Hagy Home Loans

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Hagy Home Loans I am a Mortgage Loan Originator with the ability to give financial peace of mind to those starting one of the biggest chapters in their life. NMLS: 1198935

Closing homes all over the US, there is not much I cannot tackle. Purchasing or refinancing, reach out anytime!

Buying a home comes with more costs than you might expect, and a little planning can make a big difference.From your dow...
11/03/2026

Buying a home comes with more costs than you might expect, and a little planning can make a big difference.

From your down payment to closing costs and everything in between, understanding the full picture can help you prepare for your next move with confidence.

Visit the link in the caption for more information.

Have questions about budgeting for a home? Let's talk.

10/29/2026

Found a house you love, but still need to sell the one you’re in?

You may not have to wait for one sale to happen before planning your next move.

Bridge loans and other financing options could help you explore the possibilities.
I can walk you through the options, talk through the timing, and help you figure out what makes sense for your situation. Let's start with a conversation.

When was the last time you looked at your home equity?Whether you're thinking about renovating, simplifying debt, helpin...
10/27/2026

When was the last time you looked at your home equity?

Whether you're thinking about renovating, simplifying debt, helping with college expenses, or buying your next home, understanding your options can help you plan for what's ahead.

Consider this your Home Equity Checkup: a look at your options, what to consider, and how to make an informed decision about your next move.

Discover how your home equity can help fund major life expenses, including home improvements, debt consolidation, education costs, or the purchase of another home.

One thing I always want buyers to know? The asking price is only one part of the conversation.Depending on the home and ...
10/20/2026

One thing I always want buyers to know? The asking price is only one part of the conversation.

Depending on the home and the seller, there may be opportunities to negotiate closing costs or explore a temporary rate buydown, too.

If a move is on your mind before the end of the year, it's a good time to get your financing plan in place.

Is fall a good time to buy a house? Get familiar with seasonal housing trends, seller concessions, temporary buydowns, and tips for closing before the holidays.

Between gifts, travel, family plans, and all the extra expenses that seem to just show up, it's worth looking at your fu...
10/15/2026

Between gifts, travel, family plans, and all the extra expenses that seem to just show up, it's worth looking at your full monthly cash flow before the holiday spending begins.

Take a few minutes to map out your mortgage payment, recurring bills, savings goals, and seasonal expenses. Knowing what needs to be covered first can make it easier to see what you have available for the fun stuff.

Lowering the price isn’t the only way to make a home more appealing to buyers.In today’s market, seller concessions can ...
10/13/2026

Lowering the price isn’t the only way to make a home more appealing to buyers.

In today’s market, seller concessions can help cover eligible closing costs or contribute toward a mortgage rate buydown. That may give buyers more flexibility with their upfront costs or monthly payment, while helping sellers keep the conversation focused on the overall value of the home.

A temporary buydown, for example, can lower a buyer’s initial mortgage payment for a set period. It’s one option that may help make the numbers feel more comfortable without changing the home’s purchase price.

A mortgage rate buydown can make early monthly payments more manageable. A temporary buydown reduces the buyer’s effective interest rate for a limited time.

10/08/2026

"Home sellers gave concessions to buyers in 44.7% of U.S. home sales in August," according to a recent article from Redfin.

If you've found a home you love, don't assume the asking price is the only number you can negotiate. Take a closer look at the whole deal.

Seller concessions could potentially help with closing costs, certain repairs, or even a mortgage rate buydown, depending on the loan and the transaction.

If you’re looking at homes and want to understand what your options could look like, let’s talk through the numbers.

One of the most important mortgage tips has nothing to do with rates, payments, or paperwork: Slow down before you send ...
10/06/2026

One of the most important mortgage tips has nothing to do with rates, payments, or paperwork: Slow down before you send money.

Wire fraud scams can look surprisingly convincing, especially when you're already receiving a steady stream of emails during the homebuying process.

We put together a 5-Minute Fraud Check to help you spot scammers during the mortgage process. Save it now. Hopefully, you’ll never need it. But if you do, you’ll be glad you have it.

Homebuyers have become a common target for cybercrime as scammers impersonate lenders, but knowing what to watch for is one of the best ways to protect yourself.

10/01/2026

Sometimes the path to your first home includes a little help from the people who have been cheering you on from the beginning.

If a family member wants to help with your down payment, gift funds may be an option. I can help you understand what’s allowed, what documentation you’ll need, and how it could fit into your financing.

Thinking about building instead of buying?A construction loan is a little different from the mortgage you’d use to purch...
09/29/2026

Thinking about building instead of buying?

A construction loan is a little different from the mortgage you’d use to purchase an existing home. We need to consider the plans, the builder, the budget, the projected value, and how the financing will work while the home is being built.

There are a few more moving pieces, but understanding the process upfront can make the whole experience feel a lot more approachable.

Building a home? Learn how construction loans work, what to expect during the process, and how construction financing differs from traditional mortgage options.

Address

832 W Poplar Avenue
Memphis, TN
38017

Opening Hours

Monday 6:30am - 6:30pm
Wednesday 6:30am - 6:30pm
Thursday 6:30am - 6:30pm
Friday 6:30am - 6:30pm
Saturday 9am - 5pm
Sunday 1pm - 5pm

Telephone

+16624159797

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