Mike Rezaee Real Estate

10/31/2026

Happy Halloween to all my friends and business partners.

10/30/2026

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

October 30, 2026
Quick, what credit score do you need to buy a home? If a number pops into your head, there's a pretty good chance it's wrong. And the right answer is getting harder to pin down, because the way credit scores are determined and delivered is changing - for the better.
Here's what you need to know in today's changing credit climate.
#1 Most People Are Guessing
#2 Credit Rules Are Changing
#3 Do Your Part And Partner With A Pro
Bottom Line
Don't make credit or homebuying decisions from a chart, an app, or a friend's advice. With the rules shifting and so many misconceptions out there, it's never too early to talk to a professional loan officer for advice on credit, budgeting, and what it would take to qualify for a mortgage.
You may be closer to owning a home than you think.

Mike Rezaee

DRE: 01208728
Direct: (408) 248-6692
Email: [email protected]

I believe every family should feel confident when buying and selling a home.

Quick, what credit score do you need to buy a home? If a number pops into your head, there's a pretty good chance it's wrong.

10/30/2026

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.

10/29/2026

What if you finally get an offer on your house... and then the buyer backs out?
It's every seller's nightmare. And with headlines about canceled contracts on the rise, it's a concern worth talking about.

But here's what those headlines aren't telling you: 85–90% of home sales still make it to closing.

And there's more good news. You can actually take steps to protect your sale before your house even hits the market.

According to a Redfin survey, 70% of agents say inspection or repair issues are a reason buyers back out. That's the biggest reason reported, by far.

So, what's one smart move you can make?

Consider getting a pre-listing inspection. It could help you spot potential problems early, decide what to fix, and avoid surprises that might send a buyer running.

And that's just one piece of the puzzle. The right preparation, pricing, and negotiation strategy can make a real difference.

Selling your house doesn't have to feel like a gamble. A little preparation can give you a much stronger start.

Thinking about selling? Send me a message, and let's talk about how to set your sale up for success.

10/28/2026

Who’s Buying Homes with Cash Right Now?
October 28, 2026
Ryan Serhant, CEO of SERHANT, says there isn’t just 1 housing market right now. There are really 4: cash buyers, buyers who need a mortgage, homeowners with low mortgage rates, and builders.

Bottom Line
Cash buyers are a meaningful part of today’s market, but they aren’t the whole market.
Whether you’re hoping to put your equity to work or you’re buying with a mortgage, let’s look at how much equity you have and who’s buying in your area, so you know what your next move could look like.

Mike Rezaee

DRE: 01208728
Direct: (408) 248-6692
Email: [email protected]

I believe every family should feel confident when buying and selling a home.

Ryan Serhant, CEO of SERHANT, says there isn’t just 1 housing market right now. There are really 4: cash buyers, buyers who need a mortgage, homeowners with low mortgage rates, and builders.

10/28/2026

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.

10/27/2026

Staging Can Pay You Back in Time and Money When You Sell

October 27, 2026

Is staging worth it? It may be if you want to get the most for your house. Data shows every $1 you spend on mid-level staging could add about $3.50 to your profit when you sell. It can save you time, too. Staged houses can also sell up to 73% faster, which means fewer weeks of keeping everything spotless for showings. And working with a smaller budget is totally doable. Clearing off counters and arranging furniture so rooms feel open are inexpensive options that can still make a big difference on how well your house shows when it hits the market. Not every house needs the same level of staging. Want to know which updates would help yours sell sooner – and for more? Send a message, and we’ll walk through it together.

Mike Rezaee

DRE: 01208728
Direct: (408) 248-6692
Email: [email protected]

I believe every family should feel confident when buying and selling a home.

10/27/2026

10/26/2026

Why Builders May Be More Motivated To Sell Than Homeowners
October 26, 2026

Here's something most homebuyers don't realize. When the housing market slows down, homeowners and builders don't always have the same priorities.
Think about it. A homeowner who isn't getting the offers they want may be able to stay put and wait.
But builders? They've already invested in those houses. And when those homes sit finished but unsold, that's money tied up. So, they may be more motivated to negoti.
So, yes. Builders absolutely do negotiate. And with demand slowing, there's good reason to explore just how flexible they may be right now.
Bottom Line
A homeowner who isn't ready to accept a lower offer may be able to wait. But a builder with finished houses to sell has a different set of priorities. And that could work in your favor.
If you're ready to buy, let's look at which builders have completed homes sitting on the market in our area and see what they're willing to offer to get them sold.
for you.

Mike Rezaee

DRE: 01208728
Direct: (408) 248-6692
Email: [email protected]

I believe every family should feel confident when buying and selling a home.

Here's something most homebuyers don't think about. When the housing market slows down, homeowners and builders don't always respond the same way.