11/06/2026
What if you could make your house more attractive to buyers without lowering your asking price?
With 43% of sellers cutting prices right now, according to HousingWire, it's a question worth asking – especially because there's another way to give buyers what they really want: a lower monthly payment.
It's called a mortgage rate buydown. And the difference can be pretty remarkable.
Here's an example.
Let's say you're willing to offer a buyer $10,000 to help get your house sold.
A $10,000 price reduction could save that buyer about $70 a month.
But putting that same $10,000 toward a temporary mortgage rate buydown could save them roughly $500 a month in the first year.
Same amount from you. A much bigger impact on their immediate budget.
Now, those savings won't last forever with a temporary buydown. But for the right buyer, that upfront relief could be exactly what makes your house stand out.
Thinking about selling? Send me a message. Let's explore which incentives could attract buyers while protecting your bottom line.
