Reonna Harrison- Keller Williams Preferred

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Reonna Harrison- Keller Williams Preferred I am an agent servicing all of Chicago and the southeast suburbs.

Let me solve the mystery of finding your next home! Happy Halloween      ✨
11/01/2026

Let me solve the mystery of finding your next home! Happy Halloween

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10/22/2026

How can property taxes effect your purchase?

Property taxes are included in your monthly payments and put into an escrow. If they are too high they can effect your DTI and reduce the amount of home you can purchase. Every $1000 in property taxes is about $83 a month so higher taxes equal a higher month payment and they tend to only increase each year.

10/15/2026

When is the right time to buy?

When you can afford it. Waiting for the interest rates to go down could mean spending more money else where. Either by paying more rent while waiting, housing prices increase, or other cost increase.

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10/14/2026

How does rent to own work?

You and a landlord make an agreement for you to rent a property with the option to buy at the end of the lease. A portion of your monthly rent goes toward a down payment and you are usually responsible for maintenance while staying there. Once the lease is up, you will then get a mortgage to buy the house if you meet the criteria.

I don't know any good programs for this but if you know any, please comment below.

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10/01/2026

Day 1 of Quarter 4. Time to make the game winning shots.

09/30/2026

How much should you have saved before you start looking for a home.

Aside from the down payment you should have money for earnest money, inspection, appraisal, and several months of reserves.

There are lenders who are more lenient and have minimal reserve requirements but you should try to have some money in the bank when buying.

09/29/2026

How long does it take to close after your offer is accepted?

Typically 30 to 45 days when using a lender. But there are varies facts that can change that. Vacant homes, vigilant lenders and buyers, as-is, and cash deals can close quicker. Occupied homes, deals contingent on the seller finding a new home, city requirements and more and prolong the closing process.

09/28/2026

What is DTI?
Debt-to-Income ratio. It is based on your debt for things like your car, credit cards, and other credit based monthly debt obligations. It does not include utilities or cell phone. Standard for a FHA loan is 43% including your projected mortgage.

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09/27/2026

All agents are not the same. If you want an agent that will guide you through the process, help educate you on homeownership, and take helping you find your dream home seriously. Look no further.

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09/26/2026

Coming Soon! Looking for a condo in the city? Well this is the one.

3 Beds
2 Baths
Bonus Room
Office
Game Room
Near U of I, Obama Center, and Public Transit

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Chicago, IL

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