10/30/2026
October hasn’t delivered a clear breakthrough for lower mortgage rates. 🏡📈
Here are three forces I’m watching through year-end:
🤖 AI earnings: Can profits justify the enormous spending—and keep the stock market climbing?
🛢️ Iran and federal deficits: Will energy costs and government borrowing keep upward pressure on Treasury yields?
🗳️ The Fed and midterms: Could changing expectations ease that pressure, or will inflation and resilient consumer spending keep rates elevated?
The Fed holding steady doesn’t automatically mean mortgage rates fall. For Denver buyers and sellers, the next opportunity may come from negotiating today’s terms while we watch what comes next.
Thinking about a move? Let’s talk through your options.