11/03/2026
Matthews buyers finally have more room to negotiate, here’s how to get the most from today’s market shift:
When homes aren’t flying off the market, your approach should change. A less competitive market in Matthews opens opportunities for careful buyers to make stronger decisions, if you know where to look and what to ask for.
- Give yourself time to compare properties and look for real fit instead of feeling rushed to offer right away.
- Use slower market pace to negotiate price, closing costs, or repairs that might have been off-limits during a bidding war.
- Don’t expect every seller to bend, some neighborhoods and price ranges are still competitive, so be ready to move when the right home shows up.
- Get lender quotes early and see if any products or terms make your budget work better at today’s higher rates.
- Double-check your comfort level: don’t commit unless the payment is manageable and your finances can handle surprises.
- Focus on your real needs and the years you plan to stay put, not just whether the market might shift next month.
- Remember that waiting can bring its own risks, including losing negotiating leverage if competition heats up again.
In a market that rewards patience, it’s worth being strategic, but real value comes from matching your home and finances to your long-term plans.
Take advantage of motivated sellers now vs waiting for rates to go down. You can refinance for no cost when rates dip.
When rates go down competition increases and home prices go up quick.
Cullen McNulty
McNulty Realty
[email protected]
www.McNultyRealty.com
704.507.2593
Serving NC & Upstate SC