11/04/2026
Homeownership Costs Go Beyond Closing
After two decades guiding Chicagoans through the homebuying process, I've seen firsthand how the true costs of homeownership can catch even the most prepared buyers off guard. A 2026 survey revealed that 63% of Americans underestimated what it really takes to own a home, and for first-timers, 73% didn’t anticipate expenses beyond their mortgage payment. The reality? 64% felt financial pressure after moving in, over half dipped into savings or emergency funds, 55% trimmed their day-to-day spending, and 41% took on new debt.
I make it a point to walk clients through more than just closing day. From maintenance checklists to tips on building equity and long-term planning, my role doesn’t end with the keys. Life throws curveballs—childcare, student loans, medical bills, job changes—and having a plan can make all the difference. Staying connected and offering guidance long after the ink dries isn’t just about good business; it’s about trust and making sure your home is a blessing, not a burden.
