Kayee.Realtor, Irvine, CA (2026)

09/23/2022

Will My House Still Sell in Today’s Market? 🧐

If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years. 🥳

Buyer Demand Then and Now
During the pandemic, mortgage rates hit record lows, and that spurred a significant rise in buyer demand. This year, as rates increased due to factors like rising inflation, buyer demand pulled back or softened as a result. The latest data from ShowingTime confirms this trend (see graph below): 😬

The orange bars in the graph above represent the last few months of data and the clear cooldown in the volume of home showings the market has seen since mortgage rates started to rise. But context is important. To get the full picture of where today’s demand stands, let’s look at the July data for the past six years (see graph below):🤩

This second visual makes it clear that, while moderating compared to the frenzy in 2020 and 2021, showing activity is still beating pre-pandemic levels – and those pre-pandemic years were great years for the housing market. That goes to show there’s still demand if you sell your house today. 😏

What That Means for You When You Sell ☺️

The key to selling in a changing market is understanding where the housing market is now. It’s not the same market we had last year or even earlier this year, but that doesn’t mean the opportunity to sell has passed. 🤪

While things have cooled a bit, it’s still a sellers’ market. If you work with a trusted local expert to price your house at the current market value, the demand is still there, and it should sell quickly. According to a recent survey from realtor.com, 92% of homeowners who sold in August reported being satisfied with the outcome of their sale.

Bottom Line 🥰
Buyer demand hasn’t disappeared, it’s just moderated this year. If you’re ready to sell your house today, lean on a trusted real estate professional to understand how the market has shifted and how to plan accordingly for your sale

我的房子在今天的市場上還能賣嗎？ 🧐

如果最近有關房地產市場降溫和買家需求放緩的頭條新聞讓您擔心自己錯過了出售的機會，那麼您需要了解以下內容。買家需求並沒有消失，只是從過去兩年的高峰強度有所緩解。 🥳

過去和現在的買家需求
在大流行期間，抵押貸款利率創下歷史新低，這刺激了買家需求的大幅增長。今年，由於通脹上升等因素導致利率上升，買家需求因此回落或疲軟。 ShowingTime 的最新數據證實了這一趨勢（見下圖）：😬

上圖中的橙色條代表過去幾個月的數據，以及自抵押貸款利率開始上升以來市場上房屋展示量的明顯降溫。但背景很重要。為了全面了解今天的需求情況，讓我們看看過去六年的 7 月份數據（見下圖）：🤩

第二幅圖清楚地表明，雖然與 2020 年和 2021 年的狂熱相比有所緩和，但顯示活動仍在超過大流行前的水平——而大流行前的那些年是房地產市場的好年頭。這表明如果你今天賣掉你的房子，仍然有需求。 😏

當您出售時，這對您意味著什麼☺️

在不斷變化的市場中銷售的關鍵是了解房地產市場現在的位置。這與我們去年甚至今年早些時候的市場不同，但這並不意味著出售的機會已經過去。 🤪

雖然情況有所降溫，但它仍然是賣方市場。如果您與值得信賴的當地專家合作，以當前市場價值為您的房子定價，那麼需求仍然存在，並且應該會很快售出。根據 realtor.com 最近的一項調查，8 月份出售的房主中有 92% 表示對出售結果感到滿意。

底線🥰
買家需求並沒有消失，今年只是有所緩和。如果您今天準備出售您的房子，請依靠值得信賴的房地產專業人士來了解市場如何變化以及如何相應地規劃您的銷售

.mortgage

09/11/2022

Open house alert in Upland, CA! Sun Sep 11, 2:00PM-5:00PM
A beautiful TURN Key Home Located in the north foothill community of UPLAND ! Seller has done an outstanding job remodeling this home!
🏠4 bedrooms and 🛁3 bathrooms
New flooring , new steel railing on the stair way , new paint inside , new wall mount for large flat screen.
🍽Updated kitchen, central AC.
🏊‍♂️Resort Style Amenities in HOA: Swimming pool & SPA , basketball , Tennis & Volleyball courts & BBQ

09/10/2022

Falling Mortgage Rates & Not Falling Home Prices 🧐

If you’re wondering what a potential recession could mean for the housing market, here’s what history tells us.
In four of the last six recessions, home prices actually appreciated, only falling during the early 90s and the housing crash in 2008. Mortgage rates, though, declined during each of the previous recessions.

And as more recession talk fills the air, one concern many people have is: should I delay my homeownership plans if there's a recession?

To show that home prices don't fall every time there's a recession, it helps to turn to historical data. As the graph below illustrates, looking at the recessions going all the way back to 1980, home prices appreciated in four of the last six recessions. So, historically, when the economy slows down, it doesn't mean home values will fall.

Most people remember the housing crisis in 2008 (the larger of the two red bars in the graph above) and think another recession would repeat what happened then. But this housing market isn't about to crash. The fundamentals are very different today than they were in 2008. So, don't assume we're heading down the same path.

A Recession Means: Falling Mortgage Rates

Research also helps paint the picture of how a recession could impact the cost of financing a home. As the chart below shows, historically, each time the economy slowed down, mortgage rates decreased.

Fortune explains that mortgage rates typically fall during an economic slowdown:

Over the past five recessions, mortgage rates have fallen an average of 1.8 percentage points from the peak seen during the recession to the trough. And in many cases, they continued to fall after the fact as it takes some time to turn things around even when the recession is technically over.

抵押貸款利率下降和房價不下降🧐

如果您想知道潛在的衰退對房地產市場意味著什麼，這就是歷史告訴我們的。
在過去六次衰退中的四次中，房價實際上升值了，僅在 90 年代初和 2008 年的房地產崩盤期間下跌。不過，在之前的每次衰退期間，抵押貸款利率都下降了。

隨著越來越多的經濟衰退的討論充斥著空氣，許多人擔心的一個問題是：如果出現經濟衰退，我應該推遲我的購房計劃嗎？

為了表明每次經濟衰退時房價不會下跌，求助於歷史數據會有所幫助。如下圖所示，縱觀自 1980 年以來的經濟衰退，在過去六次衰退中的四次中，房價上漲。因此，從歷史上看，當經濟放緩時，並不意味著房價會下跌。

大多數人都記得 2008 年的房地產危機（上圖中兩個紅色條中較大的那個），並認為另一場衰退會重演當時發生的事情。但這個房地產市場不會崩潰。今天的基本面與 2008 年大不相同。所以，不要假設我們正走在同樣的道路上。

經濟衰退意味著：抵押貸款利率下降

研究還有助於描繪經濟衰退如何影響房屋融資成本的圖景。如下圖所示，從歷史上看，每次經濟放緩，抵押貸款利率都會下降。

《財富》雜誌解釋說，抵押貸款利率通常會在經濟放緩期間下降：

在過去的五次衰退中，抵押貸款利率從衰退期間的峰值到谷底平均下降了 1.8 個百分點。在許多情況下，它們在事後繼續下跌，因為即使經濟衰退在技術上已經結束，也需要一些時間來扭轉局面。

09/06/2022

As the green bars show, home prices appreciated between 19-20% year-over-year from January to March. But over the last few months, the pace of that appreciation has decelerated to 18% !! 🤑

This means price growth is still climbing compared to last year but at a slower rate. 🤓

“Annual home price growth dropped by nearly 2% points . . . – the greatest single-month slowdown on record since at least the early 1970s. . . While June’s slowdown was record-breaking, home price growth would need to decelerate at this pace for six more months to drive annual appreciation back to 5%, 🤗 a rate more in line with long-run averages.” -- Monthly Mortgage Monitor from Black Knight explains.

Basically, this means, while moderating, home prices are still far above the norm, and we’d have to see a lot more deceleration to even fall in line with more typical rates of home price growth. That’s still not home price depreciation. 😮

The big takeaway is home prices haven’t fallen or depreciated nationwide, they’re just decelerating or moderating. While some unique and overheated markets may see declines, nationally, home prices are forecast to appreciate. And when we look at the country as a whole, none of the experts project home prices will net depreciate or fall. They’re all projecting ongoing appreciation.

- Appreciation is when home prices increase. ☝️
- Depreciation is when home prices decrease. 👇
- Deceleration is when home prices continue to appreciate, but at a slower or more moderate pace. 👍

正如綠條所示，從 1 月到 3 月，房價同比上漲 19-20%。但在過去幾個月中，升值速度已放緩至 18%。 🤑 這意味著價格增長與去年相比仍在攀升，但速度較慢。 🤓

“房價年增長率下降了近 2 個百分點。 . . – 至少自 1970 年代初以來有記錄以來最大的單月放緩。 . .雖然 6 月份的放緩是創紀錄的，但房價增長需要以這種速度減速六個月，才能將年升值率推回 5%，🤗 這個速度更符合長期平均水平。” -- Black Knight 的每月抵押貸款監視器解釋說。

基本上，這意味著，在放緩的同時，房價仍遠高於正常水平，我們必須看到更多的減速才能與更典型的房價增長率保持一致。這仍然不是房價貶值。 😮

最大的收穫是全國房價並沒有下跌或貶值，它們只是在減速或放緩。雖然一些獨特和過熱的市場可能會出現下滑，但在全國范圍內，房價預計會升值。當我們把整個國家看成一個整體時，沒有一位專家預測房價會淨貶值或下跌。他們都在預測持續的升值。

- 升值是房價上漲的時候。 ☝️
- 折舊是指房價下跌。 👇
- 減速是指房價繼續升值，但速度較慢或更溫和。 👍

下圖使用來自 CoreLogic 的最新數據來幫助講述今年以來房價如何減速但沒有貶值的故事。

09/06/2022

Touring this mansion with team at Yorba Linda with a soothing waterfall focal point on an infinity pool. 🧚🏻‍♂️ Guest house added at backyard. Tuscan style home with waterproof elastomeric paint - no more cracks on stucco! Actually, no more stucco! Staycation relaxation at my own backyard would be so much fun!😍

09/02/2022

One of the biggest questions people are asking right now is: what’s happening with home prices? There are headlines about ongoing price appreciation, but at the same time, some sellers are reducing the price of their homes. That can feel confusing and makes it more difficult to get a clear picture.

Part of the challenge is that it can be hard to understand what experts are saying when the words they use sound similar. Let’s break down the differences among those terms to help clarify what’s actually happening today.

- Appreciation is when home prices increase.
- Depreciation is when home prices decrease.
- Deceleration is when home prices continue to appreciate, but at a slower or more moderate pace.

Experts agree that, nationally, what we’re seeing today is deceleration. That means home prices are appreciating, just not at the record-breaking pace they have over the past year. In 2021, data from CoreLogic tells us home prices appreciated by an average of 15% nationwide. And earlier this year, that appreciation was upward of 20%. This year, experts forecast home prices will appreciate at a decelerated pace of around 10 to 11%, on average.

The graph below uses the latest data from CoreLogic to help tell the story of how home prices are decelerating, but not depreciating so far this year.

What’s Actually Happening with Home Prices Today?

As the green bars show, home prices appreciated between 19-20% year-over-year from January to March. But over the last few months, the pace of that appreciation has decelerated to 18%. This means price growth is still climbing compared to last year but at a slower rate.

As the Monthly Mortgage Monitor from Black Knight explains:

“Annual home price growth dropped by nearly two percentage points . . . – the greatest single-month slowdown on record since at least the early 1970s. . . While June’s slowdown was record-breaking, home price growth would need to decelerate at this pace for six more months to drive annual appreciation back to 5%, a rate more in line with long-run averages.”

Basically, this means, while moderating, home prices are still far above the norm, and we’d have to see a lot more deceleration to even fall in line with more typical rates of home price growth. That’s still not home price depreciation.

The big takeaway is home prices haven’t fallen or depreciated nationwide, they’re just decelerating or moderating. While some unique and overheated markets may see declines, nationally, home prices are forecast to appreciate. And when we look at the country as a whole, none of the experts project home prices will net depreciate or fall. They’re all projecting ongoing appreciation.
Bottom Line

If you have questions about what’s happening with home prices today, connect with a trusted real estate professional.

08/27/2022

You're invited! 🦩Beautiful storybook house in Woodbury, Irvine, 92620. This is a true single family home with your own private driveway, executive office. 😲 Expansive backyard with room for spa, pool and all your toys. 🥰 Facing wetland open space sanctuary with easy access to Jeffrey Open Space Trail. 👉Walking distance to Woodbury town center, Cypress Village Shopping Center, Jeffrey Trail Middle School and parks and more. 🏃‍♀️This is Irvine luxury living with easy access to everything.👻

50 Eclipse, Irvine, CA 92620

Sunday, Aug 28, 1-4pm

PM for a private tour. Kayee Leung, Realtor #01970052

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08/21/2022

Beautiful storybook house in Irvine, 92620. This is a true single family home with your own private driveway, executive office. Expansive backyard with room for spa, pool and all your toys. Facing wetland open space sanctuary with easy access to Jeffrey Open Space Trail. Walking distance to Woodbury town center, Cypress Village Shopping Center, Jeffrey Trail Middle School and parks and more. This is Irvine luxury living with easy access to everything.

50 Eclipse, Irvine, CA 92620

PM for a private tour

.mortgage

08/16/2022

Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways.🧐

First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. 🤓That means signs say there won’t be a wave of foreclosures like the last time.

If you have questions about the housing market, let’s connect..

08/15/2022

Many people remember the housing crash in 2008, but experts say today’s market is fundamentally different in many ways.🥸

First, there isn’t an oversupply of homes for sale today. Plus, lending standards are much tighter, and homeowners have record levels of equity. 🤑That means signs say there won’t be a wave of foreclosures like the last time.🤠

Blog post: Why Experts Say the Housing Market Won’t Crash
https://bit.ly/3w2xsM2

Kayee.Realtor

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