DIG - Diversified Real Estate Investor Group

Call Directions Website Contact the business

DIG - Diversified Real Estate Investor Group DIG is the premier Real Estate Investor Association (REIA) in the Philadelphia/Delaware Valley area. Proud Member of National REIA Meetings begin at 6 p.m.

We provide members with the education and needed to get their real estate investing careers on the fast track to success. MONTHLY MEETINGS:
DIG meetings are held the last Thursday of most month at DIG headquarters, The American Legion Post-Ft Washington. for in person networking where members and guests can exchange ideas and deals. During the open forum from 7-7:30 p.m., members have a chance to share an deal, promote a business (vendors), or ask any question. From 7:30-9 p.m., our guest speaker is featured. We have many subgroups that meet during the month in many areas of the tri-state region. For more information about DIG, visit https://digonline.org/ or e-mail the appropriate person from our contact list or contact
Elaine Kochanski, [email protected] Administrator,
or call or text and leave a message (215) 712-2525.Calls will be answered as soon as possible.

A proud moment for the DIG community!Redfin reached out to DIG seeking expert insight for an article on how to price a h...
11/03/2026

A proud moment for the DIG community!

Redfin reached out to DIG seeking expert insight for an article on how to price a home for sale, and we were proud to connect them with longtime DIG member Kathy Gilmore.

Kathy’s perspective is now featured in the published article, where Redfin identifies her as a longtime member of Diversified Investor Group in Philadelphia.

“Every seller wants something a little different.” - Kathy Gilmore

Congratulations, Kathy Gilmore! Thank you to Redfin and author Kaitlyn Neitman for the opportunity to contribute.

Read the full article:
How to Price Your Home For Sale: https://www.redfin.com/blog/how-to-price-your-home-for-sale/

| Redfin (redfin.com), Powered by Rocket (rocketmortgage.com)

The expensive part of real estate isn’t always the property. Sometimes it’s the lesson you learn after buying it.After 3...
11/03/2026

The expensive part of real estate isn’t always the property. Sometimes it’s the lesson you learn after buying it.

After 30 years in real estate investing, these are the things I would do differently:

1. I would stop chasing every “good deal.”
A property can look like a bargain and still be the wrong deal for you. If it doesn’t fit your strategy, your numbers, or your capacity, the discount won’t save you from the headache later.

2. I would respect cash flow more than appreciation.
Appreciation feels exciting, but you can’t use future value to pay today’s mortgage, repair bill, or vacancy. Cash flow is what gives you room to breathe when the market stops cooperating.

3. I would keep more cash than I thought I needed.
The reserve that feels “too big” rarely feels too big when the roof leaks, the HVAC fails, or a unit sits empty. Cash gives you choices. Without it, every surprise becomes an emergency.

4. I would be much more careful about who I trust.
A great property can still become a bad investment with the wrong contractor, partner, or advisor. Sometimes the most important due diligence isn’t on the building. It’s on the people around the deal.

5. I would learn from other investors earlier.
Some of the most expensive mistakes are completely avoidable if someone around you has already made them. The right investor community can shorten the learning curve by years.

The biggest lesson?
Owning more real estate isn’t the goal. Making better decisions with every property is.

Your week at DIG, thoughtfully curated to help you stay connected, keep learning, and discover new opportunities to grow...
11/02/2026

Your week at DIG, thoughtfully curated to help you stay connected, keep learning, and discover new opportunities to grow.

Take a look at what’s ahead, save the dates, and register early for the events you don’t want to miss: https://www.digonline.org/Calendar.aspx

November is packed at DIG. Check out this month’s calendar and find the meetings, subgroups, and events that fit your go...
11/01/2026

November is packed at DIG.

Check out this month’s calendar and find the meetings, subgroups, and events that fit your goals. It’s a great month to show up, meet local investors, and get more involved with the community.

Save the dates, check the DIG Calendar, and come join us this November.

Check our CALENDAR here: https://www.digonline.org/Calendar.aspx

THE LIVING ROOMby Amanda Gleason‑Mack ()An agent in my office asked me to show a house to one of her clients. It was a l...
10/31/2026

THE LIVING ROOM
by Amanda Gleason‑Mack ()

An agent in my office asked me to show a house to one of her clients. It was a lower-priced property in North Philadelphia, so I went in prepared to see a house that needed some work.

I was not prepared for what was in the living room.

I met the client, and we went inside. It was immediately clear there had been a fire. Then I noticed the tape. An entire section of the living room was blocked off with caution tape and police tape. Behind it was a badly burned couch.

Now, fire damage is already a lot to take in during a showing. You’re looking at the house, trying to understand what happened and how much work it might need. But my attention kept going back to that couch.

There was a large indentation in it, approximately the size of a person and approximately the shape of one, too.

I couldn’t tell you what had happened in that room. I didn’t have confirmation that anyone had been on that couch during the fire. But standing there, looking at that shape, with police tape separating us from it, my mind went somewhere a renovation estimate couldn’t reach.

I had come to show someone a house.

Instead, I was standing in the living room wondering what had happened to the people who had been there before us.

UNDER THE COVERSby Amanda Gleason‑Mack ( )In real estate, the word “occupied” usually means one thing: you’ll need to wo...
10/31/2026

UNDER THE COVERS
by Amanda Gleason‑Mack ( )

In real estate, the word “occupied” usually means one thing: you’ll need to work around somebody’s schedule. After this showing, that word meant something completely different.

I was showing a duplex. We had the keys, and we had been told someone was living there. When we arrived, we knocked. No answer. We waited, knocked again, and eventually let ourselves in.

At first, it seemed like it would be a normal showing. But almost immediately, something felt wrong. If you’ve walked through enough properties, you know they all have a certain feeling. Some are welcoming. Some immediately have you calculating repair costs. This one made me uncomfortable.

Then there was the smell. It wasn’t overwhelming at first, but as we moved farther into the property, the uneasy feeling grew stronger. Then we opened the bedroom door.

There was someone lying in the bed, completely covered. For a moment, I assumed the person was sleeping. After all, we had been told the property was occupied. Suddenly, nobody answering the door made sense. But something still didn’t feel right.

We were walking through someone’s home. There was a person lying just feet away from us, yet there had been no response to the knocking, the door opening, or people moving through the house. And the smell was still there.

The longer we stayed, the more uncomfortable we became. Eventually, we all started thinking the same thing. What if that person wasn’t sleeping?

We never received confirmation of what happened inside that bedroom. But I can tell you this: Opening that door and seeing the figure beneath those covers is something I have never forgotten.

We had been told the property was occupied. We just never thought to ask exactly what that meant.

What Was Hiding Behind the Baseboard Grilles?By Dalia KairiukstieneHere’s something I never thought a tenant would do.Th...
10/30/2026

What Was Hiding Behind the Baseboard Grilles?
By Dalia Kairiukstiene

Here’s something I never thought a tenant would do.

The tenants had completely caulked shut every baseboard air return grille in the house. White caulk had been carefully applied between every metal blade, sealing every opening. Not a single gap was left for air to pass through.

Why would they do that?

Apparently, they noticed air being pulled through the grilles and thought warm air was leaving the rooms. Their solution was to seal the returns, possibly thinking it would help save on heating costs.

The landlord, my ex, didn’t discover their “improvement” until after the tenants moved out.

They had lived in the property for nine years, and we have no idea when they sealed the grilles. During regular rental inspections, the return vents were never something he thought to check. After all, who expects tenants to caulk their HVAC air returns shut?

Thankfully, the HVAC system continued to operate and was not damaged. There must have been enough gaps elsewhere in the return ductwork to keep air moving through the system.

We were very fortunate.

But it taught me something I won’t forget.

Now, during rental inspections, I know to check the air returns along with everything else. Make sure they haven’t been sealed, blocked, covered, or altered in a way that prevents hot and cold air from circulating properly through the furnace and throughout the house.

Sometimes, the things you never think to inspect are exactly the things you need to check.

THE TENANT FROM HELLBy Don Beck (mgmtexpert@aol.com)If you have not watched Pacific Heights, rent it and meet the tenant...
10/30/2026

THE TENANT FROM HELL
By Don Beck ([email protected])

If you have not watched Pacific Heights, rent it and meet the tenant from hell. It’s a good reminder of how quickly a rental situation can turn into a nightmare.

After 40 years as a landlord, I’ve seen some crazy things, but this one stood out. I received a call about a strong ammonia smell coming from a garage I was renting out. When the police and I opened the door, the smell was so powerful we both stepped back. Cats were running everywhere.

The officer went inside and came back out within seconds looking like he was about to get sick. The next day, the fire department entered with protective gear and estimated there were around 50 cats, although it was difficult to tell with them moving around on both floors.

The SPCA eventually removed 114 cats from the property. Amazingly, every single one was alive.

I contacted my insurance company, but the claim was denied because they believed I should have known about the problem sooner. Two restoration companies later told me the smell could not be removed from the old wooden structure.

$8,000 later, I had no garage and no rental income.

After 30 years of great tenants, the tenant from hell finally showed up. The biggest lesson was that even experienced landlords can be caught off guard. Staying aware of what is happening at your properties matters.

I later learned that the tenant had been convicted of animal cruelty.

WRAP-AROUND LOANS: Do You Know How They Work?A wrap-around loan is a type of seller financing where the seller’s existin...
10/29/2026

WRAP-AROUND LOANS: Do You Know How They Work?

A wrap-around loan is a type of seller financing where the seller’s existing mortgage stays in place while the buyer makes payments under a new financing agreement.

5 things investors should understand:

1. The original mortgage stays in place.
The seller does not immediately pay off the existing loan. They remain responsible for making those mortgage payments to the original lender.

2. The buyer pays the seller under a new agreement.
Instead of making payments directly to the original lender, the buyer typically pays the seller based on the terms of the wrap-around financing.

3. The new financing “wraps around” the existing loan.
The new agreement can cover the remaining mortgage balance plus additional seller-financed equity, creating one larger financing arrangement between the buyer and seller.

4. Both sides take on added risk.
The buyer depends on the seller to keep paying the original mortgage, while the seller depends on the buyer to make payments as agreed. If either side fails, the consequences can affect both parties.

5. The existing loan terms still matter.
Many mortgages include a due-on-sale clause, which may allow the lender to require the remaining balance to be paid if ownership changes. That makes proper review and professional guidance especially important.

DIG Members, here’s something fun you may want to check out. 🎲Our friends at MNREIA (Minnesota REIA) are hosting a virtu...
10/28/2026

DIG Members, here’s something fun you may want to check out. 🎲

Our friends at MNREIA (Minnesota REIA) are hosting a virtual Cash Flow 101 & 202 Game Night on November 18.

It’s a relaxed way to sharpen your financial thinking, practice investment decisions, and connect with other REIA members from around the country.

📅 Wednesday, November 18
💻 Virtual Event
⏰ 7:30 - 10:00 PM CST

If you enjoy learning through real-world scenarios and a little friendly competition, this could be a fun one to join.

Register Here: https://www.mnreia.com/Events.aspx?ID=National-CashFlow-101-202-Game-Night-10-11-18-2026&utm_source=broadcast&utm_medium=email

Address

493 S Bethlehem Pike
Fort Washington, PA
19034

Alerts

Be the first to know and let us send you an email when DIG - Diversified Real Estate Investor Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to DIG - Diversified Real Estate Investor Group:

Shortcuts

Share

Nearby realtors & realty services


Other Property Investment in Fort Washington

Show All