Kandy Fisk - Realtor

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Kandy Fisk - Realtor Hampton Roads & Middle Peninsula Home Expert 🏡
Your success is my #1 priority! Let’s make your real estate goals a reality. Military Relocation Specialist -MRP

Associate Broker
2022 Chesapeake Bay & Rivers association of Realtors President of Property Services
2021 Sales Associate of the year
2018-2022, Director CBRAR Property Services
2019-2021, Abbitt Ace award
2021, Code of Ethics award
2019, Abbitt REALTOR of the Year
2019, Chesapeake Bay Rivers association of REALTORS Honor society
2019-2021, Abbitt quality services of excellence award
2011-2022, Abbitt Realty Chairman's circle
2021 -Sales associate of the year
2022- CBRAR community service board.

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's bu...
10/28/2026

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a bet...
10/26/2026

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.

Today's market has more options than many people realize. Finding the right one could be as simple as getting more infor...
10/23/2026

Today's market has more options than many people realize. Finding the right one could be as simple as getting more information about tools like ARMs. A trusted lender can run the numbers with you, walk you through the what-ifs, and help you explore the possibilities.

Is an ARM a good option for you? Talk to a loan officer to find out.

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

Price Reduction
10/22/2026

Price Reduction

Renting can be a good fit for the right person with the right house, but it isn’t the only option. A smart sales strateg...
10/22/2026

Renting can be a good fit for the right person with the right house, but it isn’t the only option. A smart sales strategy can help your house stand out to buyers from day one.

So, if you’re on the fence, let’s sit down and compare what selling and renting would each look like for you.

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

National headlines can’t tell you what your home is worth or how much room you have to negotiate. Local data can. If you...
10/21/2026

National headlines can’t tell you what your home is worth or how much room you have to negotiate. Local data can. If you’re thinking about buying or selling, let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence.

Whether you own a house already or you’re looking to buy one, you probably care about home prices.

10/19/2026

Middlesex County is sharing information about the upcoming real estate reassessment to help property owners better understand the process, how property values are determined, and what to expect.

Please note: Reassessment notices have not yet been mailed. We are sharing these FAQs in advance so residents have an opportunity to familiarize themselves with the process before notices arrive.

We encourage property owners to review the information below, and we will provide additional updates as the process moves forward.

Read the Reassessment FAQ here: https://www.co.middlesex.va.us/m/newsflash/home/detail/107

The first home you buy doesn't have to be a single-family house. If affordability has been holding you back, let's expan...
10/19/2026

The first home you buy doesn't have to be a single-family house. If affordability has been holding you back, let's expand your search and see whether a condo could fit the price point you're looking for.

When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right away may come with a higher price tag than you’re co...

The credit landscape is changing, but action is required on your part. You have to take credit for what you do. And the ...
10/16/2026

The credit landscape is changing, but action is required on your part. You have to take credit for what you do. And the sooner you get started, the better.

Ready to see where you stand? A quick conversation with a loan officer costs you nothing and could show you you're closer to owning a home than you think.

What's the biggest payment you make every month? If you’re a renter, it's probably your rent.

Address

3786 George Washington Memorial Highway
Hayes, VA
23072

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