Lisa Provenzano - Realtor

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Los Gatos, CA
Lisa Provenzano - Realtor

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Professional Real Estate Agent
DRE # 01015707

11/06/2026

Toward the end of the year, the number of homes for sale usually starts to level off or dip as we enter the slower season in the market. But so far this year, it’s still going up.

And that break in the usual seasonal trend could be good for some buyers.

Part of the reason is that fewer people are shopping right now with mortgage rates where they are. But that gives anyone who can make the numbers work an opportunity.

If you’re able to buy at today’s rates, you have more options than you’d normally have. And that means more chances to find a home in budget – and less competition from other buyers.

You’ll likely even see sellers more willing to strike a deal.

What you’ll find depends on where you’re looking. Send a DM to see what’s on the market near you.

Lisa Provenzano (408) 386-0467 DRE #01015707

11/05/2026

Selling your house? Get ready for the inspection! This video will show you how to be ready for the inspector with some easy prep work.

Lisa Provenzano, REALTOR 📱 (408) 386-0467 License # 01015707

11/05/2026

The term “silver tsunami” makes it sound like a wave of houses is about to hit the market all at once. The research says otherwise.

According to Realtor.com, about 13.9 million homes owned by older Americans are expected to change hands by 2036. That's a big number. But it's spread across a decade, at roughly 1.3 to 1.5 million homes a year.

The pace is important. After the 2008 housing crash, builders spent years not building enough homes to keep up with demand, and the country still hasn't caught up. As longtime homeowners sell over time, their houses will help ease a shortage that's already there.

For buyers, that can mean more options. For sellers, it means there's no reason to put your plans on hold because of a trend that’s expected to play out over the next 10 years.

What matters more is what's happening in your area right now: how many homes are for sale nearby, what similar houses are selling for, and what buyers want.

Planning a move in the next year or so? Let's talk about what the local numbers mean for your house.

11/04/2026

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

Lisa Provenzano (408) 386-0467 DRE #01015707

11/03/2026

Check out this installment in the Sell Smart Series! Here are some important lessons I've learned along the way.

Lisa Provenzano, REALTOR 📱 (408) 386-0467 License # 01015707

11/03/2026

11/02/2026

Make your home a haven of easy living! Arrange furniture to invite specific activities, like a cozy dinner or family movie night. Prioritize clever storage solutions, using hidden compartments or versatile furniture that maximizes space without sacrificing style. Every detail should whisper "functionality," ensuring potential buyers envision themselves moving seamlessly through their days within your comfortable, practical, and delightfully livable haven.

Lisa Provenzano, REALTOR 📱 (408) 386-0467 License # 01015707

11/02/2026

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.

Lisa Provenzano (408) 386-0467 DRE #01015707

Address

16780 Lark Avenue
Los Gatos, CA
95032

Telephone

+14083860467

Website

https://lisaprovenzano.kw.com/

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