Jessica Alexander, Realtor

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Jessica Alexander, Realtor Key West Property Partners
Watts Team Realtor®
Servicing St. Louis County & St.

Charles County
Helping Sellers and Buyers hit their goals in Real Estate

Say YES to the Address with Jess! 💚

09/07/2026

MORTGAGE MONDAY | Can First-Time Homebuyers Buy a Multi-Unit Property? 🏡🏘️

Who said your first home has to be a single-family house? 👀

This week, I asked our lender, Jhoana Kerley:

👉🏾 “Can first-time homebuyers buy a multi-unit property?”

The answer is YES! 🙌🏽

A duplex or multi-unit property could allow you to become a homeowner AND an investor at the same time.

Here’s the idea:

🏡 Live in one unit
💰 Rent out the other unit(s)
📈 Build equity while potentially generating rental income

This strategy is often called house hacking, and it can be a smart way for first-time buyers to get started in real estate investing.

🎯 Real Talk:

Your first property doesn’t have to be your forever home.

It could be the first step toward building a real estate portfolio and creating long-term wealth. 🔑💰

Instead of asking, “Can I afford a house?” start asking:

👉🏾 “How can I make my homeownership work FOR me?”

Of course, qualifying for a multi-unit property and using rental income depends on the loan program, property type, your finances, and lender guidelines.

Ready to explore whether a duplex or multi-unit property could work for you?

Let’s talk! 🏡✨

📲 Jessica Alexander
Watts Team Realtor
Key-West Property Partners
📍1109 Howdershell Rd, Florissant, MO 63031
📞 Direct Cell: 314-363-2996
📧 [email protected]

09/02/2026

🏡🍂 FIRST-TIME HOMEBUYERS, LET’S TALK! 🍂🏡

Andy and I have a few things we REALLY want you to know before you count yourself out of homeownership. 👇🏾

🏡 DON’T BE AFRAID OF THE MARKET.
I can’t control the market—and neither can you. What we can control is how prepared you are when the right opportunity comes along.

💰 LET’S TALK ABOUT RENT!
If you’re paying $1,500/month in rent…

➡️ $18,000 a year
➡️ $90,000 over 5 years 😳

That’s $90K you’ve spent on housing as a renter. So the question becomes: Could homeownership have been an option?

📊 AND ABOUT THAT CREDIT SCORE…
Andy breaks down why you DON’T necessarily need perfect credit to get started. Some mortgage programs may go as low as 580, and there are also down payment assistance programs that may help qualified buyers. 🔑

The biggest mistake? Assuming you can’t buy without finding out your options first.

🍁 PUMPKIN SPICE & PROPERTY ADVICE 🍁

Join Andy & me for our First-Time Homebuyer Seminar and let’s get you informed, prepared, and ready to take the FIRST step toward homeownership!

📅 September 19, 2026
⏰ 12–2 PM
📍 11520 St. Charles Rock Rd., Ste. 215, Bridgeton, MO

✨ You don’t have to be ready to buy tomorrow.
✨ You just need to be ready to START.

🎟️ REGISTER TODAY! CLICK THE LINK IN MY BIO OR DM ME TO SAVE YOUR SEAT!

Jessica Alexander | Watts Team Realtor
Key-West Property Partners
📍 1109 Howdershell Rd, Florissant, MO 63031
📱 314-363-2996
📧 [email protected]

08/29/2026

🏡🍂 WHAT ARE SOME GOOD INCENTIVES TO BECOME A HOMEOWNER? 🍂🏡

If you’re a first-time homebuyer, you might be thinking:

“How am I supposed to come up with thousands of dollars to buy a home?” 🤔💰

Well, here’s something you may not know…

There are grant and down payment assistance programs available that may be able to help! 🙌🏾🔑

Andy Schoemehl explains how some assistance programs can potentially be stacked together, depending on eligibility and program guidelines, to help reduce the amount of money you may need to bring to the closing table.

That means homeownership may be more attainable than you think! 🏡✨

But here’s the important part: You have to know what’s available AND whether you qualify.

That’s exactly why Andy and I are hosting 🍁 Pumpkin Spice & Property Advice 🍁, our First-Time Homebuyer Seminar!

We’ll help you understand:
🍂 Down payment assistance programs
🍂 Grants and available homebuyer incentives
🍂 How different programs may work together
🍂 What lenders look for when determining eligibility
🍂 The steps you need to take to get started
🍂 And so much more!

📅 Saturday, September 19, 2026
⏰ 12:00 PM – 2:00 PM
📍 11520 St. Charles Rock Rd., Ste. 215, Bridgeton, MO
🍽️ Lunch will be provided

🍁You don’t have to have thousands sitting in the bank to start exploring homeownership. You just need to know your options!

If you’ve been putting off buying because you think you can’t afford the upfront costs, come learn what’s possible.

🎟️ REGISTRATION IS OPEN!

👉🏾 Reserve your spot today:
Register for Pumpkin Spice & Property Advice

⁠ https://www.eventbrite.com/e/pumpkin-spice-property-advice-tickets-1996765773179?aff=ebdsshother&utm_share_source=listing_android

Jessica Alexander
Watts Team Realtor
Key-West Property Partners
📍 1109 Howdershell Rd, Florissant, MO 63031
📱 314-363-2996
📧 [email protected]

08/26/2026

🏡🍂 WHAT’S REALLY STOPPING YOU FROM BUYING A HOME? 🍂🏡

In this week’s Pumpkin Spice & Property Advice reel, Andy Schoemehl asked me:

“Why do you think buyers are reluctant to start the process?” 🤔

My answer? FEAR — fueled by misinformation and miseducation.

There are so many homebuying myths floating around:

❌ “I need 20% down.”
❌ “My credit isn’t good enough.”
❌ “I need to make a lot more money before I can buy.”
❌ “I’ll never qualify for a mortgage.”
❌ “I should just keep renting for now.”

But what if you actually could become a homeowner sooner than you think? 🏡🔑

You won’t know what’s possible until you start the conversation.

That’s why Andy and I created 🍂 Pumpkin Spice & Property Advice 🍂 — a First-Time Homebuyer Seminar where we’re going to break down the process, answer your questions, and help you separate FACT from FICTION when it comes to buying a home.

📅 Saturday, September 19, 2026
⏰ 12:00 PM – 2:00 PM
📍 11520 St. Charles Rock Rd., Ste. 215, Bridgeton, MO

If fear, confusion, or misinformation has been keeping you from taking the first step, THIS is your invitation to start. ❤️

🎃 You don’t have to have it all figured out. You just have to be willing to learn.

🎟️ REGISTRATION IS OPEN!

👉🏾 Reserve your spot today:
Register for Pumpkin Spice & Property Advice

⁠ https://www.eventbrite.com/e/pumpkin-spice-property-advice-tickets-1996765773179?aff=ebdsshother&utm_share_source=listing_android

Jessica Alexander
Watts Team Realtor
Key-West Property Partners
📍 1109 Howdershell Rd, Florissant, MO 63031
📱 314-363-2996
📧 [email protected]

08/24/2026

🎥 MORTGAGE MONDAY | Primary, Second Home or Investment Property? 🏡🏖️💰

Not all properties are treated the same when it comes to financing! 👀

This week, I asked our lender, Jhoana Kerley:

👉🏾 “What’s the difference between a primary home, a second home and an investment property?”

Here’s the quick breakdown:

🏡 PRIMARY RESIDENCE
The home you live in most of the time. This is typically where you make your primary residence and can often have the most favorable financing options.

🏖️ SECOND HOME
A property you personally use for part of the year—think vacation home or a getaway. It isn’t your primary residence and generally has specific occupancy and financing requirements.

💰 INVESTMENT PROPERTY
A property purchased primarily to generate income, such as through long-term rentals. You don’t live there as your primary residence.

🎯 Real Talk:
Knowing the difference matters because the type of property you’re purchasing can impact your down payment, interest rate, qualifying requirements and financing options.

And if you’re thinking about turning your first home into an investment property someday, understanding these differences NOW can help you plan your next move. 🔑📈

Thinking about buying a home, second property or investment property in the St. Louis area? Let’s talk!

📲 Jessica Alexander
Watts Team Realtor
Key-West Property Partners
📍1109 Howdershell Rd, Florissant, MO 63031
📞 Direct Cell: 314-363-2996
📧 [email protected]

08/22/2026

🏡🍂 WHO COMES FIRST — THE REALTOR OR THE LENDER? 🍂🏡

We asked the question… and Andy and I agree — THE REALTOR COMES FIRST! 🙌🏾🔑

But WHY? 🤔

Before you start house hunting or talking numbers with a lender, it’s important to understand your goals, your timeline, what you’re looking for in a home, and what your overall homebuying journey could look like.

That’s exactly why Andy and I are bringing you Pumpkin Spice & Property Advice! 🏡

Join us for a First-Time Homebuyer Seminar designed to help you understand the process BEFORE you start making moves.

We’ll talk about:

🍁 The homebuying process from start to finish
🍁 Why your Realtor should be part of your plan from the beginning
🍁 Getting financially prepared for homeownership
🍁 Down payment assistance & first-time buyer programs
🍁 Pre-approval and what lenders are looking for
🍁 And so much more!

📅 Saturday, September 19, 2026
⏰ 12:00 PM – 2:00 PM
📍 11520 St. Charles Rock Rd., Ste. 215, Bridgeton, MO

🎟️ REGISTRATION IS OPEN!

Don’t wait until you’re ready to buy to start learning. The more you know, the more confident you’ll be when it’s time to make your move! 🔑

👉🏾 Reserve your spot:
Register for Pumpkin Spice & Property Advice

⁠ https://www.eventbrite.com/e/pumpkin-spice-property-advice-tickets-1996765773179?aff=ebdsshother&utm_share_source=listing_android

Jessica Alexander
Watts Team Realtor
Key-West Property Partners
📍 1109 Howdershell Rd, Florissant, MO 63031
📱 314-363-2996
📧 [email protected]

08/19/2026

🏡🍂 PUMPKIN SPICE & PROPERTY ADVICE IS OFFICIALLY HERE! 🍂🏡

Are you a first-time homebuyer wondering, “Am I really ready to buy a home?” Or maybe you're tired of renting and want to know what it actually takes to get the keys to your own home?

Join us for Pumpkin Spice & Property Advice — a first-time homebuyer seminar designed to help you understand the homebuying process and prepare for your journey to homeownership! 🔑🏠

🍁 Saturday, September 19, 2026
⏰ 12:00 PM – 2:00 PM
📍 11520 St. Charles Rock Rd., Ste. 215, Bridgeton, MO

At the seminar, we'll break down:

🍁 How much you really need for a down payment
🍁 First-time homebuyer programs & down payment assistance
🍁 What lenders look for when you're getting pre-approved
🍁 The step-by-step journey from pre-approval to closing
🍁 What you should be doing NOW if you're not quite ready to buy yet
🍁 And so much more!
🍽 Lunch will be provided

Whether you're ready to buy now or simply want to understand what it takes to become a homeowner, come get the property advice before you make your next move! 🏡🍂

🎟️ REGISTRATION IS OPEN!
Don't just talk about becoming a homeowner — let's get you prepared!

👉🏾 Register here:
Pumpkin Spice & Property Advice

https://www.eventbrite.com/e/pumpkin-spice-property-advice-tickets-1996765773179?aff=ebdsshother&utm_share_source=listing_android

Jessica Alexander
Watts Team Realtor
Key-West Property Partners
📍 1109 Howdershell Rd, Florissant, MO 63031
📱 Direct Cell: 314-363-2996
📧 [email protected]

08/17/2026

MORTGAGE MONDAY | Can Rental Income Help You Buy a Home? 🏡💰

What if your future home could help pay for itself? 👀

This week, I asked our lender, Jhoana Kerley:

👉🏾 “Can you use rental income to buy a home?”

The answer is YES—depending on the property, loan program, and lender guidelines!

One strategy buyers should know about is purchasing a duplex or multi-family property and renting out the additional unit(s).

🏡 Live in one unit
🏘️ Rent out the other
💰 Use qualifying rental income toward your finances

And you don’t necessarily have to be a seasoned investor to explore this strategy!

Even roommate income may be considered in certain situations and loan programs.

🎯 Real Talk:
Your first home could potentially be more than just a place to live—it could be the beginning of your real estate investment journey.

This is one reason I love educating buyers about house hacking. You may be able to become a homeowner AND start creating another stream of income. 🔑📈

Thinking about buying a duplex or multi-family property in the St. Louis area? Let’s talk strategy!

📲 Jessica Alexander
Watts Team Realtor
Key-West Property Partners Brokered by eXp Realty
📍1109 Howdershell Rd, Florissant, MO 63031
📞 Direct Cell: 314-363-2996
📧 [email protected]

Rental-income qualification varies by loan program and lender guidelines. Talk with a qualified mortgage professional to determine what may apply to your situation.

08/03/2026

🎥 MORTGAGE MONDAY | Ready to Become a Real Estate Investor? 🏡➡️🏘️

Think real estate investing is only for the wealthy? Think again!

This week, I asked our lender, Jhoana Kerley:
👉🏾 “What’s the starting point for a homeowner to transition into an investor?”

💡 Her answer: Start with the equity you’ve already built in your home.

As your home increases in value and you pay down your mortgage, you may be able to use that equity to help purchase an investment property.*

🏡 Build wealth
💰 Create passive income opportunities
📈 Grow your real estate portfolio
🔑 Put your home’s equity to work for you

Real Talk: Your first home doesn’t have to be your last investment. It could be the foundation for building long-term wealth and creating opportunities for future generations.

Thinking about becoming a homeowner or taking the next step into investing? Let’s create a strategy together!

📲 Jessica Alexander
Watts Team Realtor
Key-West Property Partners
📍1109 Howdershell Rd, Florissant, MO 63031
📞 Direct Cell: 314-363-2996
📧 [email protected]

*Using home equity to purchase an investment property depends on your available equity, credit, income, and lender requirements.

08/02/2026

📅 Sunday, August 2

NEW BEGINNINGS START WITH ONE STEP

📖 Scripture: Isaiah 43:19

“See, I am doing a new thing! Now it springs up; do you not perceive it?”

Have you ever felt like your dream of homeownership is too far away? Maybe you’ve been told your credit isn’t high enough, you don’t make enough money, or now just isn’t the right time.

But God specializes in new beginnings.

Every homeowner starts somewhere. Every seller starts with one decision. Every dream home begins with one first step.

This month, I want to encourage you not to let fear or yesterday’s disappointments keep you from tomorrow’s possibilities.

🏡 Real Estate Truth: Whether you’re buying your first home, upgrading, downsizing, or preparing to sell, your next chapter starts with one conversation and one plan.

💬 Question: What new beginning are you praying for this month?

Jessica Alexander
Watts Team Realtor
Key-West Property Partners
📍1109 Howdershell Rd, Florissant, MO 63031
📲 314-363-2996
📧 [email protected]

Address

1109 Howdershell
Florissant, MO
63031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+16365348100

Website

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