Daniela Realty

10/24/2026

Adjustable-rate mortgages (ARMs) are making a comeback, and it's easy to see why.

In October, starting rates for ARMs were running almost a full percentage point below fixed-rate loans. On a median-priced home, that can mean your payment could be roughly $150-300 less per month.

For buyers struggling with affordability, that’s worth considering. Just know that they do come with some trade-offs – the biggest of which is that your rate (and your payment) could rise after a set timeframe.

And just in case you’re thinking…aren't ARMs risky? You should know today's ARMs aren't like the ones from 2008. But they do work differently than a fixed-rate mortgage, so it pays to understand them first.

A trusted lender can help you explore how these loans work, how they can help, and walk you through the what-ifs.

10/23/2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

Today's market has more options than many people realize. Finding the right one could be as simple as getting more information about tools like ARMs. A trusted lender can run the numbers with you, walk you through the what-ifs, and help you explore the possibilities.

Is an ARM a good option for you? Talk to a loan officer to find out.

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

10/23/2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today: When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

10/22/2026

To Sell or Rent? How To Choose the Best Path for Your House.

Renting can be a good fit for the right person with the right house, but it isn’t the only option. A smart sales strategy can help your house stand out to buyers from day one.

So, if you’re on the fence, let’s sit down and compare what selling and renting would each look like for you.

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

10/22/2026

To Sell or Rent? How To Choose the Best Path for Your House.: Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

10/21/2026

Are home prices going up or down? It depends on where you look.

Over the past year, prices in Chicago climbed almost 7%. In Seattle, they dipped about 1.6%. That’s a nearly 9-point gap between two major cities.

Look at little closer, though. Home prices are rising in 13 of the 19 major cities on this chart. And where prices are down, the dips are small (less than 2%).

So, this isn’t a crash. It’s just a market normalizing after overheating during the pandemic. And that’s hitting some areas differently than others.

Here’s what it really means. Your local market matters.

If you’re selling where prices are still rising, you may not need to cut your price. And if you’re buying where prices are softer, you may have more room to negotiate.

National headlines can’t tell you which side your neighborhood is on. Local data can. Let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence.

10/21/2026

Confused by Home Price Headlines? Here’s Why.: Whether you own a house already or you’re looking to buy one, you probably care about home prices.

Whether you own a house already or you’re looking to buy one, you probably care about home prices.

10/20/2026

New Homes Cost Less in 1 in 3 Major Markets

Newly built homes now cost less than existing ones in about 1 in 3 major markets. How much less, exactly? Nationally, a newly built home typically sells for about $35,000 less. So, brand-new could be more budget-friendly than you think. Want to see how newly built and existing homes compare where you’re looking? Let’s tour one of each.

10/19/2026

🏡 UNDER CONTRACT! But the real adventure starts NOW! 🎉 We picked the floor plan. We chose the elevation. Next stop? Exterior colors! 🎨 Then comes the fun (and sometimes expensive 😂) part… choosing everything that will turn this beautiful house into my clients’ HOME! From kitchen cabinets to flooring, every decision matters. And every upgrade has a price! ❤️ So excited to guide my clients through this journey, one choice at a time! 👀 Follow along! I’ll be sharing the building process, the upgrades, the surprises, and the things every new construction buyer should know! 📲 Thinking about building? Let’s talk BEFORE you visit the builder! Daniela Duta | Realtor® Comstock Realty 📞 773-216-1700

10/19/2026

🏡 UNDER CONTRACT! But the real adventure starts NOW! 🎉 We picked the floor plan. We chose the elevation. Next stop? Exterior colors! 🎨 Then comes the fun (and sometimes expensive 😂) part… choosing everything that will turn this beautiful house into my clients’ HOME! From kitchen cabinets to flooring, every decision matters. And every upgrade has a price! ❤️ So excited to guide my clients through this journey, one choice at a time! 👀 Follow along! I’ll be sharing the building process, the upgrades, the surprises, and the things every new construction buyer should know! 📲 Thinking about building? Let’s talk BEFORE you visit the builder! Daniela Duta | Realtor® Comstock Realty 📞 773-216-1700