Andrea ONeal - Broker Associate

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Kerrville, TX
Andrea ONeal - Broker Associate

Your GO TO - GET IT DONE agent
for all your real estate needs. Andrea ONeal has spent a career in sales of various types.

Beginning at Merrill Lynch, she focused on a strongly relationship-driven area, building a successful business with clientele primarily in Latin America, throughout Mexico, and into Central America. She spent almost seven years selling Ford and Lincoln vehicles with a local dealer, again building a thriving business with a loyal customer base. The daughter of a successful real estate broker in Houston, she grew up surrounded by the real estate business and decided to enter it full time; bringing her high energy, drive, commitment to exceptional customer service, and passion for excellence. "Helping people find and purchase the home that best fulfills their needs, wants, and budget is a joy, not a job, and is my commitment to my clients. If you are selling a home, my team and I will help ready your home to be the most desirable home in its price range on the market to help it sell quickly and at the best possible price. I look forward to being your GO TO - GET IT DONE agent for all your real estate needs." Texas law requires all license holders to provide the Information About Brokerage Services form to prospective clients. Copy this link for the Texas Real Estate Commission Information About Brokerage Services and the Texas Real Estate Commission Consumer Protection Notice:https://bit.ly/IABS-CPNAO21

11/06/2026

Thinking about listing your Kerrville home before the new year? Selling during the holidays looks a little different, and I think it gets underrated.

Buyers who are shopping in November and December usually have a reason to be out looking: a new job, a relocation, a year-end timeline. That kind of focus can make for a smoother transaction.

Pricing still matters from day one. Statewide, homes that sold in July 2026 spent an average of 63 days on the market, and inventory sat at 5.5 months of supply (Texas Real Estate Research Center, September 2026 report). Buyers have options, so a well-prepared, well-priced home stands out.

A few things I recommend this time of year:
Keep decorations simple and let the house do the talking
Open the blinds and turn on the lights for showings, since days are shorter
Take listing photos before or after the heavy decorating

If you'd like a no-pressure market analysis of your home, I'd be glad to put one together.

Andrea ONeal, Broker Associate | Fore Premier Properties
830.285.7001 | forepremierproperties.com https://bit.ly/4wcVBwx

11/04/2026

Pre-qualified and pre-approved sound alike, but they're not the same thing, and the difference can matter when you start shopping for a home.

A pre-approval is different from a quick pre-qualification. With a pre-approval, a lender has actually reviewed your income, assets, and credit. You know your real price range, and a seller knows your offer has been looked at by a lender.

It matters even more when rates move. The 30-year fixed averaged 7.40% as of October 15, 2026, compared with 6.27% a year earlier (Freddie Mac PMMS). The same monthly payment covers a different price at a different rate, so knowing your number before you fall for a home in Kerrville can save a lot of heartache.

A pre-approval isn't required to work with me. If you'd like to talk through the process or where to start, I'm happy to help.

Andrea ONeal, Broker Associate | Fore Premier Properties
830.285.7001 | forepremierproperties.com https://bit.ly/4wcVBwx

11/02/2026

Every November, a canyon in western Bandera County puts on one of the best color shows in Texas.

Lost Maples State Natural Area, near Vanderpool, is known for its bigtooth maples, and Texas Parks and Wildlife notes the trees generally peak in the first two weeks of November. The yellows and oranges come from the maples; the reds usually belong to the oaks and sumac.

A couple of tips if you go: book your day pass online ahead of time, because weekends fill up, and call the park's foliage line at (830) 966-3413 for a current color report before you make the drive. From Kerrville, it makes an easy and beautiful day trip.

It's one of my favorite reminders that the Hill Country has real seasons. If you're thinking about making this part of Texas home, I'd love to show you around.

Andrea ONeal, Broker Associate | Fore Premier Properties
830.285.7001 | forepremierproperties.com https://bit.ly/4wcVBwx

10/30/2026

October is wrapping up, and if you've been thinking about buying or selling but keep pushing the conversation to 'after the holidays,' now is actually a good time to start instead. I'm Andrea ONeal, Broker Associate with Fore Premier Properties, holding the GRI, AHWD, and ABR designations, and I focus specifically on golf course communities, river properties, and small acreage across Kerrville, Fredericksburg, Bandera, Hunt, and Comfort. If you want to talk through your timeline before the year gets away from us, reach out. forepremierproperties.com | 830.285.7001 https://bit.ly/4cQLEND

10/28/2026

Halloween in Kerrville has a small-town feel that's hard to replicate — porch lights on, kids moving in packs down familiar streets, neighbors who actually know each other handing out candy. Downtown Kerrville and several neighborhoods host their own trick-or-treat events this time of year on top of the usual door-to-door. It's one of those small, ordinary things that ends up mattering more than people expect when they're choosing where to raise a family. Happy Halloween from Andrea ONeal, Broker Associate | Fore Premier Properties. forepremierproperties.com https://bit.ly/4cQLEND

10/23/2026

Fredericksburg's Food & W**e Festival runs October 22 through 25 this year, spread across four ticketed events downtown: Opening Night, a Friday Street Dinner, Saturday's Grand Tasting, and a Sunday Brunch to close it out. It's a good showcase of why people fall for this town beyond the wineries — the food scene here has genuinely grown up. If a long weekend like this has you thinking about what it'd be like to live here year-round instead of just visiting, that's a conversation I'd enjoy having. Andrea ONeal, Broker Associate | Fore Premier Properties. forepremierproperties.com | 830.285.7001 https://bit.ly/4cQLEND

10/21/2026

One part of a Texas contract that catches first-time buyers off guard: the option period. It's a negotiated window, usually 7 to 10 days, during which the buyer can walk away for any reason and typically only forfeits a small option fee (paid directly to the seller) rather than the earnest money. It's what makes inspections and re-negotiations possible before you're fully committed. If you're buying in Kerrville and this is your first contract, I walk every client through this line by line before we submit an offer. Andrea ONeal, Broker Associate | Fore Premier Properties. forepremierproperties.com | 830.285.7001 https://bit.ly/4cQLEND

10/19/2026

A good chunk of my business comes from people who've worked with me before, or who heard about me from someone who has. That's not something I take lightly. If you've bought, sold, or just talked through options with me and it was a good experience, a review or a referral genuinely helps more than you'd think — small businesses like mine run on word of mouth. Thank you to everyone who's sent someone my way this year. Andrea ONeal, Broker Associate | Fore Premier Properties. forepremierproperties.com | 830.285.7001 https://bit.ly/4cQLEND

10/16/2026

Fall is when I start hearing from more small-acreage buyers, especially around Bandera and Hunt. Cooler weather makes it easier to actually walk a property and get a feel for the land, which matters more than it does with a typical in-town listing. A few things I always tell first-time acreage buyers to ask about: well and septic condition, road access and easements, and whether the property currently carries an agricultural exemption. Small mistakes on any of those get expensive fast. Andrea ONeal, Broker Associate | Fore Premier Properties. forepremierproperties.com | 830.285.7001 https://bit.ly/4cQLEND

10/14/2026

One question I get from almost every buyer at some point: when should I lock my rate? A rate lock guarantees your interest rate for a set window — typically 30, 45, or 60 days — while your loan is processed, protecting you if rates move up before closing. The tradeoff is that if rates drop after you lock, you're generally stuck with the higher one unless your lender offers a float-down option. As of September 17, Freddie Mac has the 30-year fixed averaging 6.95%. It's not about timing the market perfectly — it's about understanding the tool so you can make a decision with your lender that fits your actual closing timeline. Andrea ONeal, Broker Associate | Fore Premier Properties. forepremierproperties.com | 830.285.7001 https://bit.ly/4cQLEND

Address

804 Water Street
Kerrville, TX
78028

Website

http://BestofKerrvilleHomes.com/

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