11/05/2026
Wondering where mortgage rates are headed?
The latest forecasts from Fannie Mae, MBA, and Wells Fargo show rates settling in somewhere between about 6.9% and 7.5% through the end of 2027. That means no big drop is expected, and there’s no big spike to worry about either.
Why? These forecasts are based on where the economy, the job market, and world events stand today. Until those things change, rates probably won’t either.
While it may not be the direction you were hoping for, that kind of steadiness does make it a lot easier to plan your next move.
Let’s run the numbers on what buying or selling looks like at today’s rates, so you can decide based on your goals, not the headlines.
