. As a general rule, spending 30% or less of your income on housing is considered affordable.

For the last couple of years, the math was still well above that threshold. But lately, things have been getting better thanks to a mix of lower mortgage rates, slower home price growth, and rising wages.

While affordability isn't going to snap back overnight, the trend is finally moving in the right direction.

If you want to talk through what this means for your buying power, send me a message and let’s break it down.

02/03/2026

Buying your first home can feel like a tough matchup today – which is why so many first-time buyers stay on the sidelines, waiting for an assist from the market.

But the buyers who actually win don’t wait for the market to help them out. They take the ball and run. And here are some ways you can do that.

With the right prep, maybe you’re not watching the big game at someone else’s house next year. You’re watching it from your own living room.

If buying before next season is on your radar, let’s build a game plan that’ll make it happen.

02/02/2026

Home insurance costs have gone up – but the good news is the rise isn't projected to be as steep this year. And your premiums are going to vary based on where you live.

If you're buying a home and want to manage how much you spend, there are ways to keep your premiums in check. You just have to plan ahead and ask the right questions.

If you want tips on what you can do, DM me or drop a comment below.

01/29/2026

For a lot of homeowners, retirement changes how they think about home.

Nearly 12,000 people will turn 65 every day for the next 2 years. And many are realizing they want life to feel simpler, with less upkeep and fewer expenses.

That’s why they’re downsizing. And their home equity is what makes it possible.

If retirement is on your radar, a simple conversation about your options can go a long way.

No pressure. Just information to get you excited about what comes next.

01/28/2026

Thinking about moving in 2026? Where you live (or plan to live) could make a big difference.

Some markets are shaping up to be great for sellers, with strong demand and rising prices.

Others are standing out as solid spots for buyers, especially first-time buyers looking for more options and improving affordability.

Here’s a list of the top 5 markets for both, so you can see just how split the markets are.

Not seeing your city on this list? Don’t stress – this is just a national snapshot.

Whether your local market leans buyer-friendly or seller-friendly, the right strategy is what really matters.

To find out where our market falls and what strategies are working in our area, send me a message and I'll break it down.

Address

4700 S McClintock Drive #160
Tempe, AZ
85282

Website

http://TothAZ.com/

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