08/19/2026
āI canāt buy a house because I donāt have 20% down.ā
Hold onnnn. šš”
Before you count yourself out, get your actual numbers.
There are different loan programs, and depending on your financial situation and the program, you may qualify with less than 20% down.
Does that mean everyone qualifies? Nope.
Does it mean TikTok, Facebook, your cousin, your coworker, and that random person in the comments shouldnāt be deciding whether YOU can buy a house?
Absolutely. š
Talk to a qualified lender. Find out what options may be available to you. THEN make your decision.
š” Full breakdown on my site: RayeBerrelle.com
While youāre there, play around with my mortgage calculator and see how changing the home price or down payment affects the estimated monthly payment.
Donāt disqualify yourself before you have the facts.