Los Angeles Mortgage

10/17/2026

How much does it cost to hire a real estate agent? Let's talk about the elephant in the room. 🐘💸

For decades, the standard answer has been 5 to 6 percent of your home's sale price. On a $1,000,000 home here in LA, that is over $56,000 gone from your proceeds at closing.

But here is the secret: you do not have to pay that.

At LA Mortgage & Real Estate, I charge a flat 1% listing fee.

Here is the math on a $1M home:
Traditional Listing Fee (2.5%): $25,000
My Listing Fee (1%): $10,000
Money back in your pocket: $15,000

And no, I am not cutting corners. You still get professional photos, MLS exposure, expert negotiation, and full closing support.

You are just cutting the inflated commission.

I am also a dual-licensed broker, which means I can sell your current home AND handle the financing on your next one. One person. Two licenses. Way less stress.

If you want to see exactly what you would pay on your home, let's run the numbers.

Call or text me at 310-571-5750 or visit www.los-angeles-mortgage.com.

09/28/2026

Selling a home in Long Beach? Let me save you some stress and some serious money.

The typical listing fee in Long Beach is around 2.5 to 3 percent. On an average home, that is a massive bill at closing. But with me, you pay just 1 percent. Same full service. Same professional photos. Same MLS exposure. Same expert negotiation. You just keep more of your equity.

That is about seventeen thousand dollars back in your pocket. That is a new roof. That is a down payment on your next place. That is just you keeping the money you earned.

Here is the bonus. I am not just a real estate broker. I am also a licensed mortgage loan originator. That means I can sell your current home and handle the financing on your next one. One person. Two licenses. Way less stress.

If you are thinking about selling, give me a call. I am Aaron Bae with LA Mortgage & Real Estate.

Call or text 310-571-5750
Or visit www.los-angeles-mortgage.com

Let us sell your home the smart way.

Read our full article: https://los-angeles-mortgage.com/ditch-the-high-fees-why-a-low-fee-realtor-in-long-beach-is-a-game-changer/

Stop overpaying on commissions. A low fee realtor in Long Beach gives you full service without the sticker shock. Save thousands and sell smarter.

09/11/2026

Thinking about selling your home in California? Here is something they don't tell you at the closing table.

You do not have to pay 5 or 6 percent in commissions. You just don't.

At LA Mortgage & Real Estate, we list homes for just 1 percent. Same professional photos. Same MLS exposure. Same expert negotiation. You just keep more of your hard-earned money.

On a million dollar home, that is forty thousand dollars back in your pocket. That is not pocket change. That is a new kitchen. That is a college fund. That is a really nice boat.

I am Aaron Bae. I have been helping Los Angeles sellers for twenty years. I am also a licensed mortgage originator, so I can handle both your sale and your next loan. One person. Two licenses. Way less stress.

Call or text me at 310-571-5750. Or visit www.los-angeles-mortgage.com.

Let us sell your home the smart way.

Read our full article: https://los-angeles-mortgage.com/flat-fee-real-estate-agent-in-los-angeles-keep-your-equity-skip-the-drama/

Tired of giving away thousands in commissions? A flat fee real estate agent in Los Angeles can sell your home for less. Here is how it works.

08/26/2026

🏡 The housing market is finally giving first-time buyers a break!

I was recently quoted in a Yahoo article about how the starter-home market is slowing down and buyers are starting to have more negotiating power. No more bidding wars on every single house.

Here is what I shared in the piece: "Rates falling usually means more buyers jump back into the market at the same time, which brings competition back and can push prices up enough to erase whatever you saved on the rate."

The full article covers:

-Why starter homes are sitting longer

-What this means for first-time buyers

-How to think about current interest rates

-The difference between luxury and entry-level markets

If you are thinking about buying your first home, this is worth a read. The market isn't easy, but it is more balanced than it has been in years.

And if you are also selling, I offer a full-service 1% listing program to help you keep more of your equity.

📖 Read the full article here: https://creators.yahoo.com/lifestyle/story/the-housing-market-is-finally-giving-first-time-buyers-a-break-120000793.html

Aaron Bae
Mortgage & Real Estate Broker
DRE 02177979 | NMLS 2341564
LA Mortgage & Real Estate
310-571-5750

Buying a starter home may be easier than it has been in years. Here's why more inventory, price cuts and less competition could work in your favor.

08/17/2026

Selling your home? Don't leave $18,000 on the table. 🏡💰

Most sellers pay 3% in listing commission — that's $27,000 on a $900,000 home. Our full-service 1% listing program gives you the same expert support, same professional marketing, same negotiation power... for a fraction of the fee.

✅ Professional Photography
✅ MLS Marketing
✅ Negotiation Support
✅ Local Pricing Strategy
✅ Contract-to-Close Management
✅ Financing for Your Next Home

Same great service. A lot more in your pocket.

📩 Fill out the form to see how much you could save.

Aaron Bae | Broker, LA Mortgage & Real Estate
DRE 02177979 | NMLS 2341564
🌐 www.los-angeles-mortgage.com

08/12/2026

Are you thinking about selling your home in Los Angeles but don't want to hand over 5 or 6 percent of your equity to a traditional agent? 🏠

The truth is, you don't have to.

I am Aaron Bae, a dual licensed broker at LA Mortgage & Real Estate, and I offer a full-service listing program for just 1 percent commission. That means professional photography, MLS marketing, contract management, and negotiation support are all included. Nothing is cut out. The only thing that gets cut is your cost.

On a $900,000 home, a traditional 2.5 percent listing commission costs you $22,500. My 1 percent program costs just $9,000. That is an extra $13,500 in your pocket. 💵

Most discount brokers out there charge upfront fees or provide minimal service. They put your home on the MLS and disappear. That is not what I do. I am a licensed broker with a mortgage license, so I can also help you finance your next home if you are buying at the same time.

If you are comfortable with the selling process and you want to keep more of your hard-earned equity, the 1 percent program is a smart move.

👉🏼 Visit my website at www.los-angeles-mortgage.com or give me a call at 310-571-5750 to see exactly how much you can save.

Read my full article: https://los-angeles-mortgage.com/the-discount-real-estate-agent-in-los-angeles-that-doesnt-cut-corners/

What questions do you have about selling with a discount broker? Drop them in the comments. 👇🏼

07/25/2026

Thinking about selling your Los Angeles home?

You might be wondering: "How much is this going to cost me in commissions?"

Here is the honest truth. A traditional listing agent charges 2.5 to 3 percent of your home's sale price. On a million-dollar home, that is 25,000 to 30,000 dollars just for the listing side. That is a lot of equity to give away.

I offer a different approach.

I am a 1% listing broker. That means I provide full-service representation—professional photography, expert marketing, skilled negotiation, and transaction management—for a flat 1% commission. On that same million-dollar home, you would pay only 10,000 dollars. That is a savings of 15,000 to 20,000 dollars.

No gimmicks. No hidden fees. Just a straightforward, full-service listing at a fraction of the traditional cost.

If you are curious about how much you could save, I am happy to run the numbers for you. No pressure, just honest advice.

Los Angeles Mortgage & Real Estate
www.los-angeles-mortgage.com
310-571-5750
DRE 02177979 | NMLS 2341564

07/20/2026

Save Thousands on Your Home Sale – Without Sacrificing Service!

Thinking about selling your home in Los Angeles? 😬

Let's be honest – real estate commissions can feel like a punch to the wallet. But here's the good news: discount real estate brokers in Los Angeles offer the same full-service representation at a fraction of the cost.

How much can you save?

On a $950,000 home, a 1% listing fee saves you roughly $19,000 compared to a traditional 3% commission. That's not pocket change – that's a down payment on your next home, a dream vacation, or a whole lot of avocado toast. 🥑

What do you get with a discount broker?

✅ Professional photography
✅ MLS listing and syndication
✅ Expert negotiation
✅ Full transaction management
✅ No hidden fees

Why pay more?

At LA Mortgage & Real Estate, we offer a 1% listing fee with full-service representation. Plus, as a dual-licensed broker, I can handle your financing for your next home too – all under one roof.

Ready to save thousands?

📞 Call us today at 310-571-5750
🌐 Visit www.los-angeles-mortgage.com

Tag a friend who needs to see this! 👇

Read our article: https://los-angeles-mortgage.com/discount-real-estate-brokers-in-los-angeles-how-to-save-a-fortune-and-still-get-a-great-agent/

Looking for discount real estate brokers in Los Angeles? Save thousands on commissions while keeping your sanity. Read our witty guide to finding the right broker for your home sale.

07/15/2026

Wondering if a 1% listing fee actually saves you money in LA?

Spoiler: it does. But there's more to the story.

Here's the honest breakdown:

What is a 1% listing fee?
You pay your listing agent 1% of your home's final sale price. On a $942,000 home (the LA median), that's $9,420 instead of the typical $25,700+.

What you get:
✅ Professional photography
✅ MLS listing and syndication
✅ Expert negotiation
✅ Full transaction management

The full picture:
You'll also pay a separate buyer's agent commission (typically 2-2.5%). That's negotiated separately—a key change since the 2024 NAR settlement.

The real savings:
On a $1M home:

1% listing: $10,000

2.5% buyer agent: $25,000

Total: $35,000

Traditional 6%? That's $60,000.

You save $25,000. 💰

And yes, you still get a full-service agent—marketing, staging advice, negotiation, and everything else you'd expect.

Is it right for you?
If you're cost-conscious and selling in a hot LA market, absolutely.

Curious how much you'd save? Drop a comment below or DM me—I'll send you a personalized estimate. 👇

LA Mortgage & Real Estate
📞 310-571-5750
🌐 www.los-angeles-mortgage.com

06/25/2026

So you want to buy a house in Los Angeles. Cute. 😅

Let's talk about what a mortgage broker actually costs—because nobody teaches this stuff in school, and your uncle's advice from 1987 doesn't count.

The short answer: Broker fees typically run 1-2% of your loan amount.

On a $500,000 loan (aka a "fixer-upper with potential" in LA), that's $5,000 to $10,000.

"Wait, that's expensive!"

Here's the plot twist: you might not even pay it directly. Sometimes the lender pays the broker behind the scenes. It's baked into your rate—like hidden calories in a green juice. 🥤

What you're actually paying for:
✅ Access to wholesale rates you can't get on your own
✅ Someone who shops dozens of lenders so you don't have to
✅ Expert help when your financial situation gets weird (self-employed? jumbo loan? we got you)
✅ A human to negotiate on your behalf

Are fees negotiable? Yes. Ask. The worst they can say is no.

The real bottom line: Don't just look at the fee—look at the total cost of the loan over time. A 1% fee that saves you $50,000 in interest is a better deal than a 0.5% fee with a mediocre rate.

Thinking about buying? Let's talk numbers. No pressure, just transparency.

Los Angeles Mortgage
📞 310-571-5750
🌐 www.los-angeles-mortgage.com

Read our full article: https://los-angeles-mortgage.com/mortgage-broker-charges-explained-what-youll-really-pay-in-2026/

Discover what mortgage broker charges you'll actually pay in 2026. Get the full breakdown of fees and costs before you commit.