10/28/2026
🏠 THINK HOMEOWNERSHIP IS OUT OF REACH? THINK AGAIN!
One of the biggest challenges for first-time homebuyers is saving enough money for a down payment and closing costs.
That's where the City of Lima's First Home Lima program can help!
💰 Up to $9,999 in down payment and closing cost assistance
📚 Homebuyer education covering budgeting, financial readiness, and home maintenance
🔑 Assistance structured as a forgivable loan for qualifying homeowners who remain in their home for five years
Applicants must meet income and other program requirements, including mortgage pre-approval. Be sure to apply and receive program approval BEFORE entering into a home purchase contract.
📲 Get started here:
https://www.limaohio.gov/DocumentCenter/View/12594/First-Home-Lima-Application-Packet---2026