Albert Hernandez Realtor

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Albert Hernandez Realtor Real Estate Agent with e-Homes Team Albert Hernandez is a licensed real estate professional who has been serving the Southern California area since 2013.
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As a skilled negotiator and an expert in the local real estate market, he has developed a reputation for providing his clients with unparalleled service. Albert works with a variety of clients, including first-time homebuyers, investors, and commercial clients. His expertise in the industry allows him to provide personalized guidance and support to each of his clients, helping them navigate the complex real estate market with ease. With his exceptional market knowledge, strong negotiation skills, and dedication to his clients, Albert Hernandez is the ideal partner for anyone looking to buy, sell or invest in real estate in Southern California. Whether you are a first-time homebuyer looking for your dream home or a seasoned investor seeking to expand your portfolio, Albert has the experience and expertise to help you achieve your goals.

Have you ever received one of those letters or calls offering to buy your home for cash?They're pretty common.And for so...
10/27/2026

Have you ever received one of those letters or calls offering to buy your home for cash?

They're pretty common.

And for some homeowners, selling directly to an investor can actually make sense.

Maybe the house needs work.

Maybe you've lived there for 30 or 40 years and don't want to deal with clearing everything out.

Or maybe you've inherited a property and just want a simpler process.

But before accepting an offer, there are some important questions I think every homeowner should ask.
Is the offer firm?

- Can the buyer lower the price after inspections?
- Are there fees?
- Can they assign the contract to someone else?
- What happens if they don't close?
- And what will you actually walk away with after all the costs?

One thing I always encourage homeowners to do is understand all their options before signing anything.

Sometimes a direct cash offer is the right solution.
Other times, getting multiple investors to compete for the property or exposing it to the broader market may produce a better result.

I put together a guide covering 12 questions worth asking before accepting a cash offer.

Before You Accept a Cash Offer on Your Home

https://alberthernandez.net/questions-before-accepting-cash-offer-home/

“I’m waiting for mortgage rates to come down.”I hear this from buyers pretty regularly.And waiting may absolutely be the...
10/02/2026

“I’m waiting for mortgage rates to come down.”

I hear this from buyers pretty regularly.

And waiting may absolutely be the right decision.

But before making that decision, I think there’s a better question:
What monthly payment would actually make you comfortable moving forward?

Because you don’t live with an interest rate. You live with a monthly payment.

Depending on the buyer, there may be several things worth comparing: a traditional fixed-rate loan, an ARM, a temporary or permanent rate buydown, seller credits or simply buying at a different price point.

And if none of those options create a payment you’re comfortable with?

Then maybe you wait.

I put together a guide explaining how I’d think through the decision.

Are Mortgage Rates Too High to Buy a Home Right Now? → https://alberthernandez.net/mortgage-rates-too-high-to-buy-home/

Every successful move starts with a plan.

So...what is my house actually worth?Zillow gives you one number.Redfin might give you another.Then the house down the s...
09/29/2026

So...what is my house actually worth?
Zillow gives you one number.

Redfin might give you another.

Then the house down the street sells for more than you expected.

Online estimates can be useful, but they don't know everything about your house.

They haven't walked through it. They don't know how your home compares with the competition. And they may not understand the difference between your home and the one that just sold around the corner.

When I'm trying to determine what a home is really worth, I look at much more than one estimate or one recent sale.
- What's sold?
- What's currently for sale?
- What's under contract?
- What tried to sell and didn't?

Then we look at the home itself, condition, location, lot size, upgrades, layout and how buyers are responding in today's market.

Sometimes the home that didn't sell tells us just as much as the one that did.

I broke down how I approach home value and why the number we believe a home is worth isn't necessarily the same as the price we should list it for.

How Do I Know What My Home Is Really Worth? → https://alberthernandez.net/how-much-is-my-home-worth/

Curious about your own home? You don't have to be ready to sell. Send me your address and I'll take a look at what's happening around your property.
Every successful move starts with a plan.

Your house has been on the market for a few weeks.You’ve had some showings, but no offers.So...should you lower the pric...
09/23/2026

Your house has been on the market for a few weeks.

You’ve had some showings, but no offers.

So...should you lower the price?

Maybe. But I wouldn’t automatically reduce it just because the home hasn’t sold.

First, I want to know what the market is telling us.

Are we getting very few showings?

Are buyers seeing the home but choosing something else?

Are we getting plenty of showings but no offers?

Are similar homes going under contract while ours sits?

And what are buyers consistently saying after they see the home?

One buyer’s opinion is an opinion.

A pattern of buyers saying the same thing is market feedback.

Sometimes the answer is better presentation, easier showing access or simply more time.

And sometimes the market is telling us the price needs to change.

I put together a guide explaining what I look at before recommending a price reduction...and why simply knocking $10,000 off the price isn’t much of a strategy.

My House Isn't Selling. Should I Lower the Price? → https://alberthernandez.net/house-isnt-selling-should-i-lower-price/

Every successful move starts with a plan"

The Fed meets this week—and once again, everyone is watching interest rates.But here's something that's often misunderst...
09/14/2026

The Fed meets this week—and once again, everyone is watching interest rates.

But here's something that's often misunderstood:

The Federal Reserve doesn't directly set mortgage rates.

Reports on inflation, employment and the economy influence what the Fed may do next. Financial markets react to that information and those expectations—and mortgage rates can move before the Fed ever makes a decision.

That's why hearing that the Fed may raise or lower rates doesn't automatically tell you what's going to happen to mortgage rates.

I put together a simple explanation of how CPI, the Fed, bond markets and mortgage rates are actually connected without all the economics jargon.

Every successful move starts with a plan.
https://alberthernandez.net/what-causes-mortgage-rates-to-go-up-or-down/

Is the San Gabriel Valley housing market actually slowing down?I pulled the August numbers for Covina, West Covina, Glen...
09/11/2026

Is the San Gabriel Valley housing market actually slowing down?

I pulled the August numbers for Covina, West Covina, Glendora and San Dimas, and the answer isn't as simple as some of the headlines make it sound.

Compared with August 2025:

Covina: Active inventory +5.6%, closed sales +12.5%, and homes that sold moved faster.

West Covina: Active inventory -13%, but the median market time increased from about 9 to 19 days.

Glendora: Active inventory -6.3%, but closed sales dropped from 40 to 24.

San Dimas: Active inventory +47.2%, yet median market time actually improved.

Four neighboring cities. Four different stories.

That's why I'm careful when I hear “the market is slowing down” or “inventory is rising.”

My first question is:

Where?

Real estate isn't one national market. It isn't one Southern California market. And sometimes, it isn't even one San Gabriel Valley market.

I broke down the August numbers and what they could mean for local buyers and sellers:

https://alberthernandez.net/san-gabriel-valley-housing-market-august-2026/

Every successful move starts with a plan.

The highest offer isn't always the best offer.I've had sellers look at multiple offers and naturally go straight to the ...
09/02/2026

The highest offer isn't always the best offer.

I've had sellers look at multiple offers and naturally go straight to the highest price.

I get it. That's the number that jumps off the page.

But when I'm reviewing offers with a seller, price is only part of the conversation.

I'm also looking at financing, down payment, contingencies, appraisal risk, requested credits, escrow timeline and ultimately how confident we are that the buyer can actually close.

A slightly lower offer with stronger terms can sometimes put the seller in a much better position than the highest offer on the table.

That's why comparing offers should be about more than ranking them from highest to lowest.

I put together a breakdown of what sellers should be looking at when they receive an offer:

Should you buy a home now or wait?I hear this question a lot, especially from buyers hoping interest rates will eventual...
08/28/2026

Should you buy a home now or wait?

I hear this question a lot, especially from buyers hoping interest rates will eventually come down.

And they might.

But that's only one part of the decision.

If rates come down, what happens if home prices go up? What if more buyers come back into the market? And what does that actually do to your monthly payment?

I recently ran the numbers comparing buying today versus waiting 3 years, and that's where the conversation gets interesting.

I'm not someone who believes everybody should buy a home right now.

But if you're in a position to buy, I do think it's worth looking at the numbers before automatically assuming waiting will put you in a better position.

I broke down a few different scenarios here:

https://alberthernandez.net/should-i-buy-a-home-now-or-wait/

Buy when you're ready, not when the market looks perfect.

Address

965 N Grand Avenue
Chino, CA
91724

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+12135092807

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