10/23/2026
🏡 MORTGAGE RATES ARE DOWN THIS WEEK! 📉 Is It Time to Buy a Home in Pasco County, Florida?
Good news for Florida homebuyers! Mortgage interest rates have decreased, giving buyers a little more breathing room when planning their next move. 🔑
According to Freddie Mac's latest Mortgage Market Survey, released October 22, 2026, both 30-year and 15-year fixed mortgage rates declined this week!
📊 LATEST MORTGAGE RATE UPDATE – OCTOBER 22, 2026
🏠 30-Year Fixed Mortgage: 7.32%
⬇️ Down from 7.40% last week
📅 One year ago: 6.19%
🏠 15-Year Fixed Mortgage: 6.68%
⬇️ Down from 6.71% last week
📅 One year ago: 5.44%
💡 WHAT DOES THIS MEAN FOR PASCO COUNTY HOMEBUYERS?
Even a small decrease in mortgage rates can help reduce your monthly payment and improve affordability.
If you've been waiting to purchase a home in Hudson, New Port Richey, Port Richey, Holiday, or Spring Hill, Florida, now is a good time to review your options.
Remember, mortgage rates are only part of the equation. Home prices, seller concessions, property taxes, homeowners insurance, and closing costs all affect what you can comfortably afford.
🏡 MY ADVICE?
Don't make your homebuying decision based on interest rates alone. The right home, the right price, and the right financing strategy matter just as much.
Whether you're a first-time homebuyer, relocating to Florida, downsizing, or considering an investment property, I'm here to help you navigate the West Pasco County real estate market.
📲 LET'S TALK ABOUT YOUR NEXT MOVE!
Monika Hosko | REALTOR®
RE/MAX Sunset Realty
📞 727-992-8591
🌐 www.MonikaHoskoRealtor.com
❤️ Let's get you moving!
💬 QUESTION: Are you waiting for mortgage rates to drop further before buying a home, or are you ready to start looking? Let me know in the comments! 👇
📌 Source: Freddie Mac Primary Mortgage Market Survey, October 22, 2026. Rates represent national weekly averages, not guaranteed individual loan offers. Actual rates depend on lender, credit qualifications, loan terms, and other factors.