02/10/2026
IMPORTANT REAL ESTATE UPDATE ‼️
⚠️ New Federal Rule Coming March 1, 2026
Certain PA residential real estate transactions may now require FinCEN reporting, especially when:
🔐The buyer is an LLC or other entity
🔐The deal involves cash or non-traditional financing
FinCEN stands for Financial Crimes Enforcement Network.
Who is FinCEN❓
(It’s a bureau of the U.S. Department of the Treasury that focuses on preventing money laundering, fraud, and other financial crimes which is why they’re involved in certain real estate transactions.)
⚠️Why this matters: additional reporting requirements could impact timelines, documentation, and closing prep if they aren’t addressed early. (Make sure your title agent is properly informed.)
If you work with investors, this should be on your radar‼️
Notes: it is very important that your buyers understand that there will be some additional steps and documentation requirements by title companies for federal reporting on any transaction closed as of March 1.
Not contract dates; CLOSING DATES as of March 1st.
I’ll continue to keep you updated as we continue to learn and work through our future transactions 💙