Tia Shelby Realtor

11/09/2026

🏡🎄♥️

11/09/2026

Getting your offer accepted is a big milestone, but there are still important steps to take before closing!

Changes to your credit, debt, employment, or finances could affect your mortgage approval, even late in the process.

Before making major financial moves, check with me to understand how they could affect your loan. A little caution now can help keep your home buying journey on track! 🏡

11/04/2026

🏡 Buying a home in a 7% interest rate market? The strategy matters just as much as the price.

When I’m representing a buyer, I’m looking at more than just finding the right house. I’m looking for opportunities to protect their investment, strengthen their negotiating position, and make their money work harder.

Here are 4 things I’m paying attention to in today’s market:

1️⃣ Negotiating beyond the purchase price. Sometimes a seller credit toward closing costs or an interest rate buydown can benefit my buyer more than a price reduction. We look at the numbers and negotiate based on what makes the most financial sense for them.

2️⃣ Keeping the monthly payment comfortable. Just because a buyer qualifies for a certain amount doesn’t mean they need to spend it. I want my clients to love their home AND enjoy their life outside of it.

3️⃣ Finding opportunities other buyers may overlook. Homes with longer days on market catch my attention. I research the listing history, comparable sales, and seller’s position to identify where we may have negotiating leverage. Sometimes the best opportunity isn’t the newest listing!

4️⃣ Making decisions based on today’s numbers. I don’t encourage buyers to purchase based on the hope of refinancing later. We evaluate the payment, property value, and long-term goals using today’s numbers. If rates improve down the road, that’s an added opportunity.

💡 A 7% interest rate doesn’t automatically make it a bad time to buy. But it does make having the right representation even more important.

My job isn’t just to open doors and write contracts. It’s to recognize opportunities, negotiate effectively, and help my clients make informed decisions they feel confident about.

If you’re considering buying in Oklahoma, I’d love to put that experience to work for you! 🏡🤍

11/04/2026

🚨New list price announcement 🚨
Conveniently located and move-in ready, this home is a must see!

Check it out today 👉https://imprv.co/eqz0ul4

11/03/2026

11/02/2026

🌙 Dinner plans? We’ve got you covered!
We are thrilled to announce that starting this week, The Kove is officially open for dinner service on Thursday, Friday, and Saturday nights until 8:00 PM!

Bring your friends and family and let’s celebrate! 🍽️✨

📍 The Kove 🕒 Open Thursday, Friday & Saturday until 8:00 PM

11/01/2026

November is full of fun at Tenkiller State Park!

Join us throughout the month for guided hikes, fishing, birding, nature activities, and more! There’s something for everyone to enjoy.

Check out our November activity schedule and come explore with us! We hope to see you out there!

10/31/2026

🦇 🌙 🎃 HAPPY HALLOWEEN 🎃 👻 🍬

From all of us at Town Hall, we hope you have a spook-tacular Halloween filled with tricks, treats, laughter, and making memories with your favorite ‘BOOS’!

Friendly reminders:
•Porch lights on = trick or treaters at your door. (Don’t want to be bothered? No porch light)
•Teenagers will most likely be trick or treating. Please be kind.
•Please stay alert for people while driving and be considerate of drivers if walking on main roads.

There are fun things going on today rain or shine!
•Little League Football are in playoff mode today! So go cheer them on at the High School Football field 🏈 📣
•A few churches are hosting trunk or treats. Stop by for those. 🍬

Hope this Halloween is one for the books and everyone returns home with bags full of candy, safe and sound.