Debbie Kula Homes

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Debbie Kula Homes Debbie Kula is a professional Broker in Illinois who is known for her exceptional customer service and negotiation skills. She also speaks Polish.

With over 23 years of Real Estate experience, Debbie makes each transaction as smooth and stress-free as possible for her clients. Debbie began her career in Real Estate in 2001, and since then has joined ARHome Realty, where she has been able to provide numerous clients with her knowledge, expertise, and unparalleled passion for the field. In addition to helping clients buy and sell homes, Debbie is also highly skilled with senior real estate, short sale and foreclosure resources, and staging. Debbie will be sure to exceed your Real Estate expectations. Contact her today!

Expecting trick-or-treaters? šŸŽƒTake five minutes before Halloween and look at your front walkway after dark.A few things ...
10/28/2026

Expecting trick-or-treaters? šŸŽƒ

Take five minutes before Halloween and look at your front walkway after dark.

A few things to check:

āœ“ Cords, hoses or decorations crossing the path
āœ“ Loose or slippery mats
āœ“ Poorly lit steps
āœ“ Decorations that could fall into the walkway
āœ“ Pets are secured somewhere safe if the door will be opening repeatedly

None of these tasks are complicated… and they are easier to do before the doorbell starts ringing.

Have a fun and safe Halloween!

A lot of buyers šŸ” are still approaching the market like it is 2021 or 2022. They assume they have to move fast, give up ...
10/26/2026

A lot of buyers šŸ” are still approaching the market like it is 2021 or 2022. They assume they have to move fast, give up protections, and accept whatever terms the seller wants.

That is not always the case anymore.

In a more buyer friendly market, buyers may have more room to negotiate things like:

āœ”ļøpurchase price
āœ”ļøinspection repairs
āœ”ļøclosing costs
āœ”ļørate buydowns
āœ”ļøappliances or other inclusions
āœ”ļøclosing timeline

The key is understanding where you actually have leverage and how to use it the right way.

If you are thinking about buying and want to know what is realistic in today’s market, send me a message.

10/23/2026

Bedrooms and bathrooms are easy to put on a wish list.

But what about the stuff that affects you every single day?

āœ”ļøYour commute.
āœ”ļøHow close you are to restaurants and shopping.
āœ”ļøWhether you want sidewalks.
āœ”ļøHow much yard you actually want to maintain.
āœ”ļøThe style and age of homes you prefer.

Those things can help narrow a home search faster than people realize.

My Neighborhood Matchmaker is designed to help you think through those preferences and identify šŸ“ areas worth exploring.

Comment MATCH ME, or send me a message, and I’ll give you free access to it.

Testing your smoke alarms is important, but there’s another thing worth checking:How old are they?Smoke alarms don’t las...
10/21/2026

Testing your smoke alarms is important, but there’s another thing worth checking:

How old are they?

Smoke alarms don’t last forever. Many are designed to be replaced around the 10-year mark, although the lifespan varies by model and manufacturer.

Look for the manufacture date on the back or side and check the manufacturer’s replacement guidance.

And while you’re at it, check your carbon monoxide detectors too.

It’s one of those home-safety checks that takes very little time and is easy to forget.

10/20/2026

Photos, maps, description for 107 Terra Springs Drive Volo, IL. Search homes for sale, get school district and neighborhood info for Volo, IL on debbiekulahomes.com -- Real Estate Search.

Here’s a useful exercise if selling your home is even a possibility in the next year:Walk through the house and make thr...
10/19/2026

Here’s a useful exercise if selling your home is even a possibility in the next year:

Walk through the house and make three lists:

1ļøāƒ£ Fix now: inexpensive problems you already know about.
2ļøāƒ£ Maybe: improvements that could help but need more thought.
3ļøāƒ£ Skip: projects that probably won’t return enough value to justify the time or money.

The biggest mistake is assuming every improvement automatically makes sense before selling.

If you want some help deciding what belongs on each list, my free Home Seller Reset guide is a good place to start.

Comment RESET (or send me a message) if you want the guide.

If you could change ONE thing about where you live right now, what would it be?šŸ  More space?🌳 A bigger yard?šŸš— A shorter ...
10/17/2026

If you could change ONE thing about where you live right now, what would it be?

šŸ  More space?
🌳 A bigger yard?
šŸš— A shorter commute?
🚶 Better walkability?
šŸ›  Less maintenance?
šŸ“ A different neighborhood?

Or maybe you wouldn’t change anything.

Tell me yours in the comments or send me a message. I’m curious.

10/15/2026

Mortgage rates can change quickly, but your home search doesn’t necessarily have to stop every time they move.

The better question is:

ā€œWhat can we change about the deal to make the numbers work?ā€

Depending on your situation, that might mean negotiating seller credits, comparing a temporary or permanent rate buydown, looking at discount points, changing the down payment, or simply comparing several loan scenarios.

The important part is to run the actual numbers.

And one thing I would not build a purchase decision around: assuming you’ll definitely refinance later.

If you’re considering buying and want someone to walk you through the options, send me a message. I’d be happy to connect you with a lender I trust.

There’s a FILTER under your range hood!?It’s one kitchen maintenance job that’s easy to overlook.Grease can build up the...
10/13/2026

There’s a FILTER under your range hood!?

It’s one kitchen maintenance job that’s easy to overlook.

Grease can build up there surprisingly quickly, reducing airflow and leaving odors hanging around longer.

Depending on the hood, the filter may be washable or designed to be replaced. Check the manufacturer’s instructions before cleaning it.

If you cook regularly and can’t remember the last time you looked underneath the hood…there’s your weekend project. šŸ˜„

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Chicago, IL

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