Erica Sardar - Realtor

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Erica Sardar - Realtor

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Hello Lexington! Investing in real estate can change your life, call me today to learn how! Looking to sell or buy a home?

The key to any successful real estate transaction isn't the home itself but the real estate agent you work with. That’s why Erica Sardar - The Brokerage, is your go-to REALTOR® in Lexington, KY. She is committed to offering superior service throughout every transaction. You can count on Erica’s expertise of Lexington real estate, local knowledge and pure excitement for real estate, to guide you through the entire home buying and selling process, in a fun, enjoyable and memorable way, exceeding expected results. Buying or selling a current property is a huge decision but Erica will be with you each step of the way, from contract to close. Give Erica a call today for all your home buying and selling needs!

10/30/2026

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

10/30/2026

✨ New Listing | 838 Warfield Place | Lexington

📣 Price, Photos, Details - https://thebrokerageky.co/3WSTPUq

Charm, character, and comfort come together in this inviting 3 bedroom Cape Cod style brick home! Featuring beautiful hardwood floors, a spacious primary bedroom created by combining two rooms, and an updated kitchen with stylish cabinetry, stainless steel appliances, and tile finishes. The main level bathroom showcases a beautifully tiled shower, while the full basement offers additional entertainment space complete with built-in ceiling Bluetooth speakers, perfect for gatherings or relaxing. Outside, enjoy a welcoming covered front porch, newly built deck, fresh paint, and a detached two-car garage. Full of character and ready for its next owner. Schedule your private showing today!

Listed by Real Estate Swiss Army Knife
The Brokerage

10/30/2026

✨ Sale Pending ✨
📍1249 Kastle Road Lexington KY 40502

An impressive neighborhood with a house to match—welcome to Montclair! This all-brick Cape Cod beauty perfectly blends timeless Lexington character with elevated, thoughtful renovations. Gleaming parquet hardwood floors flow through light-filled living spaces, including a spacious family room with fireplace and dining area with built-ins. The sunny white kitchen shines with granite countertops, statement tile backsplash, farmhouse sink, Viking gas range and abundant cabinetry. Two bedrooms and a full bath complete the first floor, while upstairs, the renovated primary suite steals the show with a spa-inspired bath and enviable custom walk-in closet. Outside, enjoy an expansive deck overlooking the mature landscaped yard. Full unfinished walk-up basement, Generac generator conveys, one-car garage, and a fabulous location near UK, Kroger Field, Chevy Chase and Downtown Lexington!

🛏️ - 3 beds
🛁 - 2 bathrooms
📐 - 1680 sq ft
🌿 - 0.28 acres
🚘 - Driveway and Garage
💰 - Offered at $715,000

Call Erica: 859-552-7146 for more info.
“Who you work with matters” - Your Lexington Realtor

10/29/2026

What if you finally get an offer on your house... and then the buyer backs out?
It's every seller's nightmare. And with headlines about canceled contracts on the rise, it's a concern worth talking about.

But here's what those headlines aren't telling you: 85–90% of home sales still make it to closing.

And there's more good news. You can actually take steps to protect your sale before your house even hits the market.

According to a Redfin survey, 70% of agents say inspection or repair issues are a reason buyers back out. That's the biggest reason reported, by far.

So, what's one smart move you can make?

Consider getting a pre-listing inspection. It could help you spot potential problems early, decide what to fix, and avoid surprises that might send a buyer running.

And that's just one piece of the puzzle. The right preparation, pricing, and negotiation strategy can make a real difference.

Selling your house doesn't have to feel like a gamble. A little preparation can give you a much stronger start.

Thinking about selling? Send me a message, and let's talk about how to set your sale up for success.

10/29/2026

✨ New Listing | 333 Lakeshore Drive | Lexington

📣 Price, Photos, Details - https://thebrokerageky.co/3TXijet

NEW ROOF, NEW PRICE. A two story on a full basement in the Lakeview neighborhood. Enjoy your own private salt water pool! Inside features 4 bedrooms, 3 full bathrooms and 1 half bath, hardwood floors throughout, multiple living areas, a formal dining room, and an updated kitchen with abundant storage, plus a separate breakfast room. Expansive windows fill the home with tons of natural light and overlook the backyard, complimented by a cozy fireplace. The unfinished basement offers excellent potential or additional storage.

Listed by Raya Rivera
The Brokerage

10/28/2026

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.

10/27/2026

✨ For Sale ✨
📍104 Deerfield Circle, Nicholasville, KY 40356
Offered at $1,250,000

Tucked among the trees in sought-after Barkley Woods, this exceptional 1.5 story home on an acre blends luxury, comfort, and thoughtful design throughout. A soaring two-story foyer welcomes you, where stunning bamboo hardwood floors lead to an open-concept living space overlooking the private wooded backyard. The chef's kitchen features custom glazed cabinetry, bar top for 2, premium Electrolux Icon appliances, including a 66-inch refrigerator/freezer, gas cook top, range hood, and built in combo convection microwave/oven. Vaulted ceilings and shaker wall paneling complete the dining room. The first-floor primary suite offers private access to the covered deck and a spa-inspired bath with dual granite vanities, an oversized marble shower with dual shower head system with the best water pressure ever and toilet closet. A rare first-floor guest suite with a full bath adds flexibility for family and visitors. Additional bonus 1/2 bath. Upstairs, you'll find 3 bedrooms (2 with vaulted ceilings) a bonus room/possible 6th bedroom, office space, large walk in attic, and a Juliet balcony overlooking the great room. The beautifully remodeled walk-out basement is an entertainer's dream. Featuring a stoned, gas fireplace with wood mantle sourced from a KY barn from the 1800s, home theater area, full bath, and area to add a bar/kitchenette. A hidden bourbon-style room behind custom Murphy doors with rustic, barn wood shelving system is sure to excite. The large patio includes a stone retention wall, wood burning fireplace with the same beam mantle, and LED string lights. The bird watching is phenomenal!! Extra bonuses: pantry, aux garage, 2 car garage, double front door, large, covered front porch, foam insulation throughout, Arlo security cameras, roof and gutters 2023, laundry room, coat closet, custom switch plates, meticulously maintained, and on a cul-de-sac in a mature neighborhood complete with a walking trail and green space.

🛏️ - 5 beds
🛁 - 4.5 bathrooms
📐 - 6094 sqft
🌳 - 1 acre lot
🚘 - 2 car garage
💰 - Offered at $1,250,000

Call Erica: 859-552-7146 for more info.

10/27/2026

If you’re selling soon, staging can help you draw in buyers and get the most for your house. Mid-level staging can bring a 350% return on what you spend. On a $400k house, the typical $4k cost can add about $18k in value. That could mean about $14k more in your pocket at closing. Working with a smaller budget? Even just decluttering and rearranging furniture can make a big difference. Let’s walk through your house together and pinpoint the updates that’ll help it sell sooner – and for more.

10/26/2026

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.

10/26/2026

✨ New Listing | 1 Mentelle Park A | Lexington

📣 Price, Photos, Details - https://thebrokerageky.co/4Bv0KDs

This two-story townhome on an iconic street, just might be the sweetest spot in Lexington. Tucked into one of the city’s most esteemed and walkable areas. This location puts Lexington right outside your door! Walk to the Ashland Henry Clay Estate for morning yoga, beautiful gardens, holiday traditions like illumination at Ashland or an afternoon stroll with your dog. Spend Saturday mornings at the downtown farmers market, browse the shops along Clay Avenue, grab a bite to eat or go work out on National Avenue. Hop on a bike to grab a coffee at Kenwick table, Char, Starbucks, Manchester Coffee or The Greenery. Downtown Lexington, U.K., Restaurants, Parks, Shopping, and entertainment such as Thursday night live are all just minutes away. It’s the kind of location where you can park the car and actually enjoy your neighborhood! Inside you’ll find hardwood floors, crown molding, built-in shelving, a gas fireplace, 2 bedrooms with en suite baths plus a half bath, and a kitchenette with stainless appliances and marble countertops.

Listed by Tressie Lilly Mallory & Mike Mallory
The Brokerage

Address

505 Wellington Way, 125
Lexington, KY
40503

Telephone

+18595527146

Website

http://ericasardarlexington.com/

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