11/02/2026
New house. Holiday decorations. A fresh start before the new year. 🎄🏡
And potentially no first mortgage payment until 2027? It's more possible than you might think!
Many financed home purchases close in approximately 30–45 days, which means getting under contract in early November could put you on track to celebrate the December holidays in a new home.
And depending on your closing date and loan terms, your first mortgage payment might not be due until January or February!
Of course, there's more to consider than the calendar. Financing, inspections, closing costs, and your actual possession date all play a role.
If you've been thinking about buying, I'd love to help you explore what your timeline could look like. There's still time to make a move before the year ends!