Steven D. Timm

Directions Website Contact the business

Steven D. Timm Licensed real estate agent with the Holt Real Estate Team Keller Williams Powered by PLACE, specializing in South Central Wisconsin.

Follow me on Instagram for more real estate tips and advice šŸ‘‰ https://www.instagram.com/steventimm_realtor/
Connect with me on LinkedIn šŸ‘‰ linkedin.com/in/steven-d-timm-57ab2b10/ šŸ‘‰
YouTube: https://www.youtube.com/channel/UCPe6YZPf6EEjUeaP43VounA šŸ‘‰
Tik Tok: https://www.tiktok.com/ and Twitter: šŸ‘‰ https://twitter.com/RealStevenDTimm and Ideal Estate.com

Looking forward to connecting with you!!

Happy Friday all! We made it to the end of the week! Today is flexible Friday! With the buyers market what it is, sell...
10/09/2026

Happy Friday all! We made it to the end of the week!

Today is flexible Friday!

With the buyers market what it is, sellers do need to be flexible. i recently spoke with a seller that said they were not interested in the sellers market because they would not be willing to be flexible sellers. While I appreciated their honesty, they were letting me know they were not interested in doing what they needed to do to sell their home.

Sellers, if you want to win in this particular market, you will need to be flexible with your interested buyers! Now, of course, you don't have to give away the whole farm, but you do have to be willing to consider seller credits and other concessions. The reason for this is because the buyer does have the outright leverage over the seller in the market right now.

While this situation may change in the coming months, the best bet is to take the market as it comes and work with the existing reality and change tactics when the situation calls for it.

If you are considering selling or buying in this market, I would love to connect with you! šŸ”ā¤šŸ˜

HI, All! Happy Thursday! Well, rates did tick up a bit, now to 7.6% for a 30 year mortgage. Some buyers are hanging b...
10/09/2026

HI, All! Happy Thursday!

Well, rates did tick up a bit, now to 7.6% for a 30 year mortgage. Some buyers are hanging back, waiting for the rates to drop. The only hazard to that, is we do not know when rates will fall again and waiting might "wait" some buyers out of the market, so to speak. A good alternative to this is to buy down the rate with the lender or work with the seller for a seller rate concession.

I am interested to see how this weeks data points will impact the next few weeks.....

Sellers, hang in there! Although demand and inventory has cooled a bit, if you are flexible and willing to work with your buyer, you can come out ahead, even in this market. of the moment. šŸ”ā¤šŸ’²

Hey all and HAPPY FRIDAY!!! WOOT!! I wanted to share my listing with you that goes live today! The address is 402 E. ...
09/25/2026

Hey all and HAPPY FRIDAY!!! WOOT!!

I wanted to share my listing with you that goes live today! The address is 402 E. Dean Ave. Madison, WI. 53716.

This is a 3 bedroom, 2 bath ranch style home with over 1800 sq. ft. of living space. This home has new gutters and downspouts, refinished hardwood floors in the living room and bedrooms, new exterior and interior paint, new fridge and stove in the kitchen, new tub surround in bathroom and many other updates and features!

We are hosting an open house on Sunday from 12:00 noon to 2:00pm! Please feel free to stop on by to say HI and check out the house!

Hey, if you are interested or are in the buyers market, please let me know and we can make a deal. If you know of anyone else who may be interested, please feel free to send them my way, as I would love to connect.

Have a great weekend and I hope to see you Sunday! šŸ”šŸ’²ā¤šŸ”

HI, All and Happy Friday! WOOT!! Got a listing for you! I wanted to share the listing I have over at 402 E. Dean Ave ...
09/25/2026

HI, All and Happy Friday! WOOT!!

Got a listing for you! I wanted to share the listing I have over at 402 E. Dean Ave in Madison, WI. This is a 3 bedroom, 2 bath, 1800+ sq. ft. ranch style home. This home has brand new gutters and downspouts, refinished hardwood floors in the living room, hall and bedrooms, new fridge and stove in kitchen, new flooring in the sun room and bathroom and many other updates!

This listing goes live today, so feel free to drop me a line, or reach out via Facebook, or my other social media channels. (I am on pretty much all of them!)

We are hosting an open house on Sunday, September 26, 2026 from 12:00pm to 2:00pm. Please feel free to stop by and check out the house and say HI! šŸ”ā¤šŸ˜šŸ’²

09/25/2026

Hi, all!

Got a new listing for you! This listing is at 402 E. Dean Ave in Madison, WI!

This is a 3 bedroom, 2 bath hone with over 1800 square feet of living space. It has new gutters and downspouts, hardwood floors in the living room and bedrooms, new stove and refrigerator, new flooring in the sun room and bathroom and lots of other updates!

Showings start today and we are hosting an open house on Sunday from 12:00 noon to 2:00pm. If you are in the area, feel free to stop in and say HI!

HI, All! Got some Thursday thoughts for ya.....If you're actively shopping for a home, you've probably noticed the mark...
09/25/2026

HI, All! Got some Thursday thoughts for ya.....

If you're actively shopping for a home, you've probably noticed the market feels different than it did a year ago. More homes are available, and sellers are more open to negotiating.


That flexibility can do more than lower the price. Depending on your situation, it may help with the two things that matter most to a buyer: the cash you need up front and your monthly payment.

Seller credits can be used toward closing costs or a rate buydown. Down payment assistance and low-down-payment loan options may reduce the cash you need to close. And a well-structured offer can put that leverage to work for you.


Rates above 7% make the payment matter more, so start there. What monthly payment feels right? Once we know that, we can build your offer around it and run your real numbers before you write.



When the right home shows up, you'll be ready to negotiate from a position of strength. Let's chat if you have any questions! šŸ˜„šŸ”

HI, all and Happy Tuesday! Got a bit longer post today, as I figured I would delve into the post I made yesterday a bit...
09/22/2026

HI, all and Happy Tuesday! Got a bit longer post today, as I figured I would delve into the post I made yesterday a bit more.....

The market saw some action over the past weekā€¦.letā€™s check in on it!

Buyers Market: We did see rates go up over the past week, as I thought we might. Rates for a 30 year, fixed rate mortgage stand around 7.2%. Still, not the highest, although it is the highest it has been in about a years time. Supply is building faster than demand, so the buyer does still have the negotiating edge. Buyers will still want to focus on leverage, rather than the rates.

Sellerā€™s Market: New listings went up a good percentage, 213.5% over last week, pushing the overall inventory up. Demand is cooling, but as the data shows, sellers are still listing. Fall can be a good time to get your home on the market before winter hits. Again, the way sellers are winning , is through good negotiations with the buyer.

Overview: I do think we are going to see a bit more tightening of the market in the week ahead. Mortgage rates track bond yields and not necessarily the Fedā€™s rate. The 10 year touched 5.0% with oil near $100.00 a barrel. Again, new home sale data arrive on Thursday and consumer sentiment on Fridayā€¦.it will be interesting to see those metrics!

HI, all! Happy Monday! WOO HOO! Got a quick update for ya....Rates spiked up a bit to 7.2% for a 30 Year, fixed rate ...
09/21/2026

HI, all! Happy Monday! WOO HOO!

Got a quick update for ya....

Rates spiked up a bit to 7.2% for a 30 Year, fixed rate mortgage. I thought they might, as the Fed met and market data was leaning towards a rate hike.

I do still see this as a leverage market though, as the advantage is still in the buyers hands for now. Demand is cooling a bit, and supply has actually outpaced demand.

I am interested to see how this upcoming week will turn out as market data may be suggesting an increase in volatility. New home sales data will arrive on Thursday and consumer sentiment on Friday of this week.

Stay tuned as I will definitely update you on this!

09/13/2026

Hi, all!! Holt Real Estate Team at the Badger opener!

08/29/2026

Hi, all! Got a fast Mortgage Backed securities and mortgage rate update for ya!

Address

2820 Walton Commons Lane.
Madison, WI
53718

Website

, ,

Alerts

Be the first to know and let us send you an email when Steven D. Timm posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Steven D. Timm:

Shortcuts

Share

Category