10/27/2026
👻 TITLE TALK TUESDAY | TITLE SCARES: THE COMPLIANCE EDITION 🎃
The scariest surprises aren't always hiding in a title search, sometimes they're hiding in how we market!
And here’s a scare worth knowing…
💀 A P-53 violation could result in penalties of up to $10,000 per violation, per day, for EACH party found responsible!
That means a realtor, broker, and title company could each face separate penalties. It’s not necessarily one fine shared between everyone involved!
Under the Texas Department of Insurance’s P-53 rule, there are important restrictions on how title companies advertise, market and support real estate activities.
SO WHAT DOES THAT MEAN FOR REALTORS?
🕸️ Open Houses & Broker Opens: We can still show up and support our REALTOR® partners through permitted activities! The key is understanding how we participate, what expenses are allowed and how the event is advertised.
🕸️ Listing Tours: Title companies cannot advertise individual listings or groups of properties for sale. That means we must be intentional about how tours are organized, promoted and marketed.
🕸️ Listing Advertising: We cannot use title-company resources to create or pay for prohibited property-specific advertising or promotional materials.
HERE’S THE GOOD NEWS!
None of this changes my commitment to helping your business grow and bring you the right connections!
As I plan more educational classes, networking events, listing showcases and opportunities to connect our real estate community, you may notice I approach certain things a little differently.
Please know there’s intention behind it.
I’m committed to doing things the right way while making sure you receive the education, connections, resources and support your business deserves.
Doing it differently doesn’t mean doing less. It means doing it with purpose and your best interests in mind.
Our job is to help protect you, not expose you to unnecessary risks.
If you’ve ever wondered why we approach a broker open, listing tour or marketing opportunity differently, I’m always happy to talk, share information and help find the right way forward!
Because the only scares we need this Halloween are the fun ones! 👻🎃
📖 Learn more about TDI’s P-53 rule:
https://www.tdi.texas.gov/title/titlem4l.html
