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NW Home Experts Powered by Exp Realty ๐Ÿ“š NorthWest Home Experts
๐Ÿ’ช Getting Our Clients Up to 18% More ๐Ÿ”ฅ
๐Ÿ“ Washington๐Ÿ“
๐Ÿ‘‘ Jo INTEGRITY.COMMITMENT.SUCCESS

10/03/2026

POV: Youโ€™ve looked at 147 Zillow listings this week and feel completely stuck. ๐Ÿ™ƒ

Is โ€œanalysis paralysisโ€ keeping you from buying your dream home?

Between shifting inventory and fluctuating interest rates, it is easy to feel frozen. But you donโ€™t need the market to crash to find a great deal you just need a smarter strategy:

1. Recalibrate your pre approval: Lending programs update frequently; check in with your mortgage pro to make sure you arenโ€™t leaving options on the table.

2. Shop new construction perks: Builders are aggressively buying down interest rates and covering closing costs to move homes off their books.

3. Seek out assumable mortgages: Taking over a sellerโ€™s existing FHA or VA loan could let you snag a COVID-era rate that isnโ€™t available anywhere else.

4. Negotiate seller financing: Motivated sellers are increasingly open to custom terms and financing options that sidestep traditional bank friction.

Stop scrolling through listings that stress you out.
Send us a DM with your biggest homebuying question right now, and letโ€™s look at real numbers together.

JUST SOLD | 13 Hobble Creek St, Elma, WA 98541 ๐ŸกCongratulations to the buyers on their new home and congratulations to t...
09/29/2026

JUST SOLD | 13 Hobble Creek St, Elma, WA 98541 ๐Ÿก

Congratulations to the buyers on their new home and congratulations to the builder for helping make it a better fit!

The builder modified the floor plan to meet the buyersโ€™ accessibility needs. Finding a home that works for your daily life can be challenging, and this is a meaningful example of what a collaborative approach to new construction can make possible.

Know someone looking for an accessible new home or a new-build option that can be modified to meet their needs? Reach out for details. Letโ€™s talk about what they need and explore the possibilities.

Joe Symonette | NW Home Experts

FHA ASSUMABLE LOAN | 3.125% ADVERTISED RATEWelcome to 2111 Chesney Rd E in Tacomaโ€™s Clover Creek area a 2020-built home ...
09/28/2026

FHA ASSUMABLE LOAN | 3.125% ADVERTISED RATE

Welcome to 2111 Chesney Rd E in Tacomaโ€™s Clover Creek area a 2020-built home on 1.1 acres with no HOA.

$599,995
โ€ข 3 bedrooms | 2.5 bathrooms
โ€ข 1,536 sq ft
โ€ข Ductless heating and cooling
โ€ข Substantial parking and room to spread out
โ€ข Advertised monthly payment: $2,753.65

The listing advertises an existing FHA loan with a 3.125% assumable rate. Interested in how a buyer could finance the remaining balance beyond the assumed loan? Contact Eric Lake at CMG Home Loans: 360-522-6405 to ask about the reported 10% cumulative LTV option and confirm eligibility and terms.

For time outdoors, explore nearby regional destinations like Bresemann Forest and Spanaway Park!

DM CHESNEY for details and a private tour. Letโ€™s look at the home and the full financing picture together.

Joe Symonette | NW Home Experts | eXp

SOLD in Capitol Hill! ๐ŸŽ‰1125 E Olive Street  #212, SeattleThis one took preparation, persistence, and a commitment to see...
09/28/2026

SOLD in Capitol Hill! ๐ŸŽ‰
1125 E Olive Street #212, Seattle

This one took preparation, persistence, and a commitment to see it through.

In my experience, this has been a tough condo market. To help this condo stand out, we brought in contractors to update the flooring, trim, and paint throughout, then fully staged it to show off its fresh, modern feel.

My sellers loved being in the heart of Capitol Hill, with so much close by. With their move to Florida, getting this chapter closed meant a lot and I was committed from start to finish.

Congratulations to my sellers, and thank you for trusting me through the process. Wishing you a wonderful next chapter in Florida! โ˜€๏ธ

Thinking about selling a condo? Letโ€™s talk about a preparation and marketing plan built around your home.

Joe Symonette | NW Home Experts | eXp Realty
NWHomeExperts

09/26/2026

Nothing beats soaking up crisp fall evenings outdoors with the kids before the weather turns colder and the skies grow grayer ๐Ÿ‚๐ŸคŽ Making the most of every moment!
FallEvenings

๐ŸŽ‰ UNDER CONTRACT! ๐ŸŽ‰Congratulations to my amazing buyers on going under contract on this beautifully renovated one story ...
09/26/2026

๐ŸŽ‰ UNDER CONTRACT! ๐ŸŽ‰

Congratulations to my amazing buyers on going under contract on this beautifully renovated one story home in Mays Pond, Bothell! ๐Ÿกโœจ
This move in ready 3 bedroom, 2 bath rambler checks all the boxes with:

โœ”๏ธ Stylishly updated kitchen with quartz countertops
โœ”๏ธ Mostly new appliances
โœ”๏ธ Updated bathrooms
โœ”๏ธ Luxury vinyl flooring throughout no carpet!
โœ”๏ธ Cozy family room with fireplace
โœ”๏ธ Fully fenced backyard
โœ”๏ธ Expansive entertainment deck
โœ”๏ธ Convenient single level living

And we got a big win for our buyers! ๐Ÿ™Œ The sellers are paying more than $22,000 in closing costs, plus providing a 1 year home warranty to help cover eligible unexpected repairs.
My buyers are especially excited to downsize from a 2 story home to a rambler, making everyday living much easier on their knees and opening the door to a wonderful new chapter. ๐Ÿ’™
Modern. Stylish. Effortless. Welcome home to Mays Pond!

๐Ÿ“ 16815 25th Ave SE, Bothell, WA 98012
Congratulations to my buyers Iโ€™m so excited for you and canโ€™t wait to see you enjoy this beautiful home! ๐Ÿฅ‚

09/21/2026

๐Ÿกโœจ HARD-TO-FIND 1-STORY RAMBLER IN ELMA!โœจ๐Ÿก

Welcome home to 6 Hobble Creek Street, Elma, WA 98541 a beautifully designed, high-quality new construction home priced at $444,950!

This inviting 3-bedroom, 2-bathroom, one-story rambler offers a comfortable layout that can suit many different needs. Thoughtful finishes and durable materials make this home as functional as it is stylish, including:

๐Ÿค White shaker cabinets
โœจ Quartz countertops
๐ŸŒฟ Lifeproof vinyl plank flooring
๐Ÿฝ๏ธ Stainless steel appliances
๐Ÿ  Hardie board exterior siding and trim
๐ŸŒฑ Yard to be hydroseeded prior to closing
โ„๏ธ High-efficiency heat pump for comfortable temperatures year-round

One-story ramblers are hard to findโ€”especially with high-quality new construction and beautiful modern finishes!

Examples of finishes are available upon request.

Ready to make this beautiful Elma home yours? Welcome home!๐Ÿ—๏ธ

The Fed rate is NOT your mortgage rate. ๐Ÿ‘€Mortgage rates respond to the bond market including mortgage backedsecurities, ...
09/15/2026

The Fed rate is NOT your mortgage rate. ๐Ÿ‘€

Mortgage rates respond to the bond market including mortgage backed
securities, longer term Treasury yields and the spread between them.
That means the marketโ€™s reaction can matter more than the headline Fed
decision.

What could help bring mortgage rates back into the 5s? Cooling
inflation, moderating jobs and wage growth, confidence in easier
future policy, lower long term Treasury yields and tighter mortgage
spreads can help. None guarantees a particular rate.

Here is the math not a forecast: a hypothetical 4.0% Treasury yield
plus a 1.8% mortgage spread is approximately 5.8%. Actual pricing
depends on the borrower, lender and loan. This is an illustration, not
todayโ€™s quote or a prediction.

For buyers in Olympia, Lacey, Tumwater and the South Sound, the useful
question is not just โ€œWhen will rates hit the 5s?โ€ It is โ€œWhat payment
fits my budget, and what opportunities work for me now?โ€ Lower rates
could improve affordability and confidence even before mortgages fall
below 6%.

Build your plan around your payment not a headline. Work with a
qualified lender for current, borrower-specific pricing.

Save this and message ๐Ÿ“ฒ me to talk through your next move.


๐ŸŽ‰ Under contract at 7 Hobble Creek ST, Elma, WA! Congratulations to everyone involved in this brand-new 2026 single-stor...
09/14/2026

๐ŸŽ‰ Under contract at 7 Hobble Creek ST, Elma, WA! Congratulations to everyone involved in this brand-new 2026 single-story craftsman home.

This 3-bedroom, 2-bath, 1,232 SQFT home pairs an open great room with luxury vinyl plank flooring and an electric fireplace. The kitchen stands out with quartz countertops, a spacious island, two-tone shaker cabinets, tile backsplash, and stainless steel appliances. โœจ๐Ÿก

Offered at $429,995. Thinking about buying or selling? Letโ€™s talk. ๐Ÿ“ฒ

https://joesymonette.expportal.com/d8r5n3ig

09/11/2026

๐ŸŽˆNEW CONSTRUCTION OPPORTUNITY IN ELMA! ๐ŸŽˆ

Your chance to personalize a beautiful single-level home while construction is still underway. This spacious rambler is currently at the drywall stage giving you the opportunity to meet with the builder and select finishing touches that make the home feel uniquely yours.

๐Ÿ“ 125 Hillcrest Drive, Elma, WA 98541
๐Ÿ’ฐ $524,900
๐Ÿ“ 1,926 sq. ft.
๐Ÿ›๏ธ 3 bedrooms
๐Ÿ› 2 bathrooms
๐Ÿš— Attached 2-car garage

Thoughtfully designed with open central living spaces, generous windows, and a large sliding glass door that fills the home with natural light. The exterior features contemporary gray siding, contrasting shake accents, a welcoming recessed entry, and a partially covered backyard deck to be installed by the builder.

Surrounded by mature evergreens, this home offers a classic Pacific Northwest setting with the advantages of new construction and the opportunity to help choose the finishing details.
๐Ÿ“ฒ Contact Joe Symonette for current construction details, included finishes, and estimated completion timing.

Address

4531 Intelco Loop SE
Lacey, WA
98503

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