10/26/2026
🏡 How much home can you actually afford right now?
With mortgage rates above 7%, a lot of buyers in Lehi, Saratoga Springs and across the Wasatch Front are asking that question. So we ran the real numbers. 📊
💡 A household earning $120,000 with $30,000 down could afford about $374,000 today, compared with about $411,000 a year ago. Same monthly budget, roughly 9% less home.
The good news: you have more levers than you think. Paying down a debt, down payment assistance, seller-paid rate buydowns and townhomes can all stretch your budget. 🔑
Read the full guide and try our free affordability calculator 👇
https://utlocal.com/how-much-home-can-you-afford-on-the-wasatch-front/