10/02/2026
We’ve all seen the headlines…
“Mortgage rates are high!”
"No one can afford to buy a house"
“Is now really the time to buy?”
“Maybe I should just wait…”
And I get it. The news can make buying a home feel a little scary right now.
But here’s what I want my clients to remember:
The perfect time to buy isn’t determined by the news. It’s determined by YOUR life, YOUR finances, and YOUR timeline.
Here are a few numbers that may surprise you:
🏡 U.S. home prices have increased 33.4% over the past 5 years. Massachusetts home prices have increased nearly 35% over that same period.
💰 More than 50% of mortgaged properties in Massachusetts are considered “equity-rich,” meaning the homeowner has at least 50% equity in their home.
📈 And nationally, home prices have recorded positive annual appreciation in every quarter since 2012, according to the Federal Housing Finance Agency.
That doesn't mean home values can never go down. They can—and they do in certain markets and periods.
It DOES mean that if you’re financially ready to buy and you find the right home, waiting simply because the headlines are scary may mean missing out on years of ownership, appreciation and equity-building.
And here's something else I always tell my buyers:
You can potentially change your interest rate.
You can't change the price you paid for the house.
If rates improve down the road, refinancing may be an option. But if home prices continue to rise, you don't get to go back and buy yesterday's house at yesterday's price.
So if you're ready… let's talk.
And if you're not ready yet?
Let's still talk.
Part of my job isn't just helping you buy a house—it's helping you GET ready to buy one.
We'll talk through your budget, financing, timing, neighborhoods, what you need to do to prepare, and what makes sense for you.
I work on YOUR timeline—not mine.
Whether you're ready next month, next spring, or you're just starting to think about it, I'm here to help you make a plan.
So this Halloween…
🎃 Don't let the headlines scare you away from your future.
If buying a home is something you've been thinking about, let's have a conversation.
No pressure. No scary surprises. 👻
I'm here when you're ready.