10/30/2026
Down Payment Assistance Could Cut the Time to Save for a Home
Saving 10% down on the typical home takes the median household an estimated 4.2 years. With a down payment assistance program covering 3.5% of that 10% down payment, the same household could have enough saved a year and a half sooner.
https://www.zillow.com/research/down-payment-assistance-october-2026/
Nationally, a 3.5% down payment boost allows a typical buyer to save for a 10% down payment 35% faster