10/23/2026
I just read that the average American spends about $150 a month on Uber Eats, and we act like that expense isn’t a big deal. And I get it. I love my grilled chicken nuggets and kale salad delivered to my door after a busy day.
The funny thing is, interest rates are hovering around 7%, and it’s got a lot of folks up in arms about how expensive it is to buy a home now with this increase.
The truth is, though, that the interest rate increase compared to a few months ago is only about a $120-$200 difference in a mortgage payment.
Which means that for a lot of people who are seriously seeking homeownership, if they make a small sacrifice by skipping a few delivery meals a month, they could still get into a home they own and love, build equity, and prosper.
If there is a will, there is a way, and there will always be an excuse not to buy a home “right now,” but the story will always go: the best time to buy a home was 5 years ago.
- Tracy
(704) 236-9752