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Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 4:30pm Friday 8:30am - 4:30pm

Cap One Lending

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Cap One Lending offers Residential Mortgages, Rental Loans and Private Lending! Our Mission is to give our customers the best lending experience ever!

Welcome to Cap One Lending and thank you for taking the time to learn more about our company. We are a direct lender that specializes in residential mortgage lending and hard money loans. Cap One Lending will educate you on the process every step of the way, so you know what to expect and when to expect it. Rest assure you will be given the best loan options with the lowest rates available. You will be confident that you have made the right decision and are choosing the right company.. Cap One is Veteran owned and operated and we work side by side with our team every day to ensure that we are exceeding your highest expectations. We have been in the mortgage industry since the early 2000’s and have decades of experience. We pride ourselves on being more than just a mortgage company by going the extra mile for you today and every day forward. Our personal connection with you and building a long-lasting relationship is what we value most in our business and is why we do what we do. Cap One Lending is a DBA of Cap One Lending, LLC NMLS #2468614

10/29/2026

🏡💰 $10,000 PRICE CUT OR $10,000 SELLER CREDIT — WHICH IS THE BETTER DEAL?
When purchasing a home, negotiating the price isn't the only way to potentially save money! Sometimes, getting the seller to contribute toward your closing costs could be just as valuable, or even more beneficial, depending on your financial situation.
At Cap One Lending, we want homebuyers to understand their options so they can make informed decisions when purchasing their next home.
🔑 LET'S BREAK IT DOWN!
🏠 OPTION 1: $10,000 PRICE REDUCTION
A lower purchase price can offer several advantages:
✅ A smaller mortgage loan amount
✅ Potentially lower monthly payments
✅ Less interest paid over the life of the loan
✅ A lower overall purchase cost
💵 OPTION 2: $10,000 SELLER CREDIT
Instead of reducing the purchase price, the seller may contribute toward eligible closing expenses.
✅ Helps cover closing costs and prepaid expenses
✅ May be used toward an eligible interest rate buydown
✅ Reduces the amount of cash needed at closing
✅ Could help make homeownership more affordable upfront
💡 SO, WHICH OPTION SHOULD YOU CHOOSE?
The answer depends on your financial goals!
If your priority is lowering your overall loan amount, a price reduction might make more sense. However, if you're looking to keep more money in your pocket at closing, a seller credit could be the better option.
The best deal isn't always the one with the lowest purchase price. It's the one that works best for YOU!
🤝 At Cap One Lending, our experienced team can help you compare financing scenarios and understand how different offers could affect your monthly payment and upfront expenses.
📲 Thinking about purchasing a home? Let's run the numbers together!
🏠 Cap One Lending, LLC
📞 (816) 905-1111
🌐 www.CapOneLending.com
🇺🇸 Veteran-Owned & Operated
⭐ 500+ Five-Star Reviews
NMLS #2468614
🏡 Equal Housing Lender

10/27/2026

⭐⭐⭐⭐⭐ Another 5-Star Experience with Cap One Lending!
Not every loan file is simple, and that’s where experience, patience, and communication really matter. Jason shared how Dalton stands out by staying engaged when a file gets complicated and working to find a clear path forward for his clients.
“I cannot recommend Dalton enough! In my line of work, I see a lot of loan officers give up when a file gets slightly complex, but Dalton does the exact opposite. He is incredibly knowledgeable, patient, and maps out a clear path to homeownership for his clients. He’s an amazing partner to work with, always responsive, and genuinely cares about the people he serves. 5 stars all the way!”
👏 Thank you, Jason Diehl, for the kind words and for recognizing the effort Dalton puts into every client and every file. We’re proud to have a team that stays responsive, works through challenges, and keeps the client’s goals at the center of the process.
Whether you’re buying a home, refinancing, investing in real estate, or dealing with a more complex financing situation, Cap One Lending is here to help.
📞 Contact Cap One Lending today!
📱 (816) 905-1111
🌐 CapOneLending.com
🏦 Company NMLS #2468614

10/26/2026

🏡 CAN YOU USE YOUR VA LOAN MORE THAN ONCE? THE ANSWER IS YES!
One of the biggest misconceptions about VA home loans is that you can only use your benefit once. The truth? Your VA loan benefit isn't one-and-done!
At Cap One Lending, we believe those who have served our country deserve to understand and take full advantage of the home financing benefits they've earned.
Whether you're looking to purchase your next home, relocate, or explore your options while keeping your current property, your VA loan benefit may still be available!
🔑 HERE'S WHAT YOU SHOULD KNOW:
✅ Reuse Your VA Benefit – After selling your home and paying off your existing VA loan, you can generally restore your entitlement and use it again.
✅ You May Qualify for Two VA Loans – In certain situations, eligible borrowers can have more than one VA loan at a time, depending on their remaining entitlement and financial qualifications.
✅ Restore Your Entitlement – You may qualify to restore your VA entitlement even without selling your previous property, subject to specific VA requirements.
💡 THE BIGGEST TAKEAWAY?
Just because you've already used your VA loan benefit doesn't mean your homeownership opportunities are over!
As a Veteran-Owned & Operated mortgage lender, Cap One Lending is proud to help veterans, active-duty service members, and eligible military families explore their home financing options.
🇺🇸 You've earned the benefit. Let us help you make the most of it!
📲 Contact Cap One Lending today to learn more about your VA loan options!
🏠 Cap One Lending, LLC
🌐 www.caponelending.com
📞 (816) 905-1111
NMLS #2468614
🇺🇸 Veteran-Owned & Operated
VA loan benefits are subject to eligibility, entitlement availability, occupancy requirements, credit approval, and underwriting guidelines. VA loans are intended for eligible primary residences. Terms and conditions vary. Not a commitment to lend.

10/23/2026

🌟 Employee Spotlight: Meet Matt Moore!
A competitive spirit, a sense of humor, and a strong appreciation for family—there’s plenty to get to know about Matt beyond the workday.
Growing up, Matt was happiest playing sports or spending time outside with friends until the sun went down. That love of staying active has followed him into adulthood, with golf becoming a favorite in high school and remaining his regular sport today.
He also has a few accomplishments that might surprise you: a second-place finish in his seventh-grade spelling bee and a “Best Dancer” award during his freshman year of high school. Whether it was the classroom, the field, or the dance floor, Matt found ways to make his mark.
These days, quality time with family matters most. He’s looking forward to traveling more, experiencing new places, and creating memories with the people closest to him.
We’re proud to spotlight Matt and share a little of the personality behind our team. Join us in showing him some appreciation! 👏
Connect with Cap One Lending today:
📞 (816) 905-1111
🌐 CapOneLending.com
Cap One Lending, LLC | NMLS #2468614
Veteran-Owned & Operated

10/22/2026

🏡 DSCR LOANS EXPLAINED: LET YOUR INVESTMENT PROPERTY WORK FOR YOU! 💰
Looking to purchase your next rental property or expand your real estate portfolio? Traditional mortgage requirements aren't always the best fit for investors, especially those with multiple properties or complex income situations.
That's where DSCR loans come in!
At Cap One Lending, we help real estate investors explore financing options that focus on a property's rental income rather than traditional personal income documentation.
🔑 WHAT IS A DSCR LOAN?
DSCR stands for Debt Service Coverage Ratio. It measures a property's rental income compared to its debt obligations, helping lenders evaluate whether the property generates enough income to support its mortgage payments.
🏠 WHY INVESTORS CONSIDER DSCR LOANS:
✅ Rental Income-Based Qualification – Qualify using the property's rental income instead of traditional personal income verification.
✅ Flexible Investment Opportunities – Financing options for eligible single-family rentals, multifamily properties, and short-term rentals.
✅ Purchase or Refinance – Explore financing for new investment properties or existing rentals.
✅ Grow Your Portfolio – Expand your real estate investments without relying solely on traditional income documentation.
💡 THE BIGGEST TAKEAWAY?
Your investment property's cash flow could play a bigger role in qualifying for financing than your personal income!
Whether you're purchasing your first rental property, refinancing an existing investment, or expanding your portfolio, Cap One Lending is here to help you explore your options.
📲 Ready to make your next investment move? Contact Cap One Lending today!
🏠 Cap One Lending, LLC
🌐 CAPONELENDING.COM
📞 (816) 905-1111
NMLS #2468614
🇺🇸 Veteran-Owned & Operated
DSCR loans are intended for eligible investment properties, not owner-occupied homes. Subject to credit approval, property eligibility, and underwriting. Loan terms, costs, and eligibility vary. Not a commitment to lend.

10/20/2026

⭐⭐⭐⭐⭐ Another 5-Star Experience with Cap One Lending!
When timing matters, having the right lending team can make all the difference. Mazzin was preparing to close on a home when his original lender failed to fund the loan just one day before closing. With everything suddenly on the line, he reached out to Cap One Lending — and our team got to work.
“I was scheduled to close on a house on a Monday, but my original lender failed to fund the loan just a day before closing. I had to scramble and reached out to Cap One Lending. They were able to fund the loan and close within 48 hours after we secured an extension with the seller. A top-notch team that was completely on top of their game. Highly recommended!”
👏 Thank you, Mazzin Alnijoumi, for trusting Cap One Lending when the pressure was on. We’re proud to have a team that moves quickly, communicates clearly, and works hard to keep deals moving forward.
Whether you’re buying a home, refinancing, or need a lending team that can step in when things get complicated, we’re here to help.
📞 Contact Cap One Lending today!
📱 (816) 905-1111
🌐 CapOneLending.com
🏦 Company NMLS #2468614

10/19/2026

🏡 KEEP YOUR LOW RATE. ACCESS YOUR EQUITY! 💰
Did you know you may be able to access your home's equity WITHOUT refinancing your existing mortgage?
A Home Equity Line of Credit (HELOC) from Cap One Lending could help you fund renovations, consolidate debt, or cover major expenses while keeping your current first mortgage in place.
🔑 CAP ONE LENDING HELOC HIGHLIGHTS:
✅ $50,000–$500,000 loan amounts
✅ Up to 89.99% combined loan-to-value (CLTV)
✅ Minimum 680 credit score
✅ Eligible loans may close in as little as 5 days
✅ No application or closing fees
✅ Interest-only or principal-and-interest payment options may be available
💡 PUT YOUR EQUITY TO WORK:
🔨 Home improvements and renovations
🎓 Education expenses
💳 Debt consolidation
💰 Major purchases or unexpected expenses
Why replace a mortgage rate you're happy with when you may have another option? Our team can help you explore whether a HELOC fits your financial goals.
📲 Ready to learn more? Contact Cap One Lending today!
🏠 Cap One Lending, LLC
🌐 CAPONELENDING.COM
📞 (816) 905-1111
NMLS #2468614
HELOC rates are variable and may increase. Your home secures the line of credit. Subject to credit approval, property eligibility, and underwriting. Closing times, terms, and eligibility vary. Not a commitment to lend.

10/16/2026

🌟 EMPLOYEE SPOTLIGHT: MEET JORDAN BLES!
At Cap One Lending, we believe the people behind the loans are just as important as the loans themselves! This week, we're excited to shine the spotlight on one of our own, Jordan Bles!
📍 From Blue Springs to Back Home
Born in Cape Girardeau, Missouri, and raised in Blue Springs, Jordan has always had strong ties to the Show-Me State. He met his wife and best friend, Sara, all the way back in sixth grade, and they've been together ever since!
Their journey has taken them from Colorado to Western Carolina before eventually bringing them back home to the Kansas City area, where they're now raising their family in the community they love.
🏈 A Lifelong Love for Sports & Adventure
Sports have always played a major role in Jordan's life. From his days playing football at Blue Springs High School to baseball, skiing, and spending time outdoors, he's always enjoyed staying active and embracing new adventures.
Today, one of Jordan's greatest joys is sharing those same passions with his kids, whether they're hitting the slopes, enjoying the outdoors, or spending time together as a family!
More Than Just Mortgages
At Cap One Lending, we're proud to have team members like Jordan who understand the importance of family, community, and building lasting relationships. It's those values that help make our team special and allow us to provide a personal experience for every client we serve.
👏 Join us in showing Jordan some appreciation! We're grateful to have him as part of the Cap One Lending family!
🏡 Cap One Lending, LLC
🌐 www.caponelending.com
📞 (816) 905-1111
NMLS #2468614

10/15/2026

🏡 Pre-Qualified vs. Pre-Approved: Do You Know the Difference? 🔑
When buying a home, understanding your financing options is one of the most important steps you can take. While pre-qualification and pre-approval may sound similar, they serve two different purposes in the homebuying process!
At Cap One Lending, we want our clients to feel confident and prepared when making one of life's biggest financial decisions.
📋 PRE-QUALIFIED: A Starting Point
Pre-qualification provides an initial estimate of how much you may be able to borrow based on the financial information you provide.
✅ Typically requires limited financial information
✅ Helps establish an estimated homebuying budget
✅ Great for exploring your options early
✅ Generally doesn't require a full document review
🏠 PRE-APPROVED: Taking the Next Step
Pre-approval involves a more detailed review of your finances, giving you a clearer understanding of your potential purchasing power.
✅ Reviews credit, income, assets, and financial documents
✅ Provides a more informed loan amount estimate
✅ Shows sellers you're serious about purchasing
✅ Can strengthen your position when making an offer
💡 Which One Is Right for You?
If you're just exploring homeownership, pre-qualification is a great starting point. But if you're actively searching and preparing to make an offer, pre-approval can help you stand out in a competitive market.
At Cap One Lending, our experienced team is here to guide you through the process, answer your questions, and help you explore your financing options.
📲 Ready to take the next step toward homeownership? Contact Cap One Lending today!
🏠 Cap One Lending, LLC
🌐 CAPONELENDING.COM
📞 (816) 905-1111
NMLS #2468614
Pre-approval is not a guarantee of final loan approval. All loans are subject to underwriting and applicable requirements. Terms, costs, and eligibility vary. Not a commitment to lend.

10/13/2026

⭐⭐⭐⭐⭐ Another 5-Star Experience with Cap One Lending!
Buying a home is a big decision, and having a lender who communicates clearly and stays available throughout the process can make all the difference. Amanda shared how Mike Cash helped make her home loan experience smooth, informative, and stress-free from start to finish.
“We had a great experience working with Mike Cash throughout our home loan process! He was knowledgeable, helpful, and always quick to respond to our questions. His excellent communication made the entire process smooth and stress-free. We really appreciated his guidance and would highly recommend him!”
👏 Thank you, Amanda Smith, for trusting Mike and the Cap One Lending team with your home financing. We’re proud to provide the kind of communication, guidance, and dependable service that helps our clients feel confident every step of the way.
Whether you’re buying your first home, moving into your next one, refinancing, or exploring investment opportunities, our team is here to help.
📞 Contact Cap One Lending today!
📱 (816) 905-1111
🌐 CapOneLending.com
🏦 Company NMLS #2468614

Address

4041 NE Lakewood Way, Suite 130
Lees Summit, MO
64064

Opening Hours

Monday	8:30am - 4:30pm
Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 4:30pm
Friday	8:30am - 4:30pm

Website

https://www.caponelending.com/

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