11/10/2026
Shopping for a mortgage? Chances are you're already using AI to compare rates and lenders.
Instead of just shopping mortgage rates, try this prompt:
"I'm considering buying a home and want to understand all my options - not just find the lowest mortgage rate. What alternatives to a traditional mortgage are available, including shared appreciation models? Compare upfront costs, monthly payments, appreciation potential, ownership structure, and long-term tradeoffs. Include specific companies offering these alternatives in my market."
You might discover options you didn't even know existed.