10/28/2026
Who’s Buying Homes with Cash Right Now?
More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.
It's not just wealthy investors swooping in with deep pockets.
A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.
According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.
Think about what that could mean for your next move.
You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.
And even if you can't pay all cash, that equity could help you borrow significantly less.
But what if you're buying with a mortgage?
Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.
So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.
Wondering how you stack up in today's market? Send me a message. Let's talk about your options.
