09/16/2026
🏡 **NORTHEAST FLORIDA REAL ESTATE UPDATE | SEPTEMBER 2026**
If you’ve been waiting for the “right time” to buy or sell, here’s what the market is telling us right now.
📉 **Mortgage Rates:** The national average 30-year fixed mortgage is currently around **6.76%**. Rates have moved around quite a bit this year, so buyers need to remember that the rate you see today may not be the rate available next month, or even next week.
🏠 **Northeast Florida Housing Market:** Our market continues to move toward a more balanced environment.
In August, the Northeast Florida single-family home market reported:
🔑 Median sales price: **$397,420**
📅 Median days on market: **31 days**
🏘️ Active homes for sale: **6,103**
📊 Inventory: **3.6 months of supply**
✅ Pending sales: **1,788**
So what does all of this actually mean?
**BUYERS:** You have more choices and more negotiating power than we saw during the crazy market a few years ago. Depending on the home and location, there may be opportunities to negotiate price, closing costs, repairs, rate buy-downs or other seller concessions.
**SELLERS:** Homes are still selling, but buyers are paying attention. Pricing your home correctly from the beginning, making sure it shows well and having a solid marketing strategy matter more than ever.
And remember, real estate is LOCAL. The market in Jacksonville can look very different from Macclenny, Middleburg, Orange Park, St. Johns County or Nassau County. Even two neighborhoods a few miles apart can tell completely different stories.
If you’re thinking about buying, selling or just wondering what your home might be worth in today’s market, reach out. I’d be happy to sit down with you and look at the numbers.
Front Porch Realty
Art Doring Broker/Owner
904-349-5202
**Local Knowledge. Real Estate Experience. Straight Answers.**