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Bob Winding, Realtor

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Bob Winding, Realtor

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Getting you to a better place.™ Real estate agent selling homes, with positive reviews for helpful service.

11/02/2026

The Fed just met and they decided on no rate hike and no rate cut. So, what does that mean if you're watching and hoping for lower mortgage rates?

The short answer: don't expect this to dramatically change things.

For now, they’re holding steady. But a recent survey from Reuters asked 100 economists what to expect from here – and all 100 said the Fed will do a hike in December.

Now, the Fed doesn't directly set mortgage rates, but their actions do have an impact. Rates will also move based on inflation, economic data, and how financial markets react.

The takeaway? There’s a lot at play here – and we’ll probably see a hike the next time they meet.

Follow me for straightforward updates on what’s actually happening and why it matters for the housing market.

10/31/2026

Don’t forget to set your clocks back tonight before you head to bed! 🕐

We fall back one hour this weekend, which means an extra hour of sleep AND an extra hour to scroll listings. 😄

If you’ve been thinking about buying or selling in Madison before the end of the year, now’s a great time to use that bonus hour and reach out. The window is shorter than most people think.

Happy almost-November, Madison!

(608) 692-9400
bobwinding.firstweber.com

10/30/2026

Staging Could Put More Money in Your Pocket

If you’re selling soon, staging can help you draw in buyers and get the most for your house. Mid-level staging can bring a 350% return on what you spend. On a $400k house, the typical $4k cost can add about $18k in value. That could mean about $14k more in your pocket at closing. Working with a smaller budget? Even just decluttering and rearranging furniture can make a big difference. Let’s walk through your house together and pinpoint the updates that’ll help it sell sooner – and for more.

10/28/2026

Here's something most buyers overlook…

When the housing market slows down, homeowners and builders don't always have the same priorities.

A homeowner may be willing to wait for a better offer. But builders with completed homes sitting unsold often have more reason to keep sales moving.

In October, over 60% of builders offered some type of incentive. And almost half (43%) cut prices.

That could mean more negotiating opportunities for you.

The trick is knowing where to look. Let's find the builders with more move-in-ready homes available right now and see what they're willing to offer to get their inventory sold.

10/26/2026

Today, a growing number of homeowners who set out to sell end up as landlords instead. About 9% of homes for rent were up for sale first. In the industry, we call it “accidental landlords.”

And if you’re watching the market and trying to decide between selling or renting, here’s what you need to know…

While renting out your house can be a great fit for some people, being a landlord is a job of its own. Suddenly, you’re fielding weekend calls about a leaky dishwasher and you’ve got a plumber on speed dial. And you’re still on the hook for the mortgage any month the house sits empty.

That doesn’t mean renting is a bad option, it just means you have to know what you’re getting into. And if you’d rather sell, let’s talk. Because with the right price and a strong marketing plan it is still doable today.

10/23/2026

New Homes Cost Less in 1 in 3 Major Markets

Newly built homes now cost less than existing ones in about 1 in 3 major markets. How much less, exactly? Nationally, a newly built home typically sells for about $35,000 less. So, brand-new could be more budget-friendly than you think. Want to see how newly built and existing homes compare where you’re looking? Let’s tour one of each.

10/23/2026

This is one of those topics that surprises sellers more than almost anything else I cover, so I want to lay it out clearly.

When you sell your home for more than you paid, the profit is called a capital gain. The federal government taxes that gain, but most homeowners in Madison have a very significant exemption available to them.

Here's how it works:
The federal primary residence exclusion lets you exclude up to $250,000 in capital gains from taxes if you're single, or up to $500,000 if you're married filing jointly, as long as you've lived in the home as your primary residence for at least 2 of the last 5 years.

For most Madison homeowners, this exclusion covers the entire gain. If you bought your home 5 to 10 years ago and it's appreciated significantly, you may owe nothing in capital gains tax.

I'm not a tax professional, always talk to one. But understanding this framework before you list is genuinely important. I can connect you with trusted advisors in the Madison area.

(608) 692-9400
bobwinding.firstweber.com

10/21/2026

I want to talk about DeForest today, because the numbers there are doing something worth paying attention to.

DeForest's median sale price hit $525,000 as of September 2026, up 7.5% year-over-year. For a community that often flies under the radar compared to Middleton or Waunakee, those numbers are striking.

So what's driving it?
Location that works. DeForest sits just north of Madison on I-90/94, a genuinely easy commute into the city without the price premium of the western suburbs. For buyers priced out of Waunakee or Middleton, DeForest is where they've been landing.

Small-town feel, real community. DeForest has a walkable downtown, local events, and a tight neighborhood character that's harder to find in newer, faster-growing suburbs.

Strong schools. The DeForest Area School District consistently draws families who want that combination of community and academic quality.

New and existing inventory. With both established neighborhoods and active new construction, buyers have options at multiple price points.

The appreciation story is real, and buyers who've gotten in earlier in communities like this have consistently done well over time.

Want to know what's available in DeForest right now? Reach out!

(608) 692-9400
bobwinding.firstweber.com

10/21/2026

Are home prices going up or down? It depends on where you look.

Over the past year, prices in Chicago climbed almost 7%. In Seattle, they dipped about 1.6%. That’s a nearly 9-point gap between two major cities.

Look at little closer, though. Home prices are rising in 13 of the 19 major cities on this chart. And where prices are down, the dips are small (less than 2%).

So, this isn’t a crash. It’s just a market normalizing after overheating during the pandemic. And that’s hitting some areas differently than others.

Here’s what it really means. Your local market matters.

If you’re selling where prices are still rising, you may not need to cut your price. And if you’re buying where prices are softer, you may have more room to negotiate.

National headlines can’t tell you which side your neighborhood is on. Local data can. Let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence.

10/21/2026

Every now and then, you get really really REALLY lucky in life. For me, that happened 35 years ago when this incredible ray of sunshine, the curly haired wonder, agreed to marry me. ❤️❤️

Address

429 Gammon Place
Madison, WI
53719

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm
Saturday	8am - 5pm
Sunday	8am - 5pm

Telephone

+16086929400

Website

https://bobwinding.com/

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