10/21/2026
Mortgage applications fell again — even as rates dipped. 📉
For the week ending October 16, total mortgage applications dropped 5.3%. The purchase index fell 7% to 129.2 and sits 18% below last year; refinances fell 2%.
And this happened while the 30-year fixed rate eased to 7.41% — its first decline in over two months.
One small dip is not a trend.
The buyers who stay documented and ready are the ones who can move when a real shift comes.
Nothing stays up or down forever · Prepare ahead
Rosa Daza
Keller Williams City Views Realty
2200 Fletcher Avenue #502, Fort Lee, NJ 07024
M: 201-658-7272 · O: 201-592-8900
[email protected]
Each office is independently owned and operated.
