11/09/2026
Empress Insider: Did you know? 💡
Did you know that eligible Maryland homebuyers can unlock 6% of their primary mortgage loan amount to cover down payment and closing costs? 🏠💵✨
Through the Maryland Mortgage Program’s HomeStart initiative, qualifying buyers earning at or below 50% of the Area Median Income (AMI) receive enhanced financial support. Provided as a 0% interest deferred second loan, you pay $0 in monthly payments—repayment is only triggered when you sell, transfer, or refinance your home!
As your trusted Advisor, Educator, and Community Leader, my goal is to ensure you know every state-backed solution available to reduce out-of-pocket costs and build generational wealth through homeownership.
📲 Want to check income limits and see if you qualify for HomeStart assistance?
Drop a comment below or send me a direct message—let's map out your options!
📞 443.743.4259
✉️ [email protected]
🌐 www.JanieEmpressRealtor.com