08/09/2022
If you're preparing to purchase a home, your next stop is a lender's office!
Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter can give you a leg up in this competitive market by showing sellers that you're a serious buyer with your finances in order. โ
A lender will look at your finances, employment and credit to determine the loan you may qualify for.
Start by preparing these 5 documents so you're ready to begin the pre-approval process! ๐
โ๏ธ Identification
โ๏ธ Income and employment verification: tax returns, W-2s, 1099s and recent paystubs
โ๏ธ Proof of assets
โ๏ธ Monthly debt statements from loans or lines of credit to determine debt-to-income ratio
โ๏ธ Additional financial documents such as down-payment gift letters
If you have any questions about the pre-approval process, please reach out! ๐ฒ
Robert F Patton II
(916) 201-9073
[email protected]
01499469
ExP Realty
https://robertpatton.exprealty.com
.com