Southern Property Shop

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Southern Property Shop

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Sell Fast. Buy Smart. Move With Confidence. Real estate across Chattanooga, Cleveland & North Georgia — listings, buyers, and cash offers.

TN Firm #267306 · GA Firm #83178

10/28/2026

Got a fixed-rate mortgage but swear your payment went up anyway? The loan part is frozen solid. Year twenty looks just like year one. The climbing is almost always your taxes and insurance sneaking in through escrow. Here's how inflation works on homeowners, explained over coffee with no charts:
https://southernpropertyshop.com/post/inflation-and-real-estate-explained

10/28/2026

🏡 NEW LISTING — 685 Lockhart Road, Dunlap, TN

$410,000 · 3 bed / 2 bath · 1,704 sq ft

Morning coffee tastes better on a covered front porch looking out over seven-plus acres of open lawn, with the Sequatchie Valley ridgeline stretching across the horizon.

📞 Call or text (423) 888-5217 for a private showing
🔎 Full details & all photos: https://southernpropertyshop.com/l/1545321

Southern Property Shop — Sell Fast. Buy Smart. Move With Confidence.

10/28/2026

🏡 NEW LISTING — 24 W State Line Road, Rossville, GA

$159,900 · 3 bed / 2 bath · 1,290 sq ft

Picture your morning coffee on the covered back porch with nothing but trees around you.

📞 Call or text (423) 888-5217 for a private showing
🔎 Full details & all photos: https://southernpropertyshop.com/l/1545317

Southern Property Shop — Sell Fast. Buy Smart. Move With Confidence.

10/28/2026

Pre-qualification is basically you telling a lender your numbers and them nodding politely. Pre-approval means they actually checked your income, credit and debts, and in Chattanooga, East Brainerd or Hixson, sellers won't take your offer seriously without one. Period. I wrote out the whole first-timer playbook in plain English, no headache required.
https://southernpropertyshop.com/post/buying-a-home-in-chattanooga-first-time-buyer-guide

10/28/2026

Touring a new build in Chattanooga? The model home is basically a dating profile photo: great lighting, best angle, and about $40,000 worth of upgrades you didn't know weren't included. Blinds, a fence, sometimes even the refrigerator (yes, really). Here's what to ask before you fall in love with that base price.
https://southernpropertyshop.com/post/new-construction-vs-resale-in-chattanooga

10/27/2026

Thinking about buying a house in Cleveland TN? Here's the one that catches transplants: Cleveland City Schools and Bradley County Schools are two separate systems, and a house that looks like it feeds into one sometimes feeds into the other. Don't trust the listing. Don't trust me. Call the school. 😄 The rest of what nobody tells you first is here:
https://southernpropertyshop.com/post/buying-a-house-in-cleveland-tn

10/27/2026

Moved here from Florida or Georgia and hunting for the Tennessee homestead exemption form to lower your property taxes? Stop searching. You're not bad at the internet, the form just isn't there. In Tennessee, the homestead exemption doesn't cut your tax bill at all, but a couple of programs that can are hiding under different names.
https://southernpropertyshop.com/post/tennessee-homestead-exemption

10/27/2026

A buyer once told me a free online calculator said he could afford a $500,000 house. It asked him three questions and never once mentioned his truck payment, his student loans, or whether he planned to keep eating food. Lenders will ask about all of it, and paying off one small card might get you ten grand more house. Here's how the real math works in Chattanooga:
https://southernpropertyshop.com/post/how-much-house-can-i-afford-in-chattanooga

10/27/2026

🏡 NEW LISTING — 113 Chisholm Trail NW, Dalton, GA

$185,000 · 4 bed / 2 bath · 1,380 sq ft

On summer evenings, this is where the neighbors will want to be.

📞 Call or text (423) 888-5217 for a private showing
🔎 Full details & all photos: https://southernpropertyshop.com/l/1545220

Southern Property Shop — Sell Fast. Buy Smart. Move With Confidence.

10/26/2026

Reappraisal notice just told you your house is worth way more, and the neighborhood group chat is spreading panic faster than kudzu up a fence post? Breathe. In Tennessee, a reappraisal isn't a rate hike. After one, local governments have to roll the rate back to a certified rate that brings in about the same money as before. Here's how it actually works, and the one case where it does sting:
https://southernpropertyshop.com/post/hamilton-county-property-taxes-explained

Address

651 E 4th Street Ste 200
Chattanooga, TN
37403

Telephone

+14238109474

Website

https://www.SouthernPropertyShop.com/

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