Elizabeth Cencini, Compass- Houston

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Elizabeth Cencini, Compass- Houston

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Helping homeowners in Houston sell their homes for the highest price
I sell Results not promises

11/07/2026

🏡 WHAT IF YOU COULD GET $5,500 TOWARD YOUR NEXT HOME PURCHASE?! 💰🔑

Yes, you read that right! 😍

I'm hosting an OPEN HOUSE TODAY at 507 Land Grant, and you don't want to miss this one!

✨ Completely remodeled and move-in ready!

🏡 3 Bedrooms

🛁 2 Bathrooms

📐 1,550 Sq. Ft.

💰 Offered at $275,000

Now here's the exciting part! 👀

Imagine getting 2% of the purchase price, that's $5,500, contributed toward your closing costs or to help buy down your interest rate! 🙌

That's money that could make buying your next home a whole lot easier!

Why settle for a fixer-upper when you can move into a beautifully remodeled home?

📍 507 Land Grant

✅ Minimum credit score: 620

✅ Income requirement: Your qualifying household income must be at or below 80% of the Area Median Income (AMI).

✅ Lender approval: You must meet the lender's additional mortgage qualification requirements.

💰 Eligible buyers may receive up to 2% of the purchase price toward their down payment, subject to program limits.

📲 Come see me TODAY or message me for more details!

Elizabeth Cencini | REALTOR®
Compass RE Texas, LLC

Selling Results, Not Promises.

Seller contribution subject to offer terms and lender approval.

10/13/2026

🚨 DID YOU RECEIVE MORTGAGE ASSISTANCE DURING COVID? SO DID MARY! 🏡💰

And six years later, that assistance became an important part of her home-selling story!

Let me tell you about Mary! ❤️

Mary is 35 years old, lives in Missouri City, Texas, and is the proud mother of two boys.

Back in 2019, Mary purchased her first home for $300,000 with an FHA loan and a 3.75% interest rate.

Life was good until 2020 came along.

COVID hit, Mary was going through a difficult divorce, and suddenly she found herself raising two little boys while struggling to make her mortgage payments.

Like thousands of homeowners, Mary called her mortgage company and asked for help.

Thankfully, she qualified for COVID mortgage assistance! 🙏

This allowed her to temporarily postpone payments while she got back on her feet.

FAST-FORWARD TO 2026! 💍❤️

Guess what?

MARY IS GETTING MARRIED! 🎉🥂

She's found love again, her boys are growing up, and she and her fiancé are ready to purchase a beautiful home together!

But first, Mary needs to sell her house in Missouri City.

And she has one very important question...

"HOW MUCH MONEY AM I ACTUALLY GOING TO WALK AWAY WITH?" 🤔💰

Mary checks her mortgage account.

Her remaining principal balance is approximately $265,000.

Not bad!

But then she remembers something...

😳 WAIT! WHAT ABOUT THAT COVID MORTGAGE ASSISTANCE?

Mary knew those payments weren't necessarily forgiven, but after six years, she couldn't remember how much had been deferred!

So she requests her mortgage payoff information.

And there it is!

💰 $28,000 IN DEFERRED PRINCIPAL!

🏡 WHAT DOES THAT MEAN?

During COVID, many homeowners received mortgage assistance that allowed them to postpone payments.

But here's something important!

DEFERRED DOESN'T ALWAYS MEAN FORGIVEN!

Depending on the assistance program, those amounts may become due when you sell, refinance, or pay off your mortgage.

Some homeowners even have a separate lien called an FHA partial claim.

In Mary's case, she owes:

🏦 Regular mortgage principal: $265,000

🏦 Deferred COVID balance: $28,000

TOTAL: $293,000

Now Mary is wondering...

Will she have enough money for her wedding AND her next home?

😍 BUT HERE'S WHERE THINGS GET INTERESTING!

Remember, Mary purchased her home in 2019 for $300,000.

Over the years, she made a few improvements.

✨ Fresh interior paint

✨ Updated kitchen hardware

✨ Beautiful light fixtures

✨ Some landscaping improvements

Nothing too expensive!

But her neighborhood had also experienced significant appreciation.

So Mary contacts a Realtor to find out what her home is worth.

And guess what?!

🏡 HER HOME IS NOW ESTIMATED TO BE WORTH $499,000! 🎉

That's approximately $199,000 MORE than she paid for it!

Mary is getting excited now!

💰 LET'S LOOK AT HER EQUITY!

🏡 Estimated selling price: $499,000

🏦 Total mortgage debt: $293,000

💵 Equity before selling expenses: $206,000

After estimating 7% for selling expenses, Mary could potentially walk away with approximately...

🎉🎉 $171,000! 🎉🎉

That's before final closing adjustments, property tax prorations, and any additional payoff charges.

And now Mary has some exciting decisions to make!

💍❤️ BUT WAIT... MARY'S STORY GETS EVEN BETTER!

Remember, MARY IS GETTING MARRIED! 🥂❤️

After selling her home, Mary decides to set aside:

💍 $25,000 for her dream wedding!

🏡 $135,000 toward her next home!

And she still has a little money left over for other expenses.

But here's the exciting part...

HER FIANCÉ HAS BEEN SAVING MONEY, TOO! 😍

He's ready to contribute $165,000 toward their future home!

And together?

❤️ Mary's contribution: $135,000

❤️ Her fiancé's contribution: $165,000

🎉 THAT'S $300,000 FOR THEIR DOWN PAYMENT!

Now comes the BEST PART!

🏡❤️ MARY AND HER FIANCÉ FIND A BEAUTIFUL $650,000 HOME!

They put $300,000 down and finance approximately $350,000!

AND THEY GOT THE HOUSE!!! 🎉🏡🥂

CAN YOU IMAGINE HOW HAPPY MARY MUST BE?!

Just six years ago, she was a single mother with two little boys, going through a divorce and struggling to keep a roof over their heads.

She didn't know what the future would look like.

She just knew she had to keep going.

And look at her now! ❤️

💍 She's getting married to someone she loves!

🏡 She's moving into a beautiful new home!

👩‍👦‍👦 Her two boys are starting an exciting new chapter with her!

💰 And the equity she built in the home she fought so hard to keep helped make it possible!

I LOVE A HAPPY ENDING LIKE THIS! ❤️🎉

Because sometimes the hardest chapters in life lead us to something beautiful.

And sometimes...

THE HOME YOU ONCE STRUGGLED TO KEEP BECOMES THE HOME THAT HELPS YOU BUILD YOUR NEXT CHAPTER! 🏡❤️

❤️ HERE'S WHAT I WANT HOMEOWNERS TO REMEMBER!

If you received COVID mortgage assistance, don't assume the amount shown on your regular mortgage statement is everything you owe.

Before selling, find out:

✅ Your total mortgage payoff, including any deferred balances or separate liens.

✅ What your home could sell for in today's market.

✅ Your estimated selling expenses.

✅ How much money you could actually walk away with!

And remember, selling isn't always the best financial decision, especially if you're giving up a low interest rate.

But understanding your equity can help you make the right decision for your future.

YOUR HOME MAY BE WORTH MORE THAN YOU THINK! 💰🏡

📲 Thinking about selling your home in Missouri City, Pearland, Sugar Land, Manvel, Rosharon, or the Greater Houston area?

Let's find out what your home is worth and how much equity you could potentially use toward your next chapter!

Elizabeth Cencini | REALTOR®
Compass RE Texas, LLC
Selling Results, Not Promises.

This story was created for educational purposes.

10/12/2026

😂 WHO DECIDED WHAT 51 IS SUPPOSED TO LOOK LIKE?

Something funny happened at my open house on Saturday!

I was just wrapping things up when another real estate agent came in to show the property.

We started chatting, and she mentioned that she graduated from Reagan High School here in Houston.

I said, "So did I!"

Then I mentioned, "Didn't they recently change the name to Heights High School?"

She said yes, but then made a comment about how I was probably too young to remember when it was Reagan High School.

So I said, "Well, I'm 51!" 😂

She seemed pretty surprised!

Then she asked me, "Do you dye your hair a lot?"

And I said, "Yep! Every month!" 😂

Hey, I'm not ready to let those gray hairs take over just yet!

But that little conversation got me thinking.

What exactly do people expect someone who's 50 to look like?

Are we supposed to stop caring about our appearance?

Stop exercising?

Stop eating healthy?

Stop trying new things?

Or just settle into the same routine for the next 20 years?

Not me! 😂

One thing I've realized about getting older is that sometimes we put limitations on ourselves that don't really need to be there.

We tell ourselves we're too old to start something new.

Too old to change careers.

Too old to get back in shape.

Too old to pursue something we've always wanted to do.

And I think that's a mistake.

❤️ At 51, I still have a lot of things I want to accomplish.

My daughters are now 15 and 19, and as they're becoming more independent, I'm finding myself with new goals and ambitions.

I've been putting a lot of energy into growing my real estate career, learning new things, meeting new people, and challenging myself.

And I'm enjoying that!

I also believe that taking care of yourself matters at every age.

You can still go to the gym at 51.

You can still eat healthy.

You can still dress up, fix your hair, and feel beautiful.

And if you love your natural gray hair, rock it! ❤️

It's not about trying to look 25 again.

It's about not giving up on yourself just because you're getting older.

And here's something else I've noticed.

Sometimes people become so comfortable in their daily routines that they stop challenging themselves.

They stop exploring new interests, making new friends, or setting new goals.

And before they know it, another 10 years have passed.

I don't want that for myself.

I want to keep learning, growing, laughing, and experiencing new things.

Because getting older doesn't mean life has to become less exciting.

In fact, I think this stage of life could turn out to be one of my favorites! ❤️

Getting older is inevitable. Getting stuck in your ways is optional!

Now I'm curious…

For those of you in your 40s, 50s, and 60s, do you feel younger than your actual age? Or have you noticed people expect you to act a certain way because of your age? 😂

❤️ Elizabeth Cencini

10/11/2026

🏡 WHAT IF YOUR NEXT HOME CAME WITH A SALTWATER POOL, A BALCONY OVERLOOKING THE HEIGHTS, AND ROOM TO CREATE SOMETHING MORE? 😍

Imagine waking up on Saturday morning, enjoying your coffee on your second-floor balcony, walking over to 19th Street for a little shopping or brunch, and coming home to relax in your own private saltwater pool! ☕🌴

Welcome to 310 W 18th Street in the Houston Heights!

This home has so much character, but it's the thoughtful features that really make it special!

✨ 11-foot ceilings that give the home a beautiful, spacious feel.

🏡 Three bedrooms upstairs, including a bedroom with balcony access and a Murphy bed that gives you flexibility to use the room for other purposes.

🌳 Beautiful wood floors throughout that add warmth and character.

💦 Private saltwater swimming pool perfect for relaxing or entertaining.

🚿 Two tankless water heaters for added convenience.

🏠 Garage already plumbed, offering exciting possibilities for a future garage apartment or additional living space, subject to applicable approvals.

🥂 Second-floor balcony where you can enjoy the charm and atmosphere of the Heights.

🛍️ And you're just moments from the boutiques, restaurants, and local favorites along historic 19th Street!

❤️ Here's what I love about this home: It's not just about the square footage. It's about how you get to live!

And believe me, there's so much more to appreciate when you see it in person!

📲 Want a private tour of this beautiful Houston Heights home?

Call or text me at 832-671-3826.

Let's schedule a time for you to walk through it, explore the backyard, and see whether this could be your next home!

Elizabeth Cencini | REALTOR®
Compass RE Texas, LLC

Selling Results, Not Promises.

10/10/2026

310 W 18th st. 🥳 Open house, today in the Houston Heights!

I'm here from 12:00 to 3:00 come and check it out this is right at the corner of 18th Street and Rutland.

Price $1,175,000

This is in the Houston Heights greater Heights area.

Call for your showing request
832-671-3826
Elizabeth Cencini realtor Compass 😁

10/09/2026

🏡✨ A PRIVATE POOL, A BEAUTIFUL BALCONY, AND THE HOUSTON HEIGHTS RIGHT OUTSIDE YOUR DOOR!

There's a little Gone with the Wind charm in the heart of Houston, and you have to see it! ❤️

You know those beautiful Southern homes in the movies, with their grand porches, elegant balconies, and timeless architecture?

Well, this home gives me those same romantic Southern vibes! 😍

Just imagine stepping onto that gorgeous second-story balcony in the morning, coffee in hand, enjoying the breeze and watching the neighborhood slowly come to life. ☕🌳

There's something about a balcony like this that makes you want to pull up a rocking chair, stay awhile, and forget about the rest of the world.

And the best part? This home was built in 2015!

You get that beautiful, old-fashioned Southern character with the comforts of a much newer home.

And just wait until you see the backyard! 🌴💦

Your own private swimming pool, a covered patio, and a beautiful space to entertain friends or spend a lazy Sunday afternoon.

Inside, you'll find soaring ceilings, beautiful architectural details, a chef's kitchen, a gorgeous fireplace, a luxurious primary suite, and an upstairs game room.

And you're right in the Houston Heights, surrounded by charming streets, wonderful restaurants, coffee shops, and everything that makes this neighborhood so desirable!

❤️ SOME HOMES HAVE FEATURES. OTHERS HAVE PERSONALITY. THIS ONE HAS BOTH!

🏡 COME SEE IT THIS SATURDAY!

📍 310 W 18th Street | Houston, TX 77008

📅 Saturday, October 10

⏰ 12 PM – 3 PM

💰 Offered at $1,175,000

I'll be hosting the open house, and I'd love for you to come experience this beautiful home for yourself!

Come for the architecture, fall in love with the balcony, and stay awhile to imagine what life could look like here. ❤️

Elizabeth Cencini | REALTOR®
Compass RE Texas, LLC
Selling Results, Not Promises.

Listing courtesy of Rachel Conkling | Compass RE Texas, LLC.

10/08/2026

3502 Pentland Downs, Pearland TX 77584 $409,999 Listings and late lunches today.

Come toward this beautiful one story four bedroom two bathroom home, 2343 sqft.

Canterbury Park.

Pearland High school 🏫 A ratings!!! Pearland ISD

By yours truly,

🎉🎉🎉👇👇👇👇

Elizabeth Cencini realtor Compass 832-671-3826

10/07/2026

The biggest thing I’ve learned in real estate…

Don’t take the first NO as the final answer. 🏡

There are a LOT of no’s in this business.

No, you don’t qualify.

No, that loan won’t work.

No, we can’t get the payment where you need it.

No, that house isn’t going to work.

And I think when I first started real estate, I got spoiled a little bit 😂 because I came into the business during a time when I heard a lot more YES.

Things have changed.

Now I’m learning that being a good real estate agent isn’t just about finding somebody a house.

It’s about finding solutions.

Especially when it comes to my buyers.

If one loan doesn’t work, that doesn’t necessarily mean you can’t buy a house.

It may mean that loan doesn’t work for you.

Maybe there’s another loan product.

Maybe there’s a different down payment assistance program.

Maybe we need a different lender.

Maybe we need to change the price range.

Maybe we need to fix something first and come back.

But I don’t want my buyers giving up on their dream of owning a home just because somebody told them NO the first time.

And I’m learning the same thing about myself in this business.

A no doesn’t always mean stop.

Sometimes it just means…

we haven’t found the YES yet. ❤️🏡

And lately, that’s exactly what I’ve been doing.

Finding another way.

Finding another solution.

Finding the YES. 🔑

Come try out this cute coffee shop, La La Land coffee, ☕ located right by my office in the Houston Heights with me and let's get your yes too!

Elizabeth Cencini, REALTOR®
Compass RE Texas, LLC
Selling Results, Not Promises.

10/06/2026

🏡 Have you ever heard of RECASTING your mortgage?

With so many homeowners worried about their monthly payments right now, I think we need to talk more about the things you can do after you buy the house, too.

Let's use Timothy. 😂

Timothy buys a $250,000 home.
Maybe Timothy didn't put 20% down.

Maybe he used a low-down-payment conventional loan and kept some of his savings instead of putting everything into the house.

Later, Timothy has $50,000 available.

So he calls his mortgage company and says:

“I have $50,000 that I can put toward my house. How can I use this toward my principal AND lower my monthly payment?”

This is where he may learn about something called a mortgage recast. 👀

He puts that big chunk of money toward his principal.

Now he owes much less on the house.

Then, if his loan qualifies, the mortgage company recalculates his principal-and-interest payment using that smaller balance.

Same loan.

Same interest rate.

But potentially a lower required principal-and-interest payment. 💰🏡

THAT is a recast.

And here's why I'm telling you this.

A lot of buyers think:

“If I don't have a huge down payment, I'm going to be stuck with a huge mortgage payment forever.”

Not necessarily.

There may be strategies available later to help you manage that payment.

Now, I'm a REALTOR®, not a loan officer, so I'm not going to tell you which mortgage strategy is right for you.

Your lender or mortgage servicer needs to determine whether your loan qualifies and how soon you can do it.

But when you work with me, these are the conversations I want you to know to have.

Because buying the house is one thing.

Knowing how to manage the mortgage after you buy it is another. ❤️🏡

And PLEASE don't send $50,000 to your mortgage company and then call asking about a recast.

😂 Ask them about their recast rules FIRST.

Requirements vary by lender, and a recast is not automatic.

Elizabeth Cencini realtor with Compass 😁

10/05/2026

🏡 QUICK BUYER TIP FROM TODAY’S SHOWINGS!

I’ve been out showing homes on the west side of Houston today, around Katy, Richmond, Fulshear, Sugar Land and surrounding areas.

One property had an enclosed patio adding additional space to the home, so before writing an offer, we made sure everything was properly permitted and approved. Thankfully, everything cleared! 🙌

Just a reminder for buyers: due diligence can start BEFORE you make the offer. 🔍

Additions, enclosed patios and garage conversions can add value, but you want to know exactly what you’re buying before getting under contract.

And now after a LONG day, I’m back at Compass in the Heights. 🏙️

I was planning on relaxing, but I have a few clients waiting on emails from me. 📨😂 So back to work I go!

But I’m definitely not complaining. ❤️

This has been an AMAZING week full of showings, open houses, and buyers visiting every one of my listings. 🏡✨

Lots of movement happening right now, and I’m excited to see what this week brings!

Address

4200 Westheimer Road Suite 1000
Houston, TX
77027

Telephone

+18326713826

Website

https://linktr.ee/elizabethcencini

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