Byron Becerril - CO Living - Real Estate

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Fort Collins, CO
Byron Becerril - CO Living - Real Estate

If it matters to you, it matters to me. Working Full-Time and overtime for my clients and exceeding expectations every step of the way.

What you'll notice it is never about me and all about you. Growing my business by friendships and referrals. My why is simple, just to WOW you. I look forward to delivering everything your family needs with the integrity and reliability you expect. This is a big decision for you and I don't take that lightly. I'm fully committed to you and formulating a successful outcome. I'm your community-driven, community-owned, local Real Estate professional putting my energy and efforts into my clients. I've got all your Real Estate needs covered — build, buy, sell, invest, residential or commercial — with a service level that will be personable, professional, and last a lifetime.

11/09/2026

Good Morning,

Higher mortgage rates come with a perk most buyers miss: negotiating power.

Back in 2022, after two years of rates near 3%, 95 of the top 100 metros favored sellers, according to Realtor.com. Bidding wars and offers over asking were everywhere.

Now rates are above 7%, and the picture has flipped. Today, 66 of those 100 metros lean toward buyers.

And sellers are making deals to prove it. Redfin reports nearly half of buyers now get a concession from the seller, like help with closing costs, money for repairs, or even paying to buy down the mortgage rate.

That’s the trade-off: buyers rarely get low rates and leverage at the same time. If rates dropped in a big way, more buyers would jump back in, and that leverage would likely shrink.

That doesn’t mean you have to move right now. The right time to buy is when the numbers work for you. But if you’re ready to move, today’s leverage could help make the math more doable than you think.

Just remember, every local market is different.

Want to see how much negotiating power you’d have in this area? Let’s look at homes where sellers may be open to a rate buydown or closing cost help.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

11/08/2026

Good Morning,

Did the latest climb in mortgage rates take a bite out of your home budget and have you rethinking your move?

If you’re aiming for a $2,000 monthly payment, that rise in rates cut about $22,000 from what you can spend. That’s a lot.

But what if you could close the gap?While headlines focus on lost buying power, they’re not calling enough attention to how seller concessions can offset that blow.

More than 40% of homes for sale have had a price cut, and the typical cut on a median-priced home is around $18,000. That alone could win back most of what rates took.

And you could get back even more by asking for repair credits or closing cost help, too.

How much a seller will negotiate depends on the house and the area. Send a DM to find out how much of that $22,000 you could get back around here.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

11/07/2026

Good Morning,

If you’re seeing headlines about the “silver tsunami” in housing, you should know it’ll be more of a slow tide than a sudden flood.

About 13.9 million homes owned by older Americans are expected to change hands by 2036 – that’s true. But that works out to roughly 1.3 to 1.5 million a year, spread over the next decade.

And since the country hasn’t built enough homes to keep up with demand in the years following the housing crash, those sales will help close a gap that’s already there. Not overwhelm the market.

So don't let a dramatic national headline scare you - especially if you’re thinking of selling.

What matters far more is what's happening in your local market. How many houses are for sale nearby? What are buyers looking for? And what are similar houses actually selling for?

Those are the numbers that should shape your selling strategy.

Curious what the market looks like in your neighborhood? Let's take a look.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

11/06/2026

Good Morning,

The term “silver tsunami” makes it sound like a wave of houses is about to hit the market all at once. The research says otherwise.

According to Realtor.com, about 13.9 million homes owned by older Americans are expected to change hands by 2036. That's a big number. But it's spread across a decade, at roughly 1.3 to 1.5 million homes a year.

The pace is important. After the 2008 housing crash, builders spent years not building enough homes to keep up with demand, and the country still hasn't caught up. As longtime homeowners sell over time, their houses will help ease a shortage that's already there.

For buyers, that can mean more options. For sellers, it means there's no reason to put your plans on hold because of a trend that’s expected to play out over the next 10 years.

What matters more is what's happening in your area right now: how many homes are for sale nearby, what similar houses are selling for, and what buyers want.

Planning a move in the next year or so? Let's talk about what the local numbers mean for your house.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

11/05/2026

Good Morning,

What if you finally get an offer on your house... and then the buyer backs out?
It's every seller's nightmare. And with headlines about canceled contracts on the rise, it's a concern worth talking about.

But here's what those headlines aren't telling you: 85–90% of home sales still make it to closing.

And there's more good news. You can actually take steps to protect your sale before your house even hits the market.

According to a Redfin survey, 70% of agents say inspection or repair issues are a reason buyers back out. That's the biggest reason reported, by far.

So, what's one smart move you can make?

Consider getting a pre-listing inspection. It could help you spot potential problems early, decide what to fix, and avoid surprises that might send a buyer running.

And that's just one piece of the puzzle. The right preparation, pricing, and negotiation strategy can make a real difference.

Selling your house doesn't have to feel like a gamble. A little preparation can give you a much stronger start.

Thinking about selling? Send me a message, and let's talk about how to set your sale up for success.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

11/04/2026

Good Morning,

Wondering where mortgage rates are headed?

The latest forecasts from Fannie Mae, MBA, and Wells Fargo show rates settling in somewhere between about 6.9% and 7.5% through the end of 2027. That means no big drop is expected, and there’s no big spike to worry about either.

Why? These forecasts are based on where the economy, the job market, and world events stand today. Until those things change, rates probably won’t either.

While it may not be the direction you were hoping for, that kind of steadiness does make it a lot easier to plan your next move.

Let’s run the numbers on what buying or selling looks like at today’s rates, so you can decide based on your goals, not the headlines.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

11/03/2026

Good Morning,

The recent jump in mortgage rates cut about $22k from what a buyer with a $2,000 monthly budget can spend. But you can win most of that back at the negotiating table. More than 4 in 10 homes for sale have had a price cut. And the typical cut is about $18k on a median-priced home. That’s just a price cut alone. You may also be able to ask for repair credits, closing cost help, and more. Let’s find the homes where sellers may have some wiggle room and see what we can negotiate.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

11/02/2026

Good Morning,

Home insurance has gotten pricier, and that can be frustrating when you’re budgeting for a move. Here’s what you can do about it.

Data shows homeowners who switched insurance companies saved about $440 a year compared to those who stayed with the same insurance provider. And they didn’t have to give up coverage to do it.

So, before you move, compare quotes from a few companies. You may find a better deal than you’d expect.

Not sure when to start gathering insurance quotes? Send a message to see where they fit in your homebuying timeline.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

11/01/2026

Good Morning,

Pop quiz. What credit score do you need to buy a home?

If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit.

But you probably don’t need as high a credit score as you think.

Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan.

So the real answer? Both A) 620 and D) “it depends” are right.

And with all the changes to credit models lately, even more people will be able to buy than before.

Don’t let myths keep you locked into a lease. Let’s find out where you actually stand.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

10/31/2026

Good Morning,

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

Ready to help you anytime! DM, text, call 970-689-1248. Have a great day!

Address

Fort Collins, CO
80528

Website

https://www.simplifyingthemarket.com/en/?a=678306-e586379f189c0e5ad72b9799cbbb7238, https://byronbecerril.exprealty.com/

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